Richmond Mutual Bancorpor... (RMBI)
Richmond Mutual Bancorporation Statistics
Share Statistics
Richmond Mutual Bancorporation has 10.91M shares outstanding. The number of shares has increased by -5.15% in one year.
Shares Outstanding | 10.91M |
Shares Change (YoY) | -5.15% |
Shares Change (QoQ) | -3.79% |
Owned by Institutions (%) | 23.59% |
Shares Floating | 9.33M |
Failed to Deliver (FTD) Shares | 197 |
FTD / Avg. Volume | 0.83% |
Short Selling Information
The latest short interest is 31.21K, so 0.29% of the outstanding shares have been sold short.
Short Interest | 31.21K |
Short % of Shares Out | 0.29% |
Short % of Float | 0.33% |
Short Ratio (days to cover) | 1.56 |
Valuation Ratios
The PE ratio is 15.38 and the forward PE ratio is null. Richmond Mutual Bancorporation's PEG ratio is 14.
PE Ratio | 15.38 |
Forward PE | n/a |
PS Ratio | 3.36 |
Forward PS | null |
PB Ratio | 1.09 |
P/FCF Ratio | 10.09 |
PEG Ratio | 14 |
Enterprise Valuation
Richmond Mutual Bancorporation has an Enterprise Value (EV) of 387.47M.
EV / Sales | 9.03 |
EV / EBITDA | 0 |
EV / EBIT | 26.26 |
EV / FCF | 27.11 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 1.99.
Current Ratio | 0 |
Quick Ratio | 0 |
Debt / Equity | 1.99 |
Debt / EBITDA | - |
Debt / FCF | 18.54 |
Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 7.06% and Return on Invested Capital is 2.46%.
Return on Equity | 7.06% |
Return on Assets | 0.62% |
Return on Invested Capital | 2.46% |
Revenue Per Employee | $248.06K |
Profits Per Employee | $54.2K |
Employee Count | 173 |
Asset Turnover | 0.03 |
Inventory Turnover | n/a |
Taxes
Income Tax | 1.49M |
Effective Tax Rate | 13.68% |
Stock Price Statistics
The stock price has increased by 4.17% in the last 52 weeks. The beta is 0.42, so Richmond Mutual Bancorporation's price volatility has been higher than the market average.
Beta | 0.42 |
52-Week Price Change | 4.17% |
50-Day Moving Average | 13.14 |
200-Day Moving Average | 12.96 |
Relative Strength Index (RSI) | 38.27 |
Average Volume (20 Days) | 23.76K |
Income Statement
In the last 12 months, Richmond Mutual Bancorporation had revenue of 42.91M and earned 9.38M in profits. Earnings per share was 0.92.
Revenue | 42.91M |
Gross Profit | 42.91M |
Operating Income | 42.91M |
Net Income | 9.38M |
EBITDA | 0 |
EBIT | 85.83M |
Earnings Per Share (EPS) | 0.92 |
Balance Sheet
The company has 21.76M in cash and 265M in debt, giving a net cash position of -243.24M.
Cash & Cash Equivalents | 21.76M |
Total Debt | 265M |
Net Cash | -243.24M |
Retained Earnings | 91.58M |
Total Assets | 1.51B |
Working Capital | 21.76M |
Cash Flow
In the last 12 months, operating cash flow was 14.75M and capital expenditures 0, giving a free cash flow of 14.29M.
Operating Cash Flow | 14.75M |
Capital Expenditures | 0 |
Free Cash Flow | 14.29M |
FCF Per Share | 1.4 |
Margins
Gross margin is 100%, with operating and profit margins of 100% and 21.85%.
Gross Margin | 100% |
Operating Margin | 100% |
Pretax Margin | 25.31% |
Profit Margin | 21.85% |
EBITDA Margin | n/a |
EBIT Margin | 100% |
FCF Margin | 33.3% |
Dividends & Yields
RMBI pays an annual dividend of $0.71, which amounts to a dividend yield of 4.51%.
Dividend Per Share | $0.71 |
Dividend Yield | 4.51% |
Dividend Growth (YoY) | 7.14% |
Payout Ratio | 77.17% |
Earnings Yield | 6.5% |
FCF Yield | 9.91% |
Analyst Forecast
Currently there are no analyst rating for RMBI.
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Scores
Altman Z-Score | 0.14 |
Piotroski F-Score | 4 |