Richmond Mutual Bancorpor...

12.16
-0.08 (-0.65%)
At close: Apr 04, 2025, 3:59 PM
12.06
-0.85%
After-hours: Apr 04, 2025, 04:25 PM EDT

Richmond Mutual Bancorporation Statistics

Share Statistics

Richmond Mutual Bancorporation has 10.91M shares outstanding. The number of shares has increased by -5.15% in one year.

Shares Outstanding 10.91M
Shares Change (YoY) -5.15%
Shares Change (QoQ) -3.79%
Owned by Institutions (%) 23.59%
Shares Floating 9.33M
Failed to Deliver (FTD) Shares 197
FTD / Avg. Volume 0.83%

Short Selling Information

The latest short interest is 31.21K, so 0.29% of the outstanding shares have been sold short.

Short Interest 31.21K
Short % of Shares Out 0.29%
Short % of Float 0.33%
Short Ratio (days to cover) 1.56

Valuation Ratios

The PE ratio is 15.38 and the forward PE ratio is null. Richmond Mutual Bancorporation's PEG ratio is 14.

PE Ratio 15.38
Forward PE n/a
PS Ratio 3.36
Forward PS null
PB Ratio 1.09
P/FCF Ratio 10.09
PEG Ratio 14
Financial Ratio History

Enterprise Valuation

Richmond Mutual Bancorporation has an Enterprise Value (EV) of 387.47M.

EV / Sales 9.03
EV / EBITDA 0
EV / EBIT 26.26
EV / FCF 27.11

Financial Position

The company has a current ratio of 0, with a Debt / Equity ratio of 1.99.

Current Ratio 0
Quick Ratio 0
Debt / Equity 1.99
Debt / EBITDA -
Debt / FCF 18.54
Interest Coverage 0

Financial Efficiency

Return on Equity is 7.06% and Return on Invested Capital is 2.46%.

Return on Equity 7.06%
Return on Assets 0.62%
Return on Invested Capital 2.46%
Revenue Per Employee $248.06K
Profits Per Employee $54.2K
Employee Count 173
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

Income Tax 1.49M
Effective Tax Rate 13.68%

Stock Price Statistics

The stock price has increased by 4.17% in the last 52 weeks. The beta is 0.42, so Richmond Mutual Bancorporation's price volatility has been higher than the market average.

Beta 0.42
52-Week Price Change 4.17%
50-Day Moving Average 13.14
200-Day Moving Average 12.96
Relative Strength Index (RSI) 38.27
Average Volume (20 Days) 23.76K

Income Statement

In the last 12 months, Richmond Mutual Bancorporation had revenue of 42.91M and earned 9.38M in profits. Earnings per share was 0.92.

Revenue 42.91M
Gross Profit 42.91M
Operating Income 42.91M
Net Income 9.38M
EBITDA 0
EBIT 85.83M
Earnings Per Share (EPS) 0.92
Full Income Statement

Balance Sheet

The company has 21.76M in cash and 265M in debt, giving a net cash position of -243.24M.

Cash & Cash Equivalents 21.76M
Total Debt 265M
Net Cash -243.24M
Retained Earnings 91.58M
Total Assets 1.51B
Working Capital 21.76M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 14.75M and capital expenditures 0, giving a free cash flow of 14.29M.

Operating Cash Flow 14.75M
Capital Expenditures 0
Free Cash Flow 14.29M
FCF Per Share 1.4
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 100% and 21.85%.

Gross Margin 100%
Operating Margin 100%
Pretax Margin 25.31%
Profit Margin 21.85%
EBITDA Margin n/a
EBIT Margin 100%
FCF Margin 33.3%

Dividends & Yields

RMBI pays an annual dividend of $0.71, which amounts to a dividend yield of 4.51%.

Dividend Per Share $0.71
Dividend Yield 4.51%
Dividend Growth (YoY) 7.14%
Payout Ratio 77.17%
Earnings Yield 6.5%
FCF Yield 9.91%
Dividend Details

Analyst Forecast

Currently there are no analyst rating for RMBI.

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Stock Forecasts

Scores

Altman Z-Score 0.14
Piotroski F-Score 4