Richmond Mutual Bancorpor... (RMBI)
Richmond Mutual Bancorporation Statistics
Share Statistics
Richmond Mutual Bancorporation has 10.5M shares outstanding. The number of shares has increased by -5.15% in one year.
| Shares Outstanding | 10.5M |
| Shares Change (YoY) | -5.15% |
| Shares Change (QoQ) | -3.79% |
| Owned by Institutions (%) | 23.59% |
| Shares Floating | 8.99M |
| Failed to Deliver (FTD) Shares | 197 |
| FTD / Avg. Volume | 0.68% |
Short Selling Information
The latest short interest is 16.51K, so 0.17% of the outstanding shares have been sold short.
| Short Interest | 16.51K |
| Short % of Shares Out | 0.17% |
| Short % of Float | 0.17% |
| Short Ratio (days to cover) | 1 |
Valuation Ratios
The PE ratio is 15.38 and the forward PE ratio is null. Richmond Mutual Bancorporation's PEG ratio is 14.
| PE Ratio | 15.38 |
| Forward PE | n/a |
| PS Ratio | 3.36 |
| Forward PS | n/a |
| PB Ratio | 1.09 |
| P/FCF Ratio | 10.09 |
| PEG Ratio | 14 |
Enterprise Valuation
Richmond Mutual Bancorporation has an Enterprise Value (EV) of 387.17M.
| EV / Sales | 9.02 |
| EV / EBITDA | 0 |
| EV / EBIT | 26.24 |
| EV / FCF | 27.09 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 1.99.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 1.99 |
| Debt / EBITDA | - |
| Debt / FCF | 18.54 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 7.06% and Return on Invested Capital is 2.46%.
| Return on Equity | 7.06% |
| Return on Assets | 0.62% |
| Return on Invested Capital | 2.46% |
| Revenue Per Employee | $250.96K |
| Profits Per Employee | $54.84K |
| Employee Count | 171 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 1.49M |
| Effective Tax Rate | 13.68% |
Stock Price Statistics
The stock price has increased by 30.96% in the last 52 weeks. The beta is 0.42, so Richmond Mutual Bancorporation's price volatility has been higher than the market average.
| Beta | 0.42 |
| 52-Week Price Change | 30.96% |
| 50-Day Moving Average | 12.71 |
| 200-Day Moving Average | 13.05 |
| Relative Strength Index (RSI) | 67.65 |
| Average Volume (20 Days) | 29.01K |
Income Statement
In the last 12 months, Richmond Mutual Bancorporation had revenue of 42.91M and earned 9.38M in profits. Earnings per share was 0.92.
| Revenue | 42.91M |
| Gross Profit | 42.91M |
| Operating Income | 42.91M |
| Net Income | 9.38M |
| EBITDA | 0 |
| EBIT | 85.83M |
| Earnings Per Share (EPS) | 0.92 |
Balance Sheet
The company has 22.06M in cash and 265M in debt, giving a net cash position of -242.94M.
| Cash & Cash Equivalents | 22.06M |
| Total Debt | 265M |
| Net Cash | -242.94M |
| Retained Earnings | 91.58M |
| Total Assets | 1.51B |
| Working Capital | 168.59M |
Cash Flow
In the last 12 months, operating cash flow was 14.75M and capital expenditures 0, giving a free cash flow of 14.29M.
| Operating Cash Flow | 14.75M |
| Capital Expenditures | 0 |
| Free Cash Flow | 14.29M |
| FCF Per Share | 1.4 |
Margins
Gross margin is 100%, with operating and profit margins of 100% and 21.85%.
| Gross Margin | 100% |
| Operating Margin | 100% |
| Pretax Margin | 25.31% |
| Profit Margin | 21.85% |
| EBITDA Margin | n/a |
| EBIT Margin | 100% |
| FCF Margin | 33.3% |
Dividends & Yields
RMBI pays an annual dividend of $0.71, which amounts to a dividend yield of 4.51%.
| Dividend Per Share | $0.71 |
| Dividend Yield | 4.51% |
| Dividend Growth (YoY) | 7.14% |
| Payout Ratio | 77.17% |
| Earnings Yield | 6.5% |
| FCF Yield | 9.91% |
Analyst Forecast
Currently there are no analyst rating for RMBI.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 0.26 |
| Piotroski F-Score | 6 |