Preferred Bank (PFBC)
Preferred Bank Statistics
Share Statistics
Preferred Bank has 13.39M shares outstanding. The number of shares has increased by 0% in one year.
| Shares Outstanding | 13.39M |
| Shares Change (YoY) | 0% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 85.46% |
| Shares Floating | 12.29M |
| Failed to Deliver (FTD) Shares | 16 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 898.66K, so 6.71% of the outstanding shares have been sold short.
| Short Interest | 898.66K |
| Short % of Shares Out | 6.71% |
| Short % of Float | 7.31% |
| Short Ratio (days to cover) | 10.91 |
Valuation Ratios
The PE ratio is 8.81 and the forward PE ratio is 8.84. Preferred Bank's PEG ratio is -1.12.
| PE Ratio | 8.81 |
| Forward PE | 8.84 |
| PS Ratio | 4.05 |
| Forward PS | 3.5 |
| PB Ratio | 1.51 |
| P/FCF Ratio | 7.04 |
| PEG Ratio | -1.12 |
Enterprise Valuation
Preferred Bank has an Enterprise Value (EV) of 551.2M.
| EV / Sales | 1.94 |
| EV / EBITDA | 0 |
| EV / EBIT | 3.35 |
| EV / FCF | 3.37 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.22.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.22 |
| Debt / EBITDA | - |
| Debt / FCF | 1.01 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 17.12% and Return on Invested Capital is 0%.
| Return on Equity | 17.12% |
| Return on Assets | 1.89% |
| Return on Invested Capital | 0% |
| Revenue Per Employee | $946.53K |
| Profits Per Employee | $435.54K |
| Employee Count | 300 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 53.37M |
| Effective Tax Rate | 29% |
Stock Price Statistics
The stock price has increased by 7.46% in the last 52 weeks. The beta is 0.71, so Preferred Bank's price volatility has been higher than the market average.
| Beta | 0.71 |
| 52-Week Price Change | 7.46% |
| 50-Day Moving Average | 85.86 |
| 200-Day Moving Average | 84.42 |
| Relative Strength Index (RSI) | 40.85 |
| Average Volume (20 Days) | 94.44K |
Income Statement
In the last 12 months, Preferred Bank had revenue of 283.96M and earned 130.66M in profits. Earnings per share was 9.8.
| Revenue | 283.96M |
| Gross Profit | 283.96M |
| Operating Income | 0 |
| Net Income | 130.66M |
| EBITDA | 0 |
| EBIT | -2.15M |
| Earnings Per Share (EPS) | 9.8 |
Balance Sheet
The company has 765.51M in cash and 165.46M in debt, giving a net cash position of 600.06M.
| Cash & Cash Equivalents | 765.51M |
| Total Debt | 165.46M |
| Net Cash | 600.06M |
| Retained Earnings | 685.11M |
| Total Assets | 6.92B |
| Working Capital | 765.51M |
Cash Flow
In the last 12 months, operating cash flow was 164.52M and capital expenditures -919K, giving a free cash flow of 163.6M.
| Operating Cash Flow | 164.52M |
| Capital Expenditures | -919K |
| Free Cash Flow | 163.6M |
| FCF Per Share | 12.28 |
Margins
Gross margin is 100%, with operating and profit margins of 0% and 46.01%.
| Gross Margin | 100% |
| Operating Margin | n/a |
| Pretax Margin | 64.81% |
| Profit Margin | 46.01% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 57.62% |
Dividends & Yields
PFBC pays an annual dividend of $2.9, which amounts to a dividend yield of 3.85%.
| Dividend Per Share | $2.90 |
| Dividend Yield | 3.85% |
| Dividend Growth (YoY) | 7.14% |
| Payout Ratio | 30.08% |
| Earnings Yield | 11.35% |
| FCF Yield | 14.21% |
Analyst Forecast
The average price target for PFBC is $101, which is 27.3% higher than the current price. The consensus rating is "Hold".
| Price Target | $101 |
| Price Target Difference | 27.3% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Jun 20, 2011. It was a backward split with a ratio of 1:5.
| Last Split Date | Jun 20, 2011 |
| Split Type | backward |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | 0.45 |
| Piotroski F-Score | 6 |