Pioneer Bancorp Inc. (PBFS)
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11.87
0.59%
After-hours Dec 13, 2024, 04:00 PM EST

Pioneer Bancorp Statistics

Share Statistics

Pioneer Bancorp has 25.97M shares outstanding. The number of shares has increased by 0.76% in one year.

Shares Outstanding 25.97M
Shares Change (YoY) n/a
Shares Change (QoQ) 0.76%
Owned by Institutions (%) n/a
Shares Floating 11.21M
Failed to Deliver (FTD) Shares 3
FTD / Avg. Volume 0.01%

Short Selling Information

The latest short interest is 26.68K, so 0.1% of the outstanding shares have been sold short.

Short Interest 26.68K
Short % of Shares Out 0.1%
Short % of Float 0.24%
Short Ratio (days to cover) 1.21

Valuation Ratios

The PE ratio is 17.15 and the forward PE ratio is null.

PE Ratio 17.15
Forward PE null
PS Ratio 3.53
Forward PS null
PB Ratio 0.88
P/FCF Ratio 11.38
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

Pioneer Bancorp Inc. has an Enterprise Value (EV) of -.

EV / Earnings null
EV / Sales null
EV / EBITDA null
EV / EBIT null
EV / FCF null

Financial Position

The company has a current ratio of 0, with a Debt / Equity ratio of 0.

Current Ratio 0
Quick Ratio 0
Debt / Equity 0
Total Debt / Capitalization 0
Cash Flow / Debt 0
Interest Coverage 0.62

Financial Efficiency

Return on equity (ROE) is 0.05% and return on capital (ROIC) is 3.56%.

Return on Equity (ROE) 0.05%
Return on Assets (ROA) 0.01%
Return on Capital (ROIC) 3.56%
Revenue Per Employee 269.79K
Profits Per Employee 55.49K
Employee Count 275
Asset Turnover 0.04
Inventory Turnover 0

Taxes

Income Tax 4.15M
Effective Tax Rate 0.21

Stock Price Statistics

The stock price has increased by 21.4% in the last 52 weeks. The beta is 0.49, so Pioneer Bancorp 's price volatility has been higher than the market average.

Beta 0.49
52-Week Price Change 21.4%
50-Day Moving Average 11.4
200-Day Moving Average 10.43
Relative Strength Index (RSI) 61.31
Average Volume (20 Days) 30.25K

Income Statement

In the last 12 months, Pioneer Bancorp had revenue of $74.19M and earned $15.26M in profits. Earnings per share was $0.61.

Revenue 74.19M
Gross Profit 74.19M
Operating Income 13.46M
Net Income 15.26M
EBITDA 0
EBIT 13.46M
Earnings Per Share (EPS) 0.61
Full Income Statement

Balance Sheet

The company has $36.94M in cash and $756.00K in debt, giving a net cash position of $36.18M.

Cash & Cash Equivalents 36.94M
Total Debt 756.00K
Net Cash 36.18M
Retained Earnings 187.73M
Total Assets 2.01B
Working Capital 1.75B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $23.85M and capital expenditures -$838.00K, giving a free cash flow of $23.01M.

Operating Cash Flow 23.85M
Capital Expenditures -838.00K
Free Cash Flow 23.01M
FCF Per Share 0.91
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 18.14% and 20.57%.

Gross Margin 100%
Operating Margin 18.14%
Pretax Margin 26.16%
Profit Margin 20.57%
EBITDA Margin 0%
EBIT Margin 18.14%
FCF Margin 31.01%

Dividends & Yields

PBFS does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Payout Ratio n/a
Earnings Yield 5.17%
FCF Yield 7.51%
Dividend Details

Analyst Forecast

Currently there are no analyst rating for PBFS.

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Stock Forecasts

Scores

Altman Z-Score 1.37
Piotroski F-Score 6