Bank OZK (OZKAP)

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16.10

0.20 (1.26%)

At close: Apr 21, 2025, 3:48 PM

16.14

0.26%

After-hours: Apr 21, 2025, 04:57 PM EDT

Bank OZK Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	2.49B	2.72B	2.4B	2.09B	1.79B	1.5B	1.44B	1.34B	1.25B	1.18B	1.13B	1.11B	1.1B	1.07B	1.04B	1.01B	984.91M	964.14M	959.08M	971.88M	984.26M	995.07M	994.03M	996.96M	993.3M	980.57M	977.76M	956.34M	902.78M	855.99M	791.35M	679.76M	601.5M	513.22M	434.46M	409.18M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	26.52M	-740K	28.3M	28.3M	17.57M	44.84M	31.94M	45.67M
Gross Profit	2.49B	2.72B	2.4B	2.09B	1.79B	1.5B	1.44B	1.34B	1.25B	1.18B	1.13B	1.11B	1.1B	1.07B	1.04B	1.01B	984.91M	964.14M	959.08M	971.88M	984.26M	995.07M	994.03M	996.96M	993.3M	980.57M	977.76M	956.34M	876.26M	856.73M	763.05M	651.46M	583.93M	468.39M	402.52M	363.51M
Operating Income	465.95M	465.94M	449.72M	667.39M	648.22M	923.22M	900.27M	874.07M	845.41M	778.47M	767.19M	794.76M	834.48M	818.34M	814.75M	711.46M	568.37M	578.49M	603.56M	705.32M	842.7M	858.13M	807.75M	792.59M	763.47M	695.59M	689.06M	630.73M	603.5M	611.74M	599.15M	553.02M	485.31M	258.49M	197.39M	168.51M
Interest Income	2.65B	2.59B	2.48B	2.32B	2.13B	1.92B	1.68B	1.45B	1.27B	1.15B	1.09B	1.07B	1.07B	1.06B	1.07B	1.07B	1.08B	1.09B	1.11B	1.14B	1.16B	1.17B	1.16B	1.14B	1.1B	1.06B	1.02B	976.32M	909.6M	855.29M	788.88M	679.76M	601.5M	513.22M	434.46M	409.18M
Pretax Income	931.29M	914.99M	898.8M	886.17M	867M	856.78M	805.13M	763.23M	721.53M	706.98M	709.66M	729.58M	752.92M	715.08M	682.57M	552.07M	376.18M	356.1M	354.07M	434.1M	564.34M	582.08M	545.46M	553.55M	554.06M	549.87M	600.32M	591M	580.52M	568.09M	536.31M	478.31M	424.36M	367.4M	318.41M	301.39M
Net Income	716.46M	709.4M	702M	696.42M	690.78M	678.54M	633.04M	593.44M	551.57M	538.45M	540.44M	558.61M	579M	549.75M	528.72M	428.45M	291.9M	272.19M	266.83M	327.07M	425.91M	440.13M	410.42M	414.67M	417.11M	448.24M	470.07M	445.85M	421.89M	363.51M	343.54M	307.48M	269.98M	233.65M	203.75M	194.05M
Selling & General & Admin	355.29M	355.12M	341.04M	315.63M	305.35M	283.76M	273.84M	258.16M	244.78M	237.45M	231.13M	229.11M	228.52M	228.78M	229.91M	229.01M	228.13M	227.22M	221.89M	219.91M	213.52M	216.58M	216.03M	204.98M	205.17M	212.15M	201.37M	204.26M	195.36M	180.52M	181.03M	164.42M	148.95M	128.7M	109.7M	106.22M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	569.09M	385.24M	-193.6M	-390.24M	-575.43M	-865.06M	-810.11M	-724.27M	-648.4M	-655.98M	-610.75M	-557.35M	-503.02M	-477.84M	-459.56M	-531.82M	-644.67M	-612.88M	-577.41M	-486.47M	-355.09M	-353.51M	-402.31M	-409.35M	-435M	-497.13M	-490.07M	-529.88M	-468.12M	-308.42M	-227.83M	-166.98M	-151.7M	-151.7M	-127.94M	-93.1M
Operating Expenses	926.74M	373.3M	-219.61M	-434.19M	-639.5M	-581.29M	-536.27M	-466.11M	-403.62M	-406.51M	-367.6M	-316.22M	-262.48M	-249.07M	-229.66M	-302.81M	-416.54M	-385.66M	-355.52M	-266.56M	-141.57M	-136.93M	-186.28M	-204.37M	-229.83M	-284.98M	-288.7M	-325.61M	-272.76M	-295.1M	-214M	-169.77M	-169.95M	-139.62M	-134.85M	-103.5M
