Ponce Financial Group Inc... (PDLB)
Ponce Financial Statistics
Share Statistics
Ponce Financial has 23.97M shares outstanding. The number of shares has increased by 0.65% in one year.
| Shares Outstanding | 23.97M |
| Shares Change (YoY) | 0.65% |
| Shares Change (QoQ) | 0.58% |
| Owned by Institutions (%) | 51.25% |
| Shares Floating | 18.37M |
| Failed to Deliver (FTD) Shares | 7 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 128.44K, so 0.54% of the outstanding shares have been sold short.
| Short Interest | 128.44K |
| Short % of Shares Out | 0.54% |
| Short % of Float | 0.67% |
| Short Ratio (days to cover) | 2.3 |
Valuation Ratios
The PE ratio is 26.58 and the forward PE ratio is 35.78. Ponce Financial's PEG ratio is 0.13.
| PE Ratio | 26.58 |
| Forward PE | 35.78 |
| PS Ratio | 1.79 |
| Forward PS | 2.6 |
| PB Ratio | 0.58 |
| P/FCF Ratio | 40.44 |
| PEG Ratio | 0.13 |
Enterprise Valuation
Ponce Financial has an Enterprise Value (EV) of 778.36M.
| EV / Sales | 4.79 |
| EV / EBITDA | 0 |
| EV / EBIT | 107.93 |
| EV / FCF | 107.93 |
Financial Position
The company has a current ratio of 658.63, with a Debt / Equity ratio of 1.24.
| Current Ratio | 658.63 |
| Quick Ratio | 658.63 |
| Debt / Equity | 1.24 |
| Debt / EBITDA | - |
| Debt / FCF | 86.91 |
| Interest Coverage | 1.81 |
Financial Efficiency
Return on Equity is 2.17% and Return on Invested Capital is 4.36%.
| Return on Equity | 2.17% |
| Return on Assets | 0.36% |
| Return on Invested Capital | 4.36% |
| Revenue Per Employee | $746.04K |
| Profits Per Employee | $50.33K |
| Employee Count | 218 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 4.71M |
| Effective Tax Rate | 30.05% |
Stock Price Statistics
The stock price has increased by 39.47% in the last 52 weeks. The beta is 0.36, so Ponce Financial's price volatility has been higher than the market average.
| Beta | 0.36 |
| 52-Week Price Change | 39.47% |
| 50-Day Moving Average | 12.92 |
| 200-Day Moving Average | 11.83 |
| Relative Strength Index (RSI) | 32.95 |
| Average Volume (20 Days) | 47.61K |
Income Statement
In the last 12 months, Ponce Financial had revenue of 162.64M and earned 10.97M in profits. Earnings per share was 0.46.
| Revenue | 162.64M |
| Gross Profit | 162.64M |
| Operating Income | 155.78M |
| Net Income | 10.97M |
| EBITDA | 0 |
| EBIT | 101.84M |
| Earnings Per Share (EPS) | 0.46 |
Balance Sheet
The company has 140.09M in cash and 626.8M in debt, giving a net cash position of -486.71M.
| Cash & Cash Equivalents | 140.09M |
| Total Debt | 626.8M |
| Net Cash | -486.71M |
| Retained Earnings | 107.75M |
| Total Assets | 3.04B |
| Working Capital | 2.44B |
Cash Flow
In the last 12 months, operating cash flow was 7.21M and capital expenditures 0, giving a free cash flow of 7.21M.
| Operating Cash Flow | 7.21M |
| Capital Expenditures | 0 |
| Free Cash Flow | 7.21M |
| FCF Per Share | 0.32 |
Margins
Gross margin is 100%, with operating and profit margins of 95.78% and 6.75%.
| Gross Margin | 100% |
| Operating Margin | 95.78% |
| Pretax Margin | 9.64% |
| Profit Margin | 6.75% |
| EBITDA Margin | n/a |
| EBIT Margin | 95.78% |
| FCF Margin | 4.43% |
Dividends & Yields
PDLB does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 3.76% |
| FCF Yield | 2.47% |
Analyst Forecast
Currently there are no analyst rating for PDLB.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Jan 28, 2022. It was a forward split with a ratio of 7:5.
| Last Split Date | Jan 28, 2022 |
| Split Type | forward |
| Split Ratio | 7:5 |
Scores
| Altman Z-Score | 1.14 |
| Piotroski F-Score | 7 |