Price Alert

Richmond Mutual Bancorpor... (RMBI)

NASDAQ: RMBI · Real-Time Price · USD

14.21

-0.10 (-0.70%)

At close: Aug 15, 2025, 3:59 PM

14.13

-0.56%

After-hours: Aug 15, 2025, 04:04 PM EDT

Richmond Mutual Bancorporation Statistics

Share Statistics

Richmond Mutual Bancorporation has 10.41M shares outstanding. The number of shares has increased by -5.32% in one year.

Shares Outstanding	10.41M
Shares Change (YoY)	-5.32%
Shares Change (QoQ)	-0.84%
Owned by Institutions (%)	20.76%
Shares Floating	8.24M
Failed to Deliver (FTD) Shares	1,861
FTD / Avg. Volume	3.33%

Short Selling Information

The latest short interest is 355.91K, so 3.42% of the outstanding shares have been sold short.

Short Interest	355.91K
Short % of Shares Out	3.42%
Short % of Float	4.05%
Short Ratio (days to cover)	14.1

Valuation Ratios

The PE ratio is 15.21 and the forward PE ratio is null. Richmond Mutual Bancorporation's PEG ratio is 6.92.

PE Ratio	15.21
Forward PE	n/a
PS Ratio	1.68
Forward PS	n/a
PB Ratio	1.07
P/FCF Ratio	9.98
PEG Ratio	6.92

Financial Ratio History

Enterprise Valuation

Richmond Mutual Bancorporation has an Enterprise Value (EV) of 385.59M.

EV / Sales	4.53
EV / EBITDA	32.38
EV / EBIT	26.14
EV / FCF	26.98

Financial Position

The company has a current ratio of 0.16, with a Debt / Equity ratio of 1.99.

Current Ratio	0.16
Quick Ratio	0.16
Debt / Equity	1.99
Debt / EBITDA	22.26
Debt / FCF	18.54
Interest Coverage	0.26

Financial Efficiency

Return on Equity is 7.06% and Return on Invested Capital is 1.77%.

Return on Equity	7.06%
Return on Assets	0.62%
Return on Invested Capital	1.77%
Revenue Per Employee	$497.39K
Profits Per Employee	$54.84K
Employee Count	171
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	1.49M
Effective Tax Rate	13.68%

Stock Price Statistics

The stock price has increased by 16.48% in the last 52 weeks. The beta is 0.38, so Richmond Mutual Bancorporation's price volatility has been higher than the market average.

Beta	0.38
52-Week Price Change	16.48%
50-Day Moving Average	13.72
200-Day Moving Average	13.51
Relative Strength Index (RSI)	51.84
Average Volume (20 Days)	55,812

Income Statement

In the last 12 months, Richmond Mutual Bancorporation had revenue of 85.05M and earned 9.38M in profits. Earnings per share was 0.93.

Revenue	85.05M
Gross Profit	42.69M
Operating Income	10.86M
Net Income	9.38M
EBITDA	11.91M
EBIT	10.86M
Earnings Per Share (EPS)	0.93

Full Income Statement

Balance Sheet

The company has 22.06M in cash and 265M in debt, giving a net cash position of -242.94M.

Cash & Cash Equivalents	22.06M
Total Debt	265M
Net Cash	-242.94M
Retained Earnings	91.58M
Total Assets	1.47B
Working Capital	24.16M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 14.75M and capital expenditures -460.38K, giving a free cash flow of 14.29M.

Operating Cash Flow	14.75M
Capital Expenditures	-460.38K
Free Cash Flow	14.29M
FCF Per Share	1.42

Full Cash Flow Statement

Margins

Gross margin is 50.19%, with operating and profit margins of 12.77% and 11.02%.

Gross Margin	50.19%
Operating Margin	12.77%
Pretax Margin	12.77%
Profit Margin	11.02%
EBITDA Margin	14%
EBIT Margin	12.77%
FCF Margin	16.8%

Dividends & Yields

RMBI pays an annual dividend of $0.58, which amounts to a dividend yield of 4.48%.

Dividend Per Share	$0.58
Dividend Yield	4.48%
Dividend Growth (YoY)	7.14%
Payout Ratio	61.05%
Earnings Yield	6.57%
FCF Yield	10.02%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for RMBI.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$4.65
Lynch Upside	-67.28%
Graham Number	16.61
Graham Upside	16.89%

Scores

Altman Z-Score	0.17
Piotroski F-Score	6