Interest Expense	845.05M	578.28M	483.88M	626.47M	470.21M	520.17M	350.59M	214.67M	123.83M	71.49M	57.53M	65.19M	81.59M	103.28M	132.2M	159.39M	192.16M	222.35M	249.46M	271.2M	278.36M	276.06M	262.31M	239.03M	209.39M	179.97M	154.83M	131.88M	115.17M	101.63M	88.99M	74.83M	61.05M	48.48M	36.37M	30.83M
Selling & Marketing Expenses	20.58M	22.03M	19.72M	16.01M	16.15M	13.99M	13.65M	11.57M	8.8M	6.96M	4.23M	3.72M	2.77M	2.71M	3.54M	4.66M	6.05M	6.79M	7.29M	7.26M	7.24M	6.89M	11.8M	11.91M	11.56M	11.72M	6.65M	6.13M	5.99M	5.43M	5.46M	5.69M	5.62M	5.6M	4.24M	3.34M
Cost & Expenses	1.74B	1.55B	953.93M	318.67M	-277.22M	-581.29M	-536.27M	-466.11M	-403.62M	-406.51M	-367.6M	-316.22M	-262.48M	-249.07M	-229.66M	-302.81M	-416.54M	-385.66M	-355.52M	-266.56M	-141.57M	-136.93M	-186.28M	-204.37M	-229.83M	-284.98M	-288.7M	-325.61M	-241.59M	-291.2M	-172.66M	-107.26M	-117.99M	-89.02M	-101.91M	-77.99M
Income Tax Expense	214.79M	205.56M	196.75M	189.69M	176.16M	178.25M	168.07M	161.73M	157.44M	155.95M	160.69M	166.48M	173.89M	165.3M	153.84M	123.62M	84.31M	83.95M	87.27M	107.05M	138.43M	141.94M	135.03M	138.89M	136.98M	101.66M	130.24M	145.14M	158.58M	204.46M	192.69M	170.71M	154.28M	133.71M	114.62M	107.3M
Shares Outstanding (Basic)	113.63M	113.65M	113.56M	113.56M	113.3M	113.38M	114.05M	117.08M	117.65M	118.48M	120.44M	124.49M	129.4M	129.4M	129.72M	129.49M	129.35M	129.35M	129.35M	129.24M	128.96M	128.95M	128.95M	128.85M	128.61M	128.61M	128.62M	128.53M	128.26M	128.18M	123.83M	122.18M	121.93M	115.2M	90.79M	90.68M
Shares Outstanding (Diluted)	114.02M	114.03M	114M	113.88M	113.76M	113.77M	114.28M	117.41M	118.2M	118.86M	120.83M	125M	129.93M	129.93M	130.25M	129.82M	129.35M	129.47M	129.4M	129.31M	129.24M	129.01M	129.08M	128.96M	128.85M	128.74M	128.8M	128.76M	128.53M	128.47M	124.2M	122.18M	121.93M	115.2M	91.29M	91.25M
EPS (Basic)	6.23	6.14	6.08	5.99	5.90	5.74	5.32	4.95	4.56	4.37	4.30	4.36	4.48	4.25	4.08	3.31	2.25	2.10	2.07	2.54	3.31	3.42	3.19	3.22	3.24	3.49	3.66	3.50	3.35	2.93	2.84	2.71	2.55	2.41	2.28	2.20
EPS (Diluted)	6.22	6.12	6.06	5.97	5.87	5.71	5.30	4.93	4.54	4.35	4.27	4.33	4.45	4.23	4.07	3.30	2.25	2.10	2.07	2.54	3.31	3.42	3.19	3.22	3.24	3.49	3.66	3.50	3.35	2.93	2.84	2.71	2.55	2.40	2.26	2.17
EBITDA	804.01M	804.01M	780.11M	1.01B	680.17M	899.17M	848.56M	805.86M	764.15M	749.76M	752.46M	772.01M	795.3M	757.92M	725.9M	595.84M	392.81M	372.28M	369.82M	449.63M	606.85M	622.74M	584.27M	590.66M	589.5M	585.13M	635.37M	625.62M	614.59M	601.87M	568.6M	416.12M	271.08M	125.57M	n/a	n/a
EBIT	714.76M	739.92M	723.74M	960.31M	639.14M	856.78M	805.13M	763.23M	721.53M	706.98M	709.66M	729.58M	752.92M	715.08M	682.57M	552.07M	349.02M	328.94M	326.91M	406.94M	564.34M	582.08M	545.46M	553.55M	554.06M	391.63M	283.24M	121.44M	110.96M	256.77M	383.83M	387.52M	246.05M	103.62M	-19.27M	-18.57M
Depreciation & Amortization	85.96M	60.81M	53.1M	49.06M	41.02M	33.09M	34.13M	33.33M	33.31M	42.78M	42.8M	42.43M	42.38M	42.84M	43.33M	43.77M	43.79M	43.34M	42.91M	42.68M	42.51M	40.66M	38.81M	37.1M	35.44M	35.27M	35.05M	34.62M	34.07M	33.78M	32.29M	28.6M	25.03M	21.95M	19.27M	18.57M