Primerica Inc. (PRI)
Primerica Statistics
Share Statistics
Primerica has 33.09M shares outstanding. The number of shares has increased by -3.37% in one year.
| Shares Outstanding | 33.09M |
| Shares Change (YoY) | -3.37% |
| Shares Change (QoQ) | -0.36% |
| Owned by Institutions (%) | 90.93% |
| Shares Floating | 32.89M |
| Failed to Deliver (FTD) Shares | 123 |
| FTD / Avg. Volume | 0.07% |
Short Selling Information
The latest short interest is 633.42K, so 1.91% of the outstanding shares have been sold short.
| Short Interest | 633.42K |
| Short % of Shares Out | 1.91% |
| Short % of Float | 2.47% |
| Short Ratio (days to cover) | 2.64 |
Valuation Ratios
The PE ratio is 19.69 and the forward PE ratio is 11.02. Primerica's PEG ratio is -1.4.
| PE Ratio | 19.69 |
| Forward PE | 11.02 |
| PS Ratio | 3 |
| Forward PS | 2.3 |
| PB Ratio | 4.1 |
| P/FCF Ratio | 10.75 |
| PEG Ratio | -1.4 |
Enterprise Valuation
Primerica has an Enterprise Value (EV) of 10.53B.
| EV / Sales | 3.41 |
| EV / EBITDA | 10.66 |
| EV / EBIT | 12.22 |
| EV / FCF | 12.22 |
Financial Position
The company has a current ratio of 6.65, with a Debt / Equity ratio of 0.86.
| Current Ratio | 6.65 |
| Quick Ratio | 6.65 |
| Debt / Equity | 0.86 |
| Debt / EBITDA | 1.98 |
| Debt / FCF | 2.27 |
| Interest Coverage | 37.52 |
Financial Efficiency
Return on Equity is 20.83% and Return on Invested Capital is 14.8%.
| Return on Equity | 20.83% |
| Return on Assets | 3.23% |
| Return on Invested Capital | 14.8% |
| Revenue Per Employee | $1.35M |
| Profits Per Employee | $205.56K |
| Employee Count | 2,289 |
| Asset Turnover | 0.21 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 468.73M |
| Effective Tax Rate | 49.9% |
Stock Price Statistics
The stock price has increased by 13.52% in the last 52 weeks. The beta is 1.03, so Primerica's price volatility has been higher than the market average.
| Beta | 1.03 |
| 52-Week Price Change | 13.52% |
| 50-Day Moving Average | 277.17 |
| 200-Day Moving Average | 272.78 |
| Relative Strength Index (RSI) | 35.93 |
| Average Volume (20 Days) | 178.53K |
Income Statement
In the last 12 months, Primerica had revenue of 3.09B and earned 470.52M in profits. Earnings per share was 13.73.
| Revenue | 3.09B |
| Gross Profit | 3.09B |
| Operating Income | 939.25M |
| Net Income | 470.52M |
| EBITDA | 987.68M |
| EBIT | 964.28M |
| Earnings Per Share (EPS) | 13.73 |
Balance Sheet
The company has 687.82M in cash and 1.95B in debt, giving a net cash position of -1.27B.
| Cash & Cash Equivalents | 687.82M |
| Total Debt | 1.95B |
| Net Cash | -1.27B |
| Retained Earnings | 2.23B |
| Total Assets | 14.58B |
| Working Capital | 0 |
Cash Flow
In the last 12 months, operating cash flow was 862.09M and capital expenditures 0, giving a free cash flow of 862.09M.
| Operating Cash Flow | 862.09M |
| Capital Expenditures | 0 |
| Free Cash Flow | 862.09M |
| FCF Per Share | 25.25 |
Margins
Gross margin is 100%, with operating and profit margins of 30.4% and 15.23%.
| Gross Margin | 100% |
| Operating Margin | 30.4% |
| Pretax Margin | 30.4% |
| Profit Margin | 15.23% |
| EBITDA Margin | 31.97% |
| EBIT Margin | 30.4% |
| FCF Margin | 27.91% |
Dividends & Yields
PRI pays an annual dividend of $3.59, which amounts to a dividend yield of 1.31%.
| Dividend Per Share | $3.59 |
| Dividend Yield | 1.31% |
| Dividend Growth (YoY) | 38.67% |
| Payout Ratio | 17.1% |
| Earnings Yield | 5.08% |
| FCF Yield | 9.3% |
Analyst Forecast
The average price target for PRI is $313, which is 26.8% higher than the current price. The consensus rating is "Hold".
| Price Target | $313 |
| Price Target Difference | 26.8% |
| Analyst Consensus | Hold |
| Analyst Count | 7 |
Scores
| Altman Z-Score | 0.96 |
| Piotroski F-Score | 9 |