Richmond Mutual Bancorpor... (RMBI)
Richmond Mutual Bancorporation Statistics
Share Statistics
Richmond Mutual Bancorporation has 10.91M shares outstanding. The number of shares has increased by -2.99% in one year.
| Shares Outstanding | 10.91M |
| Shares Change (YoY) | -2.99% |
| Shares Change (QoQ) | -0.76% |
| Owned by Institutions (%) | 22.23% |
| Shares Floating | 9.33M |
| Failed to Deliver (FTD) Shares | 370 |
| FTD / Avg. Volume | 1.96% |
Short Selling Information
The latest short interest is 31.21K, so 0.29% of the outstanding shares have been sold short.
| Short Interest | 31.21K |
| Short % of Shares Out | 0.29% |
| Short % of Float | 0.33% |
| Short Ratio (days to cover) | 1.56 |
Valuation Ratios
The PE ratio is 12.61 and the forward PE ratio is null. Richmond Mutual Bancorporation's PEG ratio is -0.52.
| PE Ratio | 12.61 |
| Forward PE | n/a |
| PS Ratio | 2.84 |
| Forward PS | null |
| PB Ratio | 0.89 |
| P/FCF Ratio | 10.41 |
| PEG Ratio | -0.52 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Richmond Mutual Bancorporation Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 45.17, with a Debt / Equity ratio of 2.01.
| Current Ratio | 45.17 |
| Quick Ratio | 45.17 |
| Debt / Equity | 2.01 |
| Total Debt / Capitalization | 66.77 |
| Cash Flow / Debt | 0.04 |
| Interest Coverage | 0.37 |
Financial Efficiency
Return on equity (ROE) is 0.07% and return on capital (ROIC) is 2.34%.
| Return on Equity (ROE) | 0.07% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 2.34% |
| Revenue Per Employee | $243,173.46 |
| Profits Per Employee | $54,837.2 |
| Employee Count | 173 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 1.52M |
| Effective Tax Rate | 0.14 |
Stock Price Statistics
The stock price has increased by 9.12% in the last 52 weeks. The beta is 0.6, so Richmond Mutual Bancorporation's price volatility has been higher than the market average.
| Beta | 0.6 |
| 52-Week Price Change | 9.12% |
| 50-Day Moving Average | 13.6 |
| 200-Day Moving Average | 12.86 |
| Relative Strength Index (RSI) | 35.73 |
| Average Volume (20 Days) | 18.84K |
Income Statement
In the last 12 months, Richmond Mutual Bancorporation had revenue of 42.07M and earned 9.49M in profits. Earnings per share was 0.91.
| Revenue | 42.07M |
| Gross Profit | 41.74M |
| Operating Income | 11M |
| Net Income | 9.49M |
| EBITDA | 0 |
| EBIT | 11M |
| Earnings Per Share (EPS) | 0.91 |
Balance Sheet
The company has 12.02M in cash and 271M in debt, giving a net cash position of -258.98M.
| Cash & Cash Equivalents | 12.02M |
| Total Debt | 271M |
| Net Cash | -258.98M |
| Retained Earnings | 87.9M |
| Total Assets | 1.49B |
| Working Capital | 68.77M |
Cash Flow
In the last 12 months, operating cash flow was 12.11M and capital expenditures -619.21K, giving a free cash flow of 11.49M.
| Operating Cash Flow | 12.11M |
| Capital Expenditures | -619.21K |
| Free Cash Flow | 11.49M |
| FCF Per Share | 1.11 |
Margins
Gross margin is 99.22%, with operating and profit margins of 26.15% and 22.55%.
| Gross Margin | 99.22% |
| Operating Margin | 26.15% |
| Pretax Margin | 26.15% |
| Profit Margin | 22.55% |
| EBITDA Margin | n/a |
| EBIT Margin | 26.15% |
| FCF Margin | 27.32% |
Dividends & Yields
RMBI pays an annual dividend of $0.71, which amounts to a dividend yield of 4.51%.
| Dividend Per Share | $0.71 |
| Dividend Yield | 4.51% |
| Dividend Growth (YoY) | 7.14% |
| Payout Ratio | 77.17% |
| Earnings Yield | 6.98% |
| FCF Yield | 8.08% |
Analyst Forecast
Currently there are no analyst rating for RMBI.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 0.27 |
| Piotroski F-Score | 6 |