Preferred Bank (PFBC)
Preferred Bank Statistics
Share Statistics
Preferred Bank has 13.39M shares outstanding. The number of shares has increased by -10.13% in one year.
| Shares Outstanding | 13.39M |
| Shares Change (YoY) | -10.13% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 83.5% |
| Shares Floating | 12.29M |
| Failed to Deliver (FTD) Shares | 436 |
| FTD / Avg. Volume | 0.54% |
Short Selling Information
The latest short interest is 898.66K, so 6.71% of the outstanding shares have been sold short.
| Short Interest | 898.66K |
| Short % of Shares Out | 6.71% |
| Short % of Float | 7.31% |
| Short Ratio (days to cover) | 10.91 |
Valuation Ratios
The PE ratio is 6.86 and the forward PE ratio is 8.84. Preferred Bank's PEG ratio is 0.34.
| PE Ratio | 6.86 |
| Forward PE | 8.84 |
| PS Ratio | 3.74 |
| Forward PS | 3.8 |
| PB Ratio | 1.48 |
| P/FCF Ratio | 5.95 |
| PEG Ratio | 0.34 |
Enterprise Valuation
Preferred Bank has an Enterprise Value (EV) of 286.84M.
| EV / Earnings | 1.91 |
| EV / Sales | 1.04 |
| EV / EBITDA | 1.36 |
| EV / EBIT | 1.36 |
| EV / FCF | 1.66 |
Financial Position
The company has a current ratio of 0.34, with a Debt / Equity ratio of 0.24.
| Current Ratio | 0.34 |
| Quick Ratio | 0.34 |
| Debt / Equity | 0.24 |
| Total Debt / Capitalization | 19.46 |
| Cash Flow / Debt | 1.04 |
| Interest Coverage | 1.12 |
Financial Efficiency
Return on equity (ROE) is 0.22% and return on capital (ROIC) is 17.45%.
| Return on Equity (ROE) | 0.22% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 17.45% |
| Revenue Per Employee | $918,630 |
| Profits Per Employee | $500,133.33 |
| Employee Count | 300 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 59.81M |
| Effective Tax Rate | 0.29 |
Stock Price Statistics
The stock price has increased by 21.42% in the last 52 weeks. The beta is 0.97, so Preferred Bank's price volatility has been higher than the market average.
| Beta | 0.97 |
| 52-Week Price Change | 21.42% |
| 50-Day Moving Average | 87.91 |
| 200-Day Moving Average | 83.49 |
| Relative Strength Index (RSI) | 46.61 |
| Average Volume (20 Days) | 80.59K |
Income Statement
In the last 12 months, Preferred Bank had revenue of 275.59M and earned 150.04M in profits. Earnings per share was 10.64.
| Revenue | 275.59M |
| Gross Profit | 481.76M |
| Operating Income | 210.63M |
| Net Income | 150.04M |
| EBITDA | 211.57M |
| EBIT | 210.63M |
| Earnings Per Share (EPS) | 10.64 |
Balance Sheet
The company has 890.85M in cash and 168M in debt, giving a net cash position of 722.85M.
| Cash & Cash Equivalents | 890.85M |
| Total Debt | 168M |
| Net Cash | 722.85M |
| Retained Earnings | 592.33M |
| Total Assets | 6.87B |
| Working Capital | -1.85B |
Cash Flow
In the last 12 months, operating cash flow was 175.39M and capital expenditures -2.42M, giving a free cash flow of 172.98M.
| Operating Cash Flow | 175.39M |
| Capital Expenditures | -2.42M |
| Free Cash Flow | 172.98M |
| FCF Per Share | 12.27 |
Margins
Gross margin is 174.81%, with operating and profit margins of 76.43% and 54.44%.
| Gross Margin | 174.81% |
| Operating Margin | 76.43% |
| Pretax Margin | 76.15% |
| Profit Margin | 54.44% |
| EBITDA Margin | 76.77% |
| EBIT Margin | 76.43% |
| FCF Margin | 62.77% |
Dividends & Yields
PFBC pays an annual dividend of $2.85, which amounts to a dividend yield of 3.5%.
| Dividend Per Share | $2.85 |
| Dividend Yield | 3.5% |
| Dividend Growth (YoY) | 7.14% |
| Payout Ratio | 28.53% |
| Earnings Yield | 12.1% |
| FCF Yield | 14.68% |
Analyst Forecast
The average price target for PFBC is $101, which is 14.8% higher than the current price. The consensus rating is "Hold".
| Price Target | $101 |
| Price Target Difference | 14.8% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Jun 20, 2011. It was a backward split with a ratio of 1:5.
| Last Split Date | Jun 20, 2011 |
| Split Type | backward |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | 0.04 |
| Piotroski F-Score | 6 |