Regional Management Corp. (RM)
30.45
-1.15 (-3.64%)
At close: Mar 28, 2025, 3:59 PM
31.66
3.96%
Pre-market: Mar 31, 2025, 04:13 AM EDT
Regional Management Income Statement
| Year | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 |
| Revenue | 588.5M | 551.4M | 472.96M | 397M | 336.05M | 315.59M | 273.24M | 248.55M | 220.59M | 201.09M | 189.77M | 156.49M | 124.44M | 92.88M | 76.95M | 64.13M |
| Cost of Revenue | 25.82M | 220.03M | 165.05M | 11.65M | 7.2M | 6.5M | 5.7M | 7.36M | 6.44M | 47.35M | 66.95M | 39.19M | 27.77M | n/a | n/a | n/a |
| Gross Profit | 562.68M | 331.37M | 307.91M | 385.35M | 328.85M | 309.09M | 267.54M | 241.19M | 214.15M | 153.74M | 122.82M | 117.29M | 96.67M | 92.88M | 76.95M | 64.13M |
| Operating Income | 295.98M | 71.07M | 99.54M | 112.47M | 35.93M | 58.99M | 79.37M | 64.17M | 58.87M | 54.36M | 38.89M | 60.4M | 51.54M | 45.76M | 35.51M | 23.03M |
| Interest Income | 528.89M | 489.7M | 450.85M | 382.54M | 335.21M | 321.17M | 280.12M | 249.03M | 220.96M | 195.79M | 184.79M | 152.34M | 119.23M | 91.29M | 74.22M | 63.59M |
| Pretax Income | 54.08M | 20.78M | 65.32M | 112.47M | 35.93M | 58.99M | 45.9M | 40.26M | 38.95M | 38.14M | 23.94M | 46.25M | 39.93M | 33.41M | 25.62M | 14.35M |
| Net Income | 40.7M | 15.96M | 51.22M | 88.69M | 26.73M | 44.73M | 35.34M | 29.96M | 24.03M | 23.36M | 14.8M | 28.79M | 25.37M | 21.24M | 16.44M | 9.87M |
| Selling & General & Admin | 266.7M | 243.12M | 198.72M | 171.39M | 153.69M | 132.37M | 117.77M | 109.42M | 98.57M | 97.82M | 81.35M | 59.4M | 46.63M | 34.11M | 23.89M | 24.58M |
| Research & Development | n/a | n/a | 0.13 | 0.26 | 0.10 | 0.17 | 0.15 | 0.15 | 0.16 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Other Expenses | n/a | n/a | 39.19M | -455.92M | -453.81M | -388.96M | 109.23M | 98.58M | 83.43M | 65.18M | 84.65M | 50.6M | 38.37M | -81.23M | -65.33M | -65.69M |
| Operating Expenses | 266.7M | 243.12M | 237.91M | -284.53M | -300.13M | -256.6M | 227M | 208M | 182M | 163M | 166M | 110M | 85M | -47.12M | -41.44M | -41.11M |
| Interest Expense | 74.53M | 67.46M | 34.22M | 31.35M | 37.85M | 40.13M | 33.46M | 23.91M | 19.92M | 16.22M | 14.95M | 14.14M | 11.61M | 12.34M | 9.88M | 8.68M |
| Selling & Marketing Expenses | 19.01M | 15.77M | 15.38M | 14.4M | 10.36M | 8.21M | 7.75M | 7.13M | 6.84M | 7.02M | 6.33M | 3.98M | 2.77M | 2.06M | 2.03M | 1.21M |
| Cost & Expenses | 292.53M | 463.15M | 402.96M | -284.53M | -300.13M | -256.6M | 227M | 208M | 182M | 163M | 166M | 110M | 85M | -47.12M | -41.44M | -41.11M |
| Income Tax | 13.38M | 4.83M | 14.1M | 23.79M | 9.2M | 14.26M | 10.56M | 10.29M | 14.92M | 14.77M | 9.14M | 17.46M | 14.56M | 12.17M | 9.18M | 4.47M |
| Shares Outstanding (Basic) | 9.64M | 9.4M | 9.3M | 10.03M | 10.93M | 11.4M | 11.65M | 11.55M | 11.82M | 12.85M | 12.7M | 12.57M | 11.69M | 9.34M | 9.34M | 9.34M |
| Shares Outstanding (Diluted) | 10.09M | 9.59M | 9.66M | 10.64M | 11.14M | 11.77M | 12.08M | 11.78M | 12.09M | 13.07M | 12.95M | 12.89M | 11.98M | 9.62M | 9.57M | 9.57M |
| EPS (Basic) | 4.22 | 1.70 | 5.51 | 8.84 | 2.45 | 3.92 | 3.03 | 2.59 | 2.03 | 1.82 | 1.17 | 2.29 | 2.17 | 2.25 | 1.76 | 1.06 |
| EPS (Diluted) | 4.03 | 1.66 | 5.30 | 8.33 | 2.40 | 3.80 | 2.93 | 2.54 | 1.99 | 1.79 | 1.14 | 2.23 | 2.12 | 2.19 | 1.72 | 1.03 |
| EBITDA | 142.68M | 102.88M | 112.23M | 156.88M | n/a | n/a | 88.17M | 71.52M | 65.32M | 58.28M | 27.73M | 63.86M | 53.52M | 34.85M | 27M | 15.49M |
| Depreciation & Amortization | 14.07M | 14.63M | 407.64M | 283.13M | 299.19M | 256.84M | 227.67M | 208.36M | 181.82M | 3.77M | 3.79M | 3.46M | 2.58M | 1.34M | 1.74M | 1.14M |