Peoples Financial Service... (PFIS)
Peoples Financial Services Statistics
Share Statistics
Peoples Financial Services has 10M shares outstanding. The number of shares has increased by 41.66% in one year.
| Shares Outstanding | 10M |
| Shares Change (YoY) | 41.66% |
| Shares Change (QoQ) | 0.02% |
| Owned by Institutions (%) | 30.77% |
| Shares Floating | 9.19M |
| Failed to Deliver (FTD) Shares | 1 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 88.51K, so 0.89% of the outstanding shares have been sold short.
| Short Interest | 88.51K |
| Short % of Shares Out | 0.89% |
| Short % of Float | 0.91% |
| Short Ratio (days to cover) | 4.04 |
Valuation Ratios
The PE ratio is 51.38 and the forward PE ratio is 6.8. Peoples Financial Services's PEG ratio is -0.69.
| PE Ratio | 51.38 |
| Forward PE | 6.8 |
| PS Ratio | 3.25 |
| Forward PS | 2.2 |
| PB Ratio | 0.35 |
| P/FCF Ratio | 13.93 |
| PEG Ratio | -0.69 |
Enterprise Valuation
Peoples Financial Services has an Enterprise Value (EV) of 542.15M.
| EV / Sales | 4.04 |
| EV / EBITDA | 0 |
| EV / EBIT | 15.98 |
| EV / FCF | 17.29 |
Financial Position
The company has a current ratio of -0.34, with a Debt / Equity ratio of 0.09.
| Current Ratio | -0.34 |
| Quick Ratio | -0.34 |
| Debt / Equity | 0.09 |
| Debt / EBITDA | - |
| Debt / FCF | 3.37 |
| Interest Coverage | -1.16 |
Financial Efficiency
Return on Equity is 0.69% and Return on Invested Capital is -15.31%.
| Return on Equity | 0.69% |
| Return on Assets | 0.17% |
| Return on Invested Capital | -15.31% |
| Revenue Per Employee | $262.87K |
| Profits Per Employee | $16.63K |
| Employee Count | 511 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -30K |
| Effective Tax Rate | -0.35% |
Stock Price Statistics
The stock price has increased by 8.59% in the last 52 weeks. The beta is 0.55, so Peoples Financial Services's price volatility has been higher than the market average.
| Beta | 0.55 |
| 52-Week Price Change | 8.59% |
| 50-Day Moving Average | 46.15 |
| 200-Day Moving Average | 48.14 |
| Relative Strength Index (RSI) | 40.49 |
| Average Volume (20 Days) | 23.69K |
Income Statement
In the last 12 months, Peoples Financial Services had revenue of 134.32M and earned 8.5M in profits. Earnings per share was 1.
| Revenue | 134.32M |
| Gross Profit | 134.32M |
| Operating Income | -111.17M |
| Net Income | 8.5M |
| EBITDA | 0 |
| EBIT | -7.24M |
| Earnings Per Share (EPS) | 1 |
Balance Sheet
The company has 0 in cash and 105.52M in debt, giving a net cash position of -105.52M.
| Cash & Cash Equivalents | 0 |
| Total Debt | 105.52M |
| Net Cash | -105.52M |
| Retained Earnings | 0 |
| Total Assets | 5.09B |
| Working Capital | -30.15M |
Cash Flow
In the last 12 months, operating cash flow was 33.92M and capital expenditures -2.58M, giving a free cash flow of 31.35M.
| Operating Cash Flow | 33.92M |
| Capital Expenditures | -2.58M |
| Free Cash Flow | 31.35M |
| FCF Per Share | 3.67 |
Margins
Gross margin is 100%, with operating and profit margins of -82.77% and 6.33%.
| Gross Margin | 100% |
| Operating Margin | -82.77% |
| Pretax Margin | 6.3% |
| Profit Margin | 6.33% |
| EBITDA Margin | n/a |
| EBIT Margin | -82.77% |
| FCF Margin | 23.34% |
Dividends & Yields
PFIS pays an annual dividend of $2.67, which amounts to a dividend yield of 4.63%.
| Dividend Per Share | $2.67 |
| Dividend Yield | 4.63% |
| Dividend Growth (YoY) | 50.61% |
| Payout Ratio | 269.95% |
| Earnings Yield | 1.95% |
| FCF Yield | 7.18% |
Analyst Forecast
The average price target for PFIS is $47, which is 13% higher than the current price. The consensus rating is "Hold".
| Price Target | $47 |
| Price Target Difference | 13% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Stock Splits
The last stock split was on May 16, 2003. It was a forward split with a ratio of 3:2.
| Last Split Date | May 16, 2003 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 0.08 |
| Piotroski F-Score | 7 |