Price Alert

Red River Bancshares Inc. (RRBI)

NASDAQ: RRBI · Real-Time Price · USD

63.96

-0.98 (-1.51%)

At close: Aug 14, 2025, 3:59 PM

63.96

0.00%

After-hours: Aug 14, 2025, 04:20 PM EDT

Red River Bancshares Statistics

Share Statistics

Red River Bancshares has 6.68M shares outstanding. The number of shares has increased by -2.95% in one year.

Shares Outstanding	6.68M
Shares Change (YoY)	-2.95%
Shares Change (QoQ)	-1.39%
Owned by Institutions (%)	25.35%
Shares Floating	4.25M
Failed to Deliver (FTD) Shares	2,823
FTD / Avg. Volume	19.38%

Short Selling Information

The latest short interest is 24.48K, so 0.37% of the outstanding shares have been sold short.

Short Interest	24.48K
Short % of Shares Out	0.37%
Short % of Float	0.52%
Short Ratio (days to cover)	1

Valuation Ratios

The PE ratio is 10.88 and the forward PE ratio is 9.77. Red River Bancshares's PEG ratio is 5.89.

PE Ratio	10.88
Forward PE	9.77
PS Ratio	2.38
Forward PS	3.1
PB Ratio	1.16
P/FCF Ratio	11.15
PEG Ratio	5.89

Financial Ratio History

Enterprise Valuation

Red River Bancshares has an Enterprise Value (EV) of 106.24M.

EV / Sales	0.68
EV / EBITDA	2.33
EV / EBIT	2.78
EV / FCF	3.18

Financial Position

The company has a current ratio of 0.11, with a Debt / Equity ratio of 0.01.

Current Ratio	0.11
Quick Ratio	0.11
Debt / Equity	0.01
Debt / EBITDA	0.06
Debt / FCF	0.09
Interest Coverage	0.88

Financial Efficiency

Return on Equity is 10.71% and Return on Invested Capital is 10.14%.

Return on Equity	10.71%
Return on Assets	1.09%
Return on Invested Capital	10.14%
Revenue Per Employee	$418.07K
Profits Per Employee	$91.29K
Employee Count	375
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

Income Tax	8.15M
Effective Tax Rate	19.22%

Stock Price Statistics

The stock price has increased by 26.61% in the last 52 weeks. The beta is 0.55, so Red River Bancshares's price volatility has been higher than the market average.

Beta	0.55
52-Week Price Change	26.61%
50-Day Moving Average	59.87
200-Day Moving Average	55.93
Relative Strength Index (RSI)	55.29
Average Volume (20 Days)	14,564

Income Statement

In the last 12 months, Red River Bancshares had revenue of 156.78M and earned 34.23M in profits. Earnings per share was 4.96.

Revenue	156.78M
Gross Profit	107.64M
Operating Income	42.38M
Net Income	34.23M
EBITDA	45.6M
EBIT	42.38M
Earnings Per Share (EPS)	4.96

Full Income Statement

Balance Sheet

The company has 268.98M in cash and 2.86M in debt, giving a net cash position of 266.11M.

Cash & Cash Equivalents	268.98M
Total Debt	2.86M
Net Cash	266.11M
Retained Earnings	338.55M
Total Assets	3.17B
Working Capital	616.85M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 38.28M and capital expenditures -4.88M, giving a free cash flow of 33.41M.

Operating Cash Flow	38.28M
Capital Expenditures	-4.88M
Free Cash Flow	33.41M
FCF Per Share	4.84

Full Cash Flow Statement

Margins

Gross margin is 68.66%, with operating and profit margins of 27.03% and 21.84%.

Gross Margin	68.66%
Operating Margin	27.03%
Pretax Margin	27.03%
Profit Margin	21.84%
EBITDA Margin	29.09%
EBIT Margin	27.03%
FCF Margin	21.31%

Dividends & Yields

RRBI pays an annual dividend of $0.57, which amounts to a dividend yield of 0.78%.

Dividend Per Share	$0.57
Dividend Yield	0.78%
Dividend Growth (YoY)	33.33%
Payout Ratio	10.05%
Earnings Yield	9.19%
FCF Yield	8.97%

Dividend Details

Analyst Forecast

The average price target for RRBI is $67, which is 8.3% higher than the current price. The consensus rating is "Buy".

Price Target	$67
Price Target Difference	8.3%
Analyst Consensus	Buy
Analyst Count	1

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$26.04
Lynch Upside	-57.9%
Graham Number	71.95
Graham Upside	16.31%

Scores

Altman Z-Score	0.58
Piotroski F-Score	6