OP Bancorp (OPBK)
OP Bancorp Statistics
Share Statistics
OP Bancorp has 14.91M shares outstanding. The number of shares has increased by -0.97% in one year.
| Shares Outstanding | 14.91M |
| Shares Change (YoY) | -0.97% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 52.18% |
| Shares Floating | 11.62M |
| Failed to Deliver (FTD) Shares | 2.33K |
| FTD / Avg. Volume | 5.68% |
Short Selling Information
The latest short interest is 42.85K, so 0.29% of the outstanding shares have been sold short.
| Short Interest | 42.85K |
| Short % of Shares Out | 0.29% |
| Short % of Float | 0.37% |
| Short Ratio (days to cover) | 1.13 |
Valuation Ratios
The PE ratio is 11.37 and the forward PE ratio is 6.57. OP Bancorp's PEG ratio is -1.1.
| PE Ratio | 11.37 |
| Forward PE | 6.57 |
| PS Ratio | 3.02 |
| Forward PS | 1.8 |
| PB Ratio | 1.17 |
| P/FCF Ratio | 8.05 |
| PEG Ratio | -1.1 |
Enterprise Valuation
OP Bancorp has an Enterprise Value (EV) of 199.7M.
| EV / Sales | 2.52 |
| EV / EBITDA | 0 |
| EV / EBIT | 6.37 |
| EV / FCF | 6.71 |
Financial Position
The company has a current ratio of 8.4, with a Debt / Equity ratio of 0.46.
| Current Ratio | 8.4 |
| Quick Ratio | 8.4 |
| Debt / Equity | 0.46 |
| Debt / EBITDA | - |
| Debt / FCF | 3.19 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 10.28% and Return on Invested Capital is 1.11%.
| Return on Equity | 10.28% |
| Return on Assets | 0.89% |
| Return on Invested Capital | 1.11% |
| Revenue Per Employee | $343.19K |
| Profits Per Employee | $91.21K |
| Employee Count | 231 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 8.01M |
| Effective Tax Rate | 27.55% |
Stock Price Statistics
The stock price has increased by 29.23% in the last 52 weeks. The beta is 0.53, so OP Bancorp's price volatility has been higher than the market average.
| Beta | 0.53 |
| 52-Week Price Change | 29.23% |
| 50-Day Moving Average | 12.28 |
| 200-Day Moving Average | 13.55 |
| Relative Strength Index (RSI) | 55.27 |
| Average Volume (20 Days) | 41K |
Income Statement
In the last 12 months, OP Bancorp had revenue of 79.28M and earned 21.07M in profits. Earnings per share was 1.39.
| Revenue | 79.28M |
| Gross Profit | 79.28M |
| Operating Income | 35.94M |
| Net Income | 21.07M |
| EBITDA | 0 |
| EBIT | 71.87M |
| Earnings Per Share (EPS) | 1.39 |
Balance Sheet
The company has 134.94M in cash and 95M in debt, giving a net cash position of 39.94M.
| Cash & Cash Equivalents | 134.94M |
| Total Debt | 95M |
| Net Cash | 39.94M |
| Retained Earnings | 134.78M |
| Total Assets | 2.37B |
| Working Capital | 118.88M |
Cash Flow
In the last 12 months, operating cash flow was 31.34M and capital expenditures 0, giving a free cash flow of 29.78M.
| Operating Cash Flow | 31.34M |
| Capital Expenditures | 0 |
| Free Cash Flow | 29.78M |
| FCF Per Share | 1.96 |
Margins
Gross margin is 100%, with operating and profit margins of 45.33% and 26.58%.
| Gross Margin | 100% |
| Operating Margin | 45.33% |
| Pretax Margin | 36.68% |
| Profit Margin | 26.58% |
| EBITDA Margin | n/a |
| EBIT Margin | 45.33% |
| FCF Margin | 37.57% |
Dividends & Yields
OPBK pays an annual dividend of $0.6, which amounts to a dividend yield of 3.22%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 3.22% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 43.17% |
| Earnings Yield | 8.79% |
| FCF Yield | 12.43% |
Analyst Forecast
The average price target for OPBK is $18, which is 49.1% higher than the current price. The consensus rating is "Hold".
| Price Target | $18 |
| Price Target Difference | 49.1% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Scores
| Altman Z-Score | 0.24 |
| Piotroski F-Score | 7 |