Price Alert

Primerica Inc. (PRI)

NYSE: PRI · Real-Time Price · USD

262.80

-1.19 (-0.45%)

At close: Aug 14, 2025, 3:59 PM

262.84

0.02%

Pre-market: Aug 15, 2025, 08:45 AM EDT

Primerica Statistics

Share Statistics

Primerica has 32.86M shares outstanding. The number of shares has increased by -2.86% in one year.

Shares Outstanding	32.86M
Shares Change (YoY)	-2.86%
Shares Change (QoQ)	-1.18%
Owned by Institutions (%)	93.19%
Shares Floating	32.2M
Failed to Deliver (FTD) Shares	1
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 1.16M, so 3.52% of the outstanding shares have been sold short.

Short Interest	1.16M
Short % of Shares Out	3.52%
Short % of Float	4.56%
Short Ratio (days to cover)	6.08

Valuation Ratios

The PE ratio is 19.69 and the forward PE ratio is 11.18. Primerica's PEG ratio is -1.4.

PE Ratio	19.69
Forward PE	11.18
PS Ratio	3
Forward PS	2.5
PB Ratio	4.1
P/FCF Ratio	11.13
PEG Ratio	-1.4

Financial Ratio History

Enterprise Valuation

Primerica has an Enterprise Value (EV) of 10.53B.

EV / Sales	3.41
EV / EBITDA	10.66
EV / EBIT	12.22
EV / FCF	12.65

Financial Position

The company has a current ratio of 9.64, with a Debt / Equity ratio of 0.86.

Current Ratio	9.64
Quick Ratio	9.64
Debt / Equity	0.86
Debt / EBITDA	1.98
Debt / FCF	2.35
Interest Coverage	37.52

Financial Efficiency

Return on Equity is 20.83% and Return on Invested Capital is 5.11%.

Return on Equity	20.83%
Return on Assets	3.23%
Return on Invested Capital	5.11%
Revenue Per Employee	$1.35M
Profits Per Employee	$205.56K
Employee Count	2,289
Asset Turnover	0.21
Inventory Turnover	n/a

Taxes

Income Tax	219.12M
Effective Tax Rate	23.33%

Stock Price Statistics

The stock price has increased by 2.5% in the last 52 weeks. The beta is 0.98, so Primerica's price volatility has been higher than the market average.

Beta	0.98
52-Week Price Change	2.5%
50-Day Moving Average	265.86
200-Day Moving Average	276.44
Relative Strength Index (RSI)	43.09
Average Volume (20 Days)	173,337

Income Statement

In the last 12 months, Primerica had revenue of 3.09B and earned 470.52M in profits. Earnings per share was 13.73.

Revenue	3.09B
Gross Profit	1.31B
Operating Income	939.25M
Net Income	470.52M
EBITDA	987.68M
EBIT	964.28M
Earnings Per Share (EPS)	13.73

Full Income Statement

Balance Sheet

The company has 687.82M in cash and 1.95B in debt, giving a net cash position of -1.27B.

Cash & Cash Equivalents	687.82M
Total Debt	1.95B
Net Cash	-1.27B
Retained Earnings	2.23B
Total Assets	14.83B
Working Capital	3.59B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 862.09M and capital expenditures -29.23M, giving a free cash flow of 832.86M.

Operating Cash Flow	862.09M
Capital Expenditures	-29.23M
Free Cash Flow	832.86M
FCF Per Share	24.39

Full Cash Flow Statement

Margins

Gross margin is 42.34%, with operating and profit margins of 30.4% and 15.23%.

Gross Margin	42.34%
Operating Margin	30.4%
Pretax Margin	30.4%
Profit Margin	15.23%
EBITDA Margin	31.97%
EBIT Margin	30.4%
FCF Margin	26.96%

Dividends & Yields

PRI pays an annual dividend of $4.02, which amounts to a dividend yield of 1.56%.

Dividend Per Share	$4.02
Dividend Yield	1.56%
Dividend Growth (YoY)	38.67%
Payout Ratio	19.28%
Earnings Yield	5.08%
FCF Yield	8.99%

Dividend Details

Analyst Forecast

The average price target for PRI is $311, which is 20.4% higher than the current price. The consensus rating is "Hold".

Price Target	$311
Price Target Difference	20.4%
Analyst Consensus	Hold
Analyst Count	7

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$101.88
Lynch Upside	-60.55%
Graham Number	143.24
Graham Upside	-44.53%

Scores

Altman Z-Score	1.4
Piotroski F-Score	7