Richmond Mutual Bancorpor...

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12.88
0.40 (3.21%)
At close: Jan 15, 2025, 1:22 PM

Richmond Mutual Bancorporation Statistics

Share Statistics

Richmond Mutual Bancorporation has 10.91M shares outstanding. The number of shares has increased by -2.99% in one year.

Shares Outstanding 10.91M
Shares Change (YoY) n/a
Shares Change (QoQ) -0.76%
Owned by Institutions (%) n/a
Shares Floating 9.33M
Failed to Deliver (FTD) Shares 10
FTD / Avg. Volume 0.06%

Short Selling Information

The latest short interest is 20.19K, so 0.19% of the outstanding shares have been sold short.

Short Interest 20.19K
Short % of Shares Out 0.19%
Short % of Float 0.22%
Short Ratio (days to cover) 1.01

Valuation Ratios

The PE ratio is 12.61 and the forward PE ratio is null.

PE Ratio 12.61
Forward PE null
PS Ratio 2.84
Forward PS null
PB Ratio 0.89
P/FCF Ratio 10.41
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Richmond Mutual Bancorporation Inc..

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 45.17, with a Debt / Equity ratio of 1.2.

Current Ratio 45.17
Quick Ratio 45.17
Debt / Equity 1.2
Total Debt / Capitalization 54.57
Cash Flow / Debt 0.07
Interest Coverage 0.37

Financial Efficiency

Return on equity (ROE) is 0.07% and return on capital (ROIC) is 2.34%.

Return on Equity (ROE) 0.07%
Return on Assets (ROA) 0.01%
Return on Capital (ROIC) 2.34%
Revenue Per Employee 246.02K
Profits Per Employee 55.48K
Employee Count 171
Asset Turnover 0.03
Inventory Turnover 0

Taxes

Income Tax 1.52M
Effective Tax Rate 0.14

Stock Price Statistics

The stock price has increased by 12.75% in the last 52 weeks. The beta is 0.62, so Richmond Mutual Bancorporation 's price volatility has been higher than the market average.

Beta 0.62
52-Week Price Change 12.75%
50-Day Moving Average 13.8
200-Day Moving Average 12.51
Relative Strength Index (RSI) 30.64
Average Volume (20 Days) 16.64K

Income Statement

In the last 12 months, Richmond Mutual Bancorporation had revenue of 42.07M and earned 9.49M in profits. Earnings per share was 0.91.

Revenue 42.07M
Gross Profit 41.74M
Operating Income 11.00M
Net Income 9.49M
EBITDA 0
EBIT 11.00M
Earnings Per Share (EPS) 0.91
Full Income Statement

Balance Sheet

The company has 12.02M in cash and 271.00M in debt, giving a net cash position of -258.98M.

Cash & Cash Equivalents 12.02M
Total Debt 271.00M
Net Cash -258.98M
Retained Earnings 87.90M
Total Assets 1.49B
Working Capital 68.77M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 12.11M and capital expenditures -619.21K, giving a free cash flow of 11.49M.

Operating Cash Flow 12.11M
Capital Expenditures -619.21K
Free Cash Flow 11.49M
FCF Per Share 1.11
Full Cash Flow Statement

Margins

Gross margin is 99.22%, with operating and profit margins of 26.15% and 22.55%.

Gross Margin 99.22%
Operating Margin 26.15%
Pretax Margin 26.15%
Profit Margin 22.55%
EBITDA Margin n/a
EBIT Margin 26.15%
FCF Margin 27.32%

Dividends & Yields

RMBI pays an annual dividend of $0.56, which amounts to a dividend yield of 4.57%.

Dividend Per Share $0.56
Dividend Yield 4.57%
Dividend Growth (YoY) 0%
Payout Ratio 64.37%
Earnings Yield 7.3%
FCF Yield 8.45%
Dividend Details

Analyst Forecast

Currently there are no analyst rating for RMBI.

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Stock Forecasts

Scores

Altman Z-Score 0.28
Piotroski F-Score 6