Orrstown Financial Servic... (ORRF)
Orrstown Financial Services Statistics
Share Statistics
Orrstown Financial Services has 19.51M shares outstanding. The number of shares has increased by 80.83% in one year.
| Shares Outstanding | 19.51M |
| Shares Change (YoY) | 80.83% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 55.88% |
| Shares Floating | 18.4M |
| Failed to Deliver (FTD) Shares | 435 |
| FTD / Avg. Volume | 0.27% |
Short Selling Information
The latest short interest is 337.5K, so 1.73% of the outstanding shares have been sold short.
| Short Interest | 337.5K |
| Short % of Shares Out | 1.73% |
| Short % of Float | 1.79% |
| Short Ratio (days to cover) | 2.15 |
Valuation Ratios
The PE ratio is 24.74 and the forward PE ratio is 6.55. Orrstown Financial Services's PEG ratio is -0.43.
| PE Ratio | 24.74 |
| Forward PE | 6.55 |
| PS Ratio | 3.1 |
| Forward PS | 2.1 |
| PB Ratio | 1.06 |
| P/FCF Ratio | 16.34 |
| PEG Ratio | -0.43 |
Enterprise Valuation
Orrstown Financial Services has an Enterprise Value (EV) of 491.18M.
| EV / Sales | 2.79 |
| EV / EBITDA | 0 |
| EV / EBIT | 14.05 |
| EV / FCF | 14.72 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.36.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.36 |
| Debt / EBITDA | - |
| Debt / FCF | 5.51 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 4.27% and Return on Invested Capital is 1.12%.
| Return on Equity | 4.27% |
| Return on Assets | 0.41% |
| Return on Invested Capital | 1.12% |
| Revenue Per Employee | $290.19K |
| Profits Per Employee | $36.33K |
| Employee Count | 607 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 5.76M |
| Effective Tax Rate | 20.7% |
Stock Price Statistics
The stock price has increased by 8.97% in the last 52 weeks. The beta is 0.78, so Orrstown Financial Services's price volatility has been higher than the market average.
| Beta | 0.78 |
| 52-Week Price Change | 8.97% |
| 50-Day Moving Average | 30.34 |
| 200-Day Moving Average | 34.44 |
| Relative Strength Index (RSI) | 52.37 |
| Average Volume (20 Days) | 160.22K |
Income Statement
In the last 12 months, Orrstown Financial Services had revenue of 176.14M and earned 22.05M in profits. Earnings per share was 1.48.
| Revenue | 176.14M |
| Gross Profit | 176.14M |
| Operating Income | 76.97M |
| Net Income | 22.05M |
| EBITDA | 0 |
| EBIT | 153.94M |
| Earnings Per Share (EPS) | 1.48 |
Balance Sheet
The company has 238.31M in cash and 184.04M in debt, giving a net cash position of 54.26M.
| Cash & Cash Equivalents | 238.31M |
| Total Debt | 184.04M |
| Net Cash | 54.26M |
| Retained Earnings | 126.54M |
| Total Assets | 5.43B |
| Working Capital | 901.79M |
Cash Flow
In the last 12 months, operating cash flow was 34.96M and capital expenditures 0, giving a free cash flow of 33.38M.
| Operating Cash Flow | 34.96M |
| Capital Expenditures | 0 |
| Free Cash Flow | 33.38M |
| FCF Per Share | 2.24 |
Margins
Gross margin is 100%, with operating and profit margins of 43.7% and 12.52%.
| Gross Margin | 100% |
| Operating Margin | 43.7% |
| Pretax Margin | 15.79% |
| Profit Margin | 12.52% |
| EBITDA Margin | n/a |
| EBIT Margin | 43.7% |
| FCF Margin | 18.95% |
Dividends & Yields
ORRF pays an annual dividend of $0.92, which amounts to a dividend yield of 2.73%.
| Dividend Per Share | $0.92 |
| Dividend Yield | 2.73% |
| Dividend Growth (YoY) | 30% |
| Payout Ratio | 62.16% |
| Earnings Yield | 4.04% |
| FCF Yield | 6.12% |
Analyst Forecast
The average price target for ORRF is $37, which is 28.5% higher than the current price. The consensus rating is "Buy".
| Price Target | $37 |
| Price Target Difference | 28.5% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
Stock Splits
The last stock split was on May 23, 2007. It was a forward split with a ratio of 21:20.
| Last Split Date | May 23, 2007 |
| Split Type | forward |
| Split Ratio | 21:20 |
Scores
| Altman Z-Score | 0.33 |
| Piotroski F-Score | 5 |