AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
Preferred Bank Statistics
Share Statistics
Preferred Bank has 13.39M shares outstanding. The number of shares has increased by -10.13% in one year.
Shares Outstanding | 13.39M |
Shares Change (YoY) | n/a |
Shares Change (QoQ) | 0% |
Owned by Institutions (%) | n/a |
Shares Floating | 12.29M |
Failed to Deliver (FTD) Shares | 6 |
FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 912.20K, so 6.81% of the outstanding shares have been sold short.
Short Interest | 912.20K |
Short % of Shares Out | 6.81% |
Short % of Float | 7.42% |
Short Ratio (days to cover) | 14.2 |
Valuation Ratios
The PE ratio is 6.86 and the forward PE ratio is 10.8.
PE Ratio | 6.86 |
Forward PE | 10.8 |
PS Ratio | 3.74 |
Forward PS | 3.8 |
PB Ratio | 1.48 |
P/FCF Ratio | 5.95 |
PEG Ratio | n/a |
Enterprise Valuation
Preferred Bank has an Enterprise Value (EV) of 286.84M.
EV / Earnings | 1.91 |
EV / Sales | 1.04 |
EV / EBITDA | 1.36 |
EV / EBIT | 1.36 |
EV / FCF | 1.66 |
Financial Position
The company has a current ratio of 0.34, with a Debt / Equity ratio of 0.24.
Current Ratio | 0.34 |
Quick Ratio | 0.34 |
Debt / Equity | 0.24 |
Total Debt / Capitalization | 19.46 |
Cash Flow / Debt | 1.04 |
Interest Coverage | 1.12 |
Financial Efficiency
Return on equity (ROE) is 0.22% and return on capital (ROIC) is 17.45%.
Return on Equity (ROE) | 0.22% |
Return on Assets (ROA) | 0.02% |
Return on Capital (ROIC) | 17.45% |
Revenue Per Employee | 918.63K |
Profits Per Employee | 500.13K |
Employee Count | 300 |
Asset Turnover | 0.04 |
Inventory Turnover | 0 |
Taxes
Income Tax | 59.81M |
Effective Tax Rate | 0.29 |
Stock Price Statistics
The stock price has increased by 19.62% in the last 52 weeks. The beta is 0.94, so Preferred Bank's price volatility has been higher than the market average.
Beta | 0.94 |
52-Week Price Change | 19.62% |
50-Day Moving Average | 90.37 |
200-Day Moving Average | 81.4 |
Relative Strength Index (RSI) | 41.93 |
Average Volume (20 Days) | 76.44K |
Income Statement
In the last 12 months, Preferred Bank had revenue of 275.59M and earned 150.04M in profits. Earnings per share was 10.64.
Revenue | 275.59M |
Gross Profit | 481.76M |
Operating Income | 210.63M |
Net Income | 150.04M |
EBITDA | 211.57M |
EBIT | 210.63M |
Earnings Per Share (EPS) | 10.64 |
Balance Sheet
The company has 890.85M in cash and 168.00M in debt, giving a net cash position of 722.85M.
Cash & Cash Equivalents | 890.85M |
Total Debt | 168.00M |
Net Cash | 722.85M |
Retained Earnings | 592.33M |
Total Assets | 6.87B |
Working Capital | -1.85B |
Cash Flow
In the last 12 months, operating cash flow was 175.39M and capital expenditures -2.42M, giving a free cash flow of 172.98M.
Operating Cash Flow | 175.39M |
Capital Expenditures | -2.42M |
Free Cash Flow | 172.98M |
FCF Per Share | 12.27 |
Margins
Gross margin is 174.81%, with operating and profit margins of 76.43% and 54.44%.
Gross Margin | 174.81% |
Operating Margin | 76.43% |
Pretax Margin | 76.15% |
Profit Margin | 54.44% |
EBITDA Margin | 76.77% |
EBIT Margin | 76.43% |
FCF Margin | 62.77% |
Dividends & Yields
PFBC pays an annual dividend of $3, which amounts to a dividend yield of 3.66%.
Dividend Per Share | $3.00 |
Dividend Yield | 3.66% |
Dividend Growth (YoY) | 36.36% |
Payout Ratio | 30.03% |
Earnings Yield | 12.55% |
FCF Yield | 15.23% |
Analyst Forecast
The average price target for PFBC is $99.5, which is 17.3% higher than the current price. The consensus rating is "Buy".
Price Target | $99.5 |
Price Target Difference | 17.3% |
Analyst Consensus | Buy |
Analyst Count | 2 |
Stock Splits
The last stock split was on Jun 20, 2011. It was a backward split with a ratio of 1:5.
Last Split Date | Jun 20, 2011 |
Split Type | backward |
Split Ratio | 1:5 |
Scores
Altman Z-Score | 0.04 |
Piotroski F-Score | 6 |