Pioneer Bancorp Inc. (PBFS)
Pioneer Bancorp Statistics
Share Statistics
Pioneer Bancorp has 25.85M shares outstanding. The number of shares has increased by -0.5% in one year.
Shares Outstanding | 25.85M |
Shares Change (YoY) | -0.5% |
Shares Change (QoQ) | -0.48% |
Owned by Institutions (%) | 24.96% |
Shares Floating | 11.15M |
Failed to Deliver (FTD) Shares | 200 |
FTD / Avg. Volume | 0.91% |
Short Selling Information
The latest short interest is 27.48K, so 0.11% of the outstanding shares have been sold short.
Short Interest | 27.48K |
Short % of Shares Out | 0.11% |
Short % of Float | 0.25% |
Short Ratio (days to cover) | 1.34 |
Valuation Ratios
The PE ratio is 17.15 and the forward PE ratio is null. Pioneer Bancorp's PEG ratio is -0.57.
PE Ratio | 17.15 |
Forward PE | n/a |
PS Ratio | 3.53 |
Forward PS | null |
PB Ratio | 0.88 |
P/FCF Ratio | 11.38 |
PEG Ratio | -0.57 |
Enterprise Valuation
Pioneer Bancorp has an Enterprise Value (EV) of 225.58M.
EV / Sales | 3.04 |
EV / EBITDA | 0 |
EV / EBIT | 9.46 |
EV / FCF | 9.8 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.
Current Ratio | 0 |
Quick Ratio | 0 |
Debt / Equity | 0 |
Debt / EBITDA | - |
Debt / FCF | 0.03 |
Interest Coverage | 0.62 |
Financial Efficiency
Return on Equity is 5.15% and Return on Invested Capital is 0.62%.
Return on Equity | 5.15% |
Return on Assets | 0.81% |
Return on Invested Capital | 0.62% |
Revenue Per Employee | $272.77K |
Profits Per Employee | $56.1K |
Employee Count | 272 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
Income Tax | 4.15M |
Effective Tax Rate | 21.38% |
Stock Price Statistics
The stock price has increased by 20.54% in the last 52 weeks. The beta is 0.28, so Pioneer Bancorp's price volatility has been higher than the market average.
Beta | 0.28 |
52-Week Price Change | 20.54% |
50-Day Moving Average | 11.74 |
200-Day Moving Average | 11.23 |
Relative Strength Index (RSI) | 34.03 |
Average Volume (20 Days) | 21.88K |
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of 74.19M and earned 15.26M in profits. Earnings per share was 0.61.
Revenue | 74.19M |
Gross Profit | 74.19M |
Operating Income | 13.46M |
Net Income | 15.26M |
EBITDA | 0 |
EBIT | 19.41M |
Earnings Per Share (EPS) | 0.61 |
Balance Sheet
The company has 36.94M in cash and 756K in debt, giving a net cash position of 36.18M.
Cash & Cash Equivalents | 36.94M |
Total Debt | 756K |
Net Cash | 36.18M |
Retained Earnings | 187.73M |
Total Assets | 2.01B |
Working Capital | 1.75B |
Cash Flow
In the last 12 months, operating cash flow was 23.85M and capital expenditures -838K, giving a free cash flow of 23.01M.
Operating Cash Flow | 23.85M |
Capital Expenditures | -838K |
Free Cash Flow | 23.01M |
FCF Per Share | 0.91 |
Margins
Gross margin is 100%, with operating and profit margins of 18.14% and 20.57%.
Gross Margin | 100% |
Operating Margin | 18.14% |
Pretax Margin | 26.16% |
Profit Margin | 20.57% |
EBITDA Margin | n/a |
EBIT Margin | 18.14% |
FCF Margin | 31.01% |
Dividends & Yields
PBFS does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Dividend Growth (YoY) | n/a |
Payout Ratio | n/a |
Earnings Yield | 5.83% |
FCF Yield | 8.79% |
Analyst Forecast
Currently there are no analyst rating for PBFS.
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Scores
Altman Z-Score | 1.35 |
Piotroski F-Score | 5 |