OP Bancorp (OPBK)
OP Bancorp Statistics
Share Statistics
OP Bancorp has 14.81M shares outstanding. The number of shares has increased by -1.25% in one year.
| Shares Outstanding | 14.81M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 10.98M |
| Failed to Deliver (FTD) Shares | 4.91K |
| FTD / Avg. Volume | 16.96% |
Short Selling Information
The latest short interest is 46.81K, so 0.32% of the outstanding shares have been sold short.
| Short Interest | 46.81K |
| Short % of Shares Out | 0.32% |
| Short % of Float | 0.43% |
| Short Ratio (days to cover) | 1.53 |
Valuation Ratios
The PE ratio is 6.94 and the forward PE ratio is 10.9. OP Bancorp's PEG ratio is 0.32.
| PE Ratio | 6.94 |
| Forward PE | 10.9 |
| PS Ratio | 2.04 |
| Forward PS | 2.2 |
| PB Ratio | 0.86 |
| P/FCF Ratio | 2.53 |
| PEG Ratio | 0.32 |
Enterprise Valuation
OP Bancorp has an Enterprise Value (EV) of 189.01M.
| EV / Earnings | 7.9 |
| EV / Sales | 2.33 |
| EV / EBITDA | 5.43 |
| EV / EBIT | 5.43 |
| EV / FCF | 2.88 |
Financial Position
The company has a current ratio of 20.41, with a Debt / Equity ratio of 0.59.
| Current Ratio | 20.41 |
| Quick Ratio | 20.41 |
| Debt / Equity | 0.59 |
| Total Debt / Capitalization | 37.25 |
| Cash Flow / Debt | 0.59 |
| Interest Coverage | 0.66 |
Financial Efficiency
Return on equity (ROE) is 0.12% and return on capital (ROIC) is 8.1%.
| Return on Equity (ROE) | 0.12% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 8.1% |
| Revenue Per Employee | 365.84K |
| Profits Per Employee | 107.74K |
| Employee Count | 222 |
| Asset Turnover | 0.04 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 9.57M |
| Effective Tax Rate | 0.29 |
Stock Price Statistics
The stock price has increased by 43.89% in the last 52 weeks. The beta is 0.59, so OP Bancorp's price volatility has been higher than the market average.
| Beta | 0.59 |
| 52-Week Price Change | 43.89% |
| 50-Day Moving Average | 16.33 |
| 200-Day Moving Average | 12.46 |
| Relative Strength Index (RSI) | 49.51 |
| Average Volume (20 Days) | 28.97K |
Income Statement
In the last 12 months, OP Bancorp had revenue of 81.22M and earned 23.92M in profits. Earnings per share was 1.55.
| Revenue | 81.22M |
| Gross Profit | 81.22M |
| Operating Income | 34.83M |
| Net Income | 23.92M |
| EBITDA | 34.83M |
| EBIT | 34.83M |
| Earnings Per Share (EPS) | 1.55 |
Balance Sheet
The company has 91.22M in cash and 114.34M in debt, giving a net cash position of -23.13M.
| Cash & Cash Equivalents | 91.22M |
| Total Debt | 114.34M |
| Net Cash | -23.13M |
| Retained Earnings | 120.86M |
| Total Assets | 2.39B |
| Working Capital | 2.28B |
Cash Flow
In the last 12 months, operating cash flow was 67.84M and capital expenditures -2.18M, giving a free cash flow of 65.66M.
| Operating Cash Flow | 67.84M |
| Capital Expenditures | -2.18M |
| Free Cash Flow | 65.66M |
| FCF Per Share | 4.33 |
Margins
Gross margin is 100%, with operating and profit margins of 42.88% and 29.45%.
| Gross Margin | 100% |
| Operating Margin | 42.88% |
| Pretax Margin | 41.24% |
| Profit Margin | 29.45% |
| EBITDA Margin | 42.88% |
| EBIT Margin | 42.88% |
| FCF Margin | 80.84% |
Dividends & Yields
OPBK pays an annual dividend of $0.48, which amounts to a dividend yield of 3.07%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 3.07% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 34.29% |
| Earnings Yield | 9.83% |
| FCF Yield | 28.12% |
Analyst Forecast
The average price target for OPBK is $13, which is -17.6% lower than the current price. The consensus rating is "Hold".
| Price Target | $13 |
| Price Target Difference | -17.6% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Scores
| Altman Z-Score | 1.33 |
| Piotroski F-Score | 8 |