Primerica Statistics

Share Statistics

Primerica has 32.39M shares outstanding. The number of shares has increased by -2.86% in one year.

Shares Outstanding	32.39M
Shares Change (YoY)	-2.86%
Shares Change (QoQ)	-1.18%
Owned by Institutions (%)	93.23%
Shares Floating	32.21M
Failed to Deliver (FTD) Shares	37
FTD / Avg. Volume	0.02%

Short Selling Information

The latest short interest is 1.15M, so 3.55% of the outstanding shares have been sold short.

Short Interest	1.15M
Short % of Shares Out	3.55%
Short % of Float	4.61%
Short Ratio (days to cover)	6.93

Valuation Ratios

The PE ratio is 19.69 and the forward PE ratio is 11.57. Primerica's PEG ratio is -1.4.

PE Ratio	19.69
Forward PE	11.57
PS Ratio	2.94
Forward PS	2.6
PB Ratio	4.1
P/FCF Ratio	11.13
PEG Ratio	-1.4

Financial Ratio History

Enterprise Valuation

Primerica has an Enterprise Value (EV) of 10.53B.

EV / Sales	3.34
EV / EBITDA	10.66
EV / EBIT	12.22
EV / FCF	12.65

Financial Position

The company has a current ratio of 9.64, with a Debt / Equity ratio of 0.86.

Current Ratio	9.64
Quick Ratio	9.64
Debt / Equity	0.86
Debt / EBITDA	1.98
Debt / FCF	2.35
Interest Coverage	28.77

Financial Efficiency

Return on Equity is 20.83% and Return on Invested Capital is 3.92%.

Return on Equity	20.83%
Return on Assets	3.23%
Return on Invested Capital	3.92%
Revenue Per Employee	$1.38M
Profits Per Employee	$205.56K
Employee Count	2,289
Asset Turnover	0.22
Inventory Turnover	n/a

Taxes

Income Tax	219.12M
Effective Tax Rate	23.33%

Stock Price Statistics

The stock price has increased by 8.08% in the last 52 weeks. The beta is 1, so Primerica's price volatility has been higher than the market average.

Beta	1
52-Week Price Change	8.08%
50-Day Moving Average	266.81
200-Day Moving Average	274.35
Relative Strength Index (RSI)	52.61
Average Volume (20 Days)	180,811

Income Statement

In the last 12 months, Primerica had revenue of 3.15B and earned 470.52M in profits. Earnings per share was 13.73.

Revenue	3.15B
Gross Profit	1.31B
Operating Income	720.13M
Net Income	470.52M
EBITDA	987.68M
EBIT	964.28M
Earnings Per Share (EPS)	13.73

Full Income Statement

Balance Sheet

The company has 687.82M in cash and 1.95B in debt, giving a net cash position of -1.27B.

Cash & Cash Equivalents	687.82M
Total Debt	1.95B
Net Cash	-1.27B
Retained Earnings	2.23B
Total Assets	14.83B
Working Capital	3.59B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 862.09M and capital expenditures -29.23M, giving a free cash flow of 832.86M.

Operating Cash Flow	862.09M
Capital Expenditures	-29.23M
Free Cash Flow	832.86M
FCF Per Share	24.39

Full Cash Flow Statement

Margins

Gross margin is 41.5%, with operating and profit margins of 22.85% and 14.93%.

Gross Margin	41.5%
Operating Margin	22.85%
Pretax Margin	29.8%
Profit Margin	14.93%
EBITDA Margin	31.34%
EBIT Margin	22.85%
FCF Margin	26.42%

Dividends & Yields

PRI pays an annual dividend of $4.02, which amounts to a dividend yield of 1.49%.

Dividend Per Share	$4.02
Dividend Yield	1.49%
Dividend Growth (YoY)	38.67%
Payout Ratio	18.99%
Earnings Yield	5.08%
FCF Yield	8.99%

Dividend Details

Analyst Forecast

The average price target for PRI is $311, which is 15.3% higher than the current price. The consensus rating is "Hold".

Price Target	$311
Price Target Difference	15.3%
Analyst Consensus	Hold
Analyst Count	7

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$101.88
Lynch Upside	-62.24%
Graham Number	143.24
Graham Upside	-46.92%

Scores

Altman Z-Score	1.42
Piotroski F-Score	7

Primerica Inc. (PRI)