Shares Outstanding Shares Outstanding n/a Close	247.16M
Shares Change (YoY) Shares Change (YoY) n/a Close	-8.7%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	-2.12%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	69.52%
Shares Floating Shares Floating n/a Close	227.42M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	89
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.01%

Short Selling Information

The latest short interest is 4.16M, so 1.68% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	4.16M
Short % of Shares Out Short % of Shares Out n/a Close	1.68%
Short % of Float Short % of Float n/a Close	2.51%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	3.13

Valuation Ratios

The PE ratio is 10.97 and the forward PE ratio is 10.76. Old Republic International's PEG ratio is 0.2.

PE Ratio PE Ratio n/a Close	10.97
Forward PE Forward PE n/a Close	10.76
PS Ratio PS Ratio n/a Close	1.14
Forward PS Forward PS n/a Close	0.9
PB Ratio PB Ratio n/a Close	1.66
P/FCF Ratio P/FCF Ratio n/a Close	7.58
PEG Ratio PEG Ratio n/a Close	0.2

Financial Ratio History

Enterprise Valuation

Old Republic International has an Enterprise Value (EV) of 10.74B.

EV / Sales EV / Sales n/a Close	1.3
EV / EBITDA EV / EBITDA n/a Close	0
EV / EBIT EV / EBIT n/a Close	8.71
EV / FCF EV / FCF n/a Close	8.71

Financial Position

Current Ratio Current Ratio n/a Close	0
Quick Ratio Quick Ratio n/a Close	0
Debt / Equity Debt / Equity n/a Close	0.28
Debt / EBITDA Debt / EBITDA n/a Close	n/a
Debt / FCF Debt / FCF n/a Close	1.29
Interest Coverage Interest Coverage n/a Close	13.84

Financial Efficiency

Return on Equity is 15.18% and Return on Invested Capital is 0%.

Return on Equity Return on Equity n/a Close	15.18%
Return on Assets Return on Assets n/a Close	3.06%
Return on Invested Capital Return on Invested Capital n/a Close	0%
Revenue Per Employee Revenue Per Employee n/a Close	$875,670.21
Profits Per Employee Profits Per Employee n/a Close	$90,712.77
Employee Count Employee Count n/a Close	9,400
Asset Turnover Asset Turnover n/a Close	0.3
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	216.9M
Effective Tax Rate Effective Tax Rate n/a Close	20.28%

Stock Price Statistics

The stock price has increased by 26% in the last 52 weeks. The beta is 0.79, so Old Republic International's price volatility has been higher than the market average.

Beta Beta n/a Close	0.79
52-Week Price Change 52-Week Price Change n/a Close	26%
50-Day Moving Average 50-Day Moving Average n/a Close	37.54
200-Day Moving Average 200-Day Moving Average n/a Close	36.7
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	48.73
Average Volume (20 Days) Average Volume (20 Days) n/a Close	1,294,469

Income Statement

In the last 12 months, Old Republic International had revenue of 8.23B and earned 852.7M in profits. Earnings per share was 3.3.

Revenue Revenue n/a Close	8.23B
Gross Profit Gross Profit n/a Close	8.23B
Operating Income Operating Income n/a Close	1.07B
Net Income Net Income n/a Close	852.7M
EBITDA EBITDA n/a Close	n/a
EBIT EBIT n/a Close	1.15B
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	3.3

Full Income Statement

Balance Sheet

The company has 201.9M in cash and 1.59B in debt, giving a net cash position of -1.39B.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	201.9M
Total Debt Total Debt n/a Close	1.59B
Net Cash Net Cash n/a Close	-1.39B
Retained Earnings Retained Earnings n/a Close	5.52B
Total Assets Total Assets n/a Close	28.03B
Working Capital Working Capital n/a Close	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.23B and capital expenditures 0, giving a free cash flow of 1.23B.

Operating Cash Flow Operating Cash Flow n/a Close	1.23B
Capital Expenditures Capital Expenditures n/a Close	n/a
Free Cash Flow Free Cash Flow n/a Close	1.23B
FCF Per Share FCF Per Share n/a Close	4.77

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 12.99% and 10.36%.

Gross Margin Gross Margin n/a Close	100%
Operating Margin Operating Margin n/a Close	12.99%
Pretax Margin Pretax Margin n/a Close	13%
Profit Margin Profit Margin n/a Close	10.36%
EBITDA Margin EBITDA Margin n/a Close	n/a
EBIT Margin EBIT Margin n/a Close	12.99%
FCF Margin FCF Margin n/a Close	14.98%

Dividends & Yields

ORI pays an annual dividend of $3.11, which amounts to a dividend yield of 8.3%.

Dividend Per Share Dividend Per Share n/a Close	$3.11
Dividend Yield Dividend Yield n/a Close	8.3%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	654.72%
Payout Ratio Payout Ratio n/a Close	101.97%
Earnings Yield Earnings Yield n/a Close	9.12%
FCF Yield FCF Yield n/a Close	13.19%

Dividend Details

Analyst Forecast

The average price target for ORI is $43, which is 15.1% higher than the current price. The consensus rating is "Buy".

Price Target Price Target n/a Close	$43
Price Target Difference Price Target Difference n/a Close	15.1%
Analyst Consensus Analyst Consensus n/a Close	Buy
Analyst Count Analyst Count n/a Close	1

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$39.7
Lynch Upside Lynch Upside n/a Close	6.26%
Graham Number Graham Number n/a Close	40.18
Graham Upside Graham Upside n/a Close	7.55%

Stock Splits

The last stock split was on Jan 3, 2006. It was a forward split with a ratio of 5:4.

Last Split Date Last Split Date n/a Close	Jan 3, 2006
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	5:4

Scores

Altman Z-Score Altman Z-Score n/a Close	0.84
Piotroski F-Score Piotroski F-Score n/a Close	5