OP Bancorp

AI Score

XX

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12.02
0.16 (1.35%)
At close: Apr 02, 2025, 3:59 PM
11.87
-1.25%
After-hours: Apr 02, 2025, 04:28 PM EDT

OP Bancorp Statistics

Share Statistics

OP Bancorp has 14.81M shares outstanding. The number of shares has increased by -0.97% in one year.

Shares Outstanding 14.81M
Shares Change (YoY) -0.97%
Shares Change (QoQ) 0%
Owned by Institutions (%) 52.18%
Shares Floating 11.57M
Failed to Deliver (FTD) Shares 2.33K
FTD / Avg. Volume 7.18%

Short Selling Information

The latest short interest is 35.8K, so 0.24% of the outstanding shares have been sold short.

Short Interest 35.8K
Short % of Shares Out 0.24%
Short % of Float 0.31%
Short Ratio (days to cover) 1.52

Valuation Ratios

The PE ratio is 11.37 and the forward PE ratio is 7.42. OP Bancorp's PEG ratio is -1.1.

PE Ratio 11.37
Forward PE 7.42
PS Ratio 3.02
Forward PS 1.7
PB Ratio 1.17
P/FCF Ratio 0
PEG Ratio -1.1
Financial Ratio History

Enterprise Valuation

OP Bancorp has an Enterprise Value (EV) of 199.7M.

EV / Sales 2.52
EV / EBITDA 0
EV / EBIT 0
EV / FCF 0

Financial Position

The company has a current ratio of 8.4, with a Debt / Equity ratio of 0.46.

Current Ratio 8.4
Quick Ratio 8.4
Debt / Equity 0.46
Debt / EBITDA -
Debt / FCF -
Interest Coverage 0

Financial Efficiency

Return on Equity is 10.28% and Return on Invested Capital is 1.11%.

Return on Equity 10.28%
Return on Assets 0.89%
Return on Invested Capital 1.11%
Revenue Per Employee $357.11K
Profits Per Employee $94.91K
Employee Count 222
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

Income Tax 8.01M
Effective Tax Rate 27.55%

Stock Price Statistics

The stock price has increased by 19.27% in the last 52 weeks. The beta is 0.58, so OP Bancorp's price volatility has been higher than the market average.

Beta 0.58
52-Week Price Change 19.27%
50-Day Moving Average 13.33
200-Day Moving Average 13.4
Relative Strength Index (RSI) 35.93
Average Volume (20 Days) 32.44K

Income Statement

In the last 12 months, OP Bancorp had revenue of 79.28M and earned 21.07M in profits. Earnings per share was 1.39.

Revenue 79.28M
Gross Profit 79.28M
Operating Income 35.94M
Net Income 21.07M
EBITDA 0
EBIT 71.87M
Earnings Per Share (EPS) 1.39
Full Income Statement

Balance Sheet

The company has 134.94M in cash and 95M in debt, giving a net cash position of 39.94M.

Cash & Cash Equivalents 134.94M
Total Debt 95M
Net Cash 39.94M
Retained Earnings 134.78M
Total Assets 2.37B
Working Capital 118.88M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 0 and capital expenditures 0, giving a free cash flow of 0.

Operating Cash Flow 0
Capital Expenditures 0
Free Cash Flow 0
FCF Per Share 0
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 45.33% and 26.58%.

Gross Margin 100%
Operating Margin 45.33%
Pretax Margin 36.68%
Profit Margin 26.58%
EBITDA Margin n/a
EBIT Margin 45.33%
FCF Margin n/a

Dividends & Yields

OPBK pays an annual dividend of $0.6, which amounts to a dividend yield of 3.22%.

Dividend Per Share $0.60
Dividend Yield 3.22%
Dividend Growth (YoY) 0%
Payout Ratio 43.17%
Earnings Yield 8.79%
FCF Yield 0%
Dividend Details

Analyst Forecast

The average price target for OPBK is $18, which is 52.3% higher than the current price. The consensus rating is "Hold".

Price Target $18
Price Target Difference 52.3%
Analyst Consensus Hold
Analyst Count 1
Stock Forecasts

Scores

Altman Z-Score 0.24
Piotroski F-Score 7