Palomar Inc.

NASDAQ: PLMR · Real-Time Price · USD
175.24
3.77 (2.20%)
At close: Jun 02, 2025, 3:59 PM

Palomar Statistics

Share Statistics

Palomar has 26.74M shares outstanding. The number of shares has increased by 7.04% in one year.

Shares Outstanding 26.74M
Shares Change (YoY) 7.04%
Shares Change (QoQ) 0.8%
Owned by Institutions (%) 94.16%
Shares Floating n/a
Failed to Deliver (FTD) Shares 100
FTD / Avg. Volume 0.03%

Short Selling Information

The latest short interest is 529.92K, so 1.98% of the outstanding shares have been sold short.

Short Interest 529.92K
Short % of Shares Out 1.98%
Short % of Float 2.4%
Short Ratio (days to cover) 1.42

Valuation Ratios

The PE ratio is 22.92 and the forward PE ratio is 20.56. Palomar's PEG ratio is 0.51.

PE Ratio 22.92
Forward PE 20.56
PS Ratio 4.87
Forward PS 1.8
PB Ratio 3.7
P/FCF Ratio 10.33
PEG Ratio 0.51
Financial Ratio History

Enterprise Valuation

Palomar has an Enterprise Value (EV) of 2.61B.

EV / Sales 4.72
EV / EBITDA 17.16
EV / EBIT 10.01
EV / FCF 10.02

Financial Position

The company has a current ratio of 0.5, with a Debt / Equity ratio of 0.

Current Ratio 0.5
Quick Ratio 0.5
Debt / Equity 0
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage 133.28

Financial Efficiency

Return on Equity is 16.13% and Return on Invested Capital is -80.94%.

Return on Equity 16.13%
Return on Assets 14.17%
Return on Invested Capital -80.94%
Revenue Per Employee $2,189,181.82
Profits Per Employee $464,715.42
Employee Count 253
Asset Turnover 0.67
Inventory Turnover n/a

Taxes

Income Tax 33.62M
Effective Tax Rate 22.24%

Stock Price Statistics

The stock price has increased by 102.24% in the last 52 weeks. The beta is 0.51, so Palomar's price volatility has been higher than the market average.

Beta 0.51
52-Week Price Change 102.24%
50-Day Moving Average 149.07
200-Day Moving Average 116.14
Relative Strength Index (RSI) 72.84
Average Volume (20 Days) 302,562

Income Statement

In the last 12 months, Palomar had revenue of 553.86M and earned 117.57M in profits. Earnings per share was 4.61.

Revenue 553.86M
Gross Profit 553.86M
Operating Income 151.68M
Net Income 117.57M
EBITDA 152.33M
EBIT 152.33M
Earnings Per Share (EPS) 4.61
Full Income Statement

Balance Sheet

The company has 80.44M in cash and 0 in debt, giving a net cash position of 80.44M.

Cash & Cash Equivalents 80.44M
Total Debt n/a
Net Cash n/a
Retained Earnings 262.22M
Total Assets 2.43B
Working Capital 1.11B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 261.16M and capital expenditures -243K, giving a free cash flow of 260.91M.

Operating Cash Flow 261.16M
Capital Expenditures -243K
Free Cash Flow 260.91M
FCF Per Share 10.22
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 27.38% and 21.23%.

Gross Margin 100%
Operating Margin 27.38%
Pretax Margin 27.3%
Profit Margin 21.23%
EBITDA Margin 27.5%
EBIT Margin 27.38%
FCF Margin 47.11%

Dividends & Yields

PLMR does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Payout Ratio n/a
Earnings Yield 4.36%
FCF Yield 9.68%
Dividend Details

Analyst Forecast

The average price target for PLMR is $168, which is -2.1% lower than the current price. The consensus rating is "Buy".

Price Target $168
Price Target Difference -2.1%
Analyst Consensus Buy
Analyst Count 7
Stock Forecasts

Scores

Altman Z-Score 2.73
Piotroski F-Score 6