Radian Group Inc. (RDN)
Radian Statistics
Share Statistics
Radian has 141.22M shares outstanding. The number of shares has increased by -3.66% in one year.
| Shares Outstanding | 141.22M |
| Shares Change (YoY) | -3.66% |
| Shares Change (QoQ) | -2.6% |
| Owned by Institutions (%) | 92.77% |
| Shares Floating | 139.24M |
| Failed to Deliver (FTD) Shares | 19 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 9.46M, so 6.7% of the outstanding shares have been sold short.
| Short Interest | 9.46M |
| Short % of Shares Out | 6.7% |
| Short % of Float | 9.42% |
| Short Ratio (days to cover) | 2.77 |
Valuation Ratios
The PE ratio is 8 and the forward PE ratio is 8.08. Radian's PEG ratio is 2.03.
| PE Ratio | 8 |
| Forward PE | 8.08 |
| PS Ratio | 3.75 |
| Forward PS | 3.2 |
| PB Ratio | 1.05 |
| P/FCF Ratio | 19.59 |
| PEG Ratio | 2.03 |
Enterprise Valuation
Radian has an Enterprise Value (EV) of 5.02B.
| EV / Sales | 3.89 |
| EV / EBITDA | 5.26 |
| EV / EBIT | 20.33 |
| EV / FCF | 20.33 |
Financial Position
The company has a current ratio of 0.4, with a Debt / Equity ratio of 0.15.
| Current Ratio | 0.4 |
| Quick Ratio | 0.4 |
| Debt / Equity | 0.15 |
| Debt / EBITDA | 0.74 |
| Debt / FCF | 2.85 |
| Interest Coverage | 7.43 |
Financial Efficiency
Return on Equity is 13.07% and Return on Invested Capital is -248.02%.
| Return on Equity | 13.07% |
| Return on Assets | 6.98% |
| Return on Invested Capital | -248.02% |
| Revenue Per Employee | $1.29M |
| Profits Per Employee | $604.44K |
| Employee Count | 1,000 |
| Asset Turnover | 0.15 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 166.85M |
| Effective Tax Rate | 21.63% |
Stock Price Statistics
The stock price has increased by 3.33% in the last 52 weeks. The beta is 0.74, so Radian's price volatility has been higher than the market average.
| Beta | 0.74 |
| 52-Week Price Change | 3.33% |
| 50-Day Moving Average | 32.17 |
| 200-Day Moving Average | 33.65 |
| Relative Strength Index (RSI) | 47.12 |
| Average Volume (20 Days) | 1.93M |
Income Statement
In the last 12 months, Radian had revenue of 1.29B and earned 604.44M in profits. Earnings per share was 3.96.
| Revenue | 1.29B |
| Gross Profit | 1.25B |
| Operating Income | 771.29M |
| Net Income | 604.44M |
| EBITDA | 953.78M |
| EBIT | 875.03M |
| Earnings Per Share (EPS) | 3.96 |
Balance Sheet
The company has 521.65M in cash and 703.53M in debt, giving a net cash position of -181.88M.
| Cash & Cash Equivalents | 521.65M |
| Total Debt | 703.53M |
| Net Cash | -181.88M |
| Retained Earnings | 4.7B |
| Total Assets | 8.66B |
| Working Capital | 107.48M |
Cash Flow
In the last 12 months, operating cash flow was 246.88M and capital expenditures -3.17M, giving a free cash flow of 246.88M.
| Operating Cash Flow | 246.88M |
| Capital Expenditures | -3.17M |
| Free Cash Flow | 246.88M |
| FCF Per Share | 1.62 |
Margins
Gross margin is 97.03%, with operating and profit margins of 59.78% and 46.85%.
| Gross Margin | 97.03% |
| Operating Margin | 59.78% |
| Pretax Margin | 59.78% |
| Profit Margin | 46.85% |
| EBITDA Margin | 73.92% |
| EBIT Margin | 59.78% |
| FCF Margin | 19.13% |
Dividends & Yields
RDN pays an annual dividend of $1.23, which amounts to a dividend yield of 3.06%.
| Dividend Per Share | $1.23 |
| Dividend Yield | 3.06% |
| Dividend Growth (YoY) | 4.08% |
| Payout Ratio | 31.51% |
| Earnings Yield | 12.5% |
| FCF Yield | 5.1% |
Analyst Forecast
The average price target for RDN is $37, which is 16.9% higher than the current price. The consensus rating is "Hold".
| Price Target | $37 |
| Price Target Difference | 16.9% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
Stock Splits
The last stock split was on Jun 21, 2001. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 21, 2001 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 1.63 |
| Piotroski F-Score | 5 |