Price Alert

Palomar Inc. (PLMR)

NASDAQ: PLMR · Real-Time Price · USD

123.20

-3.04 (-2.41%)

At close: Sep 05, 2025, 3:59 PM

123.20

0.00%

After-hours: Sep 05, 2025, 04:10 PM EDT

Palomar Statistics

Share Statistics

Palomar has 26.78M shares outstanding. The number of shares has increased by 2.03% in one year.

Shares Outstanding	26.78M
Shares Change (YoY)	2.03%
Shares Change (QoQ)	0.24%
Owned by Institutions (%)	90.44%
Shares Floating	26.15M
Failed to Deliver (FTD) Shares	26
FTD / Avg. Volume	0.01%

Short Selling Information

The latest short interest is 417.28K, so 1.56% of the outstanding shares have been sold short.

Short Interest	417.28K
Short % of Shares Out	1.56%
Short % of Float	1.88%
Short Ratio (days to cover)	1

Valuation Ratios

The PE ratio is 22.92 and the forward PE ratio is 15.3. Palomar's PEG ratio is 0.51.

PE Ratio	22.92
Forward PE	15.3
PS Ratio	4.87
Forward PS	1.4
PB Ratio	3.7
P/FCF Ratio	10.33
PEG Ratio	0.51

Financial Ratio History

Enterprise Valuation

Palomar has an Enterprise Value (EV) of 2.61B.

EV / Sales	4.72
EV / EBITDA	16.6
EV / EBIT	10.01
EV / FCF	10.02

Financial Position

The company has a current ratio of 1.57, with a Debt / Equity ratio of 0.

Current Ratio	1.57
Quick Ratio	1.57
Debt / Equity	0
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	133.28

Financial Efficiency

Return on Equity is 16.13% and Return on Invested Capital is 4.84%.

Return on Equity	16.13%
Return on Assets	5.2%
Return on Invested Capital	4.84%
Revenue Per Employee	$2.19M
Profits Per Employee	$464.72K
Employee Count	253
Asset Turnover	0.24
Inventory Turnover	n/a

Taxes

Income Tax	33.62M
Effective Tax Rate	22.24%

Stock Price Statistics

The stock price has increased by 30.36% in the last 52 weeks. The beta is 0.34, so Palomar's price volatility has been higher than the market average.

Beta	0.34
52-Week Price Change	30.36%
50-Day Moving Average	131.74
200-Day Moving Average	130.83
Relative Strength Index (RSI)	45.06
Average Volume (20 Days)	354,720

Income Statement

In the last 12 months, Palomar had revenue of 553.86M and earned 117.57M in profits. Earnings per share was 4.61.

Revenue	553.86M
Gross Profit	269.45M
Operating Income	151.68M
Net Income	117.57M
EBITDA	157.44M
EBIT	152.33M
Earnings Per Share (EPS)	4.61

Full Income Statement

Balance Sheet

The company has 80.44M in cash and 0 in debt, giving a net cash position of 80.44M.

Cash & Cash Equivalents	80.44M
Total Debt	n/a
Net Cash	n/a
Retained Earnings	262.22M
Total Assets	2.83B
Working Capital	1.19B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 261.16M and capital expenditures -243K, giving a free cash flow of 260.91M.

Operating Cash Flow	261.16M
Capital Expenditures	-243K
Free Cash Flow	260.91M
FCF Per Share	10.22

Full Cash Flow Statement

Margins

Gross margin is 48.65%, with operating and profit margins of 27.38% and 21.23%.

Gross Margin	48.65%
Operating Margin	27.38%
Pretax Margin	27.3%
Profit Margin	21.23%
EBITDA Margin	28.43%
EBIT Margin	27.38%
FCF Margin	47.11%

Dividends & Yields

PLMR does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	4.36%
FCF Yield	9.68%

Dividend Details

Analyst Forecast

The average price target for PLMR is $168, which is 36.4% higher than the current price. The consensus rating is "Buy".

Price Target	$168
Price Target Difference	36.4%
Analyst Consensus	Buy
Analyst Count	7

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$115.25
Lynch Upside	-6.45%
Graham Number	54.42
Graham Upside	-55.83%

Scores

Altman Z-Score	2.17
Piotroski F-Score	5