Price Alert

Safety Insurance Group In... (SAFT)

NASDAQ: SAFT · Real-Time Price · USD

73.07

1.00 (1.39%)

At close: Sep 04, 2025, 3:59 PM

73.07

0.00%

After-hours: Sep 04, 2025, 04:37 PM EDT

Safety Insurance Statistics

Share Statistics

Safety Insurance has 14.89M shares outstanding. The number of shares has increased by 0.38% in one year.

Shares Outstanding	14.89M
Shares Change (YoY)	0.38%
Shares Change (QoQ)	0.37%
Owned by Institutions (%)	83.62%
Shares Floating	14.54M
Failed to Deliver (FTD) Shares	20
FTD / Avg. Volume	0.02%

Short Selling Information

The latest short interest is 149.13K, so 1% of the outstanding shares have been sold short.

Short Interest	149.13K
Short % of Shares Out	1%
Short % of Float	1.7%
Short Ratio (days to cover)	1.53

Valuation Ratios

The PE ratio is 17.12 and the forward PE ratio is 10.3. Safety Insurance's PEG ratio is 0.06.

PE Ratio	17.12
Forward PE	10.3
PS Ratio	1.09
Forward PS	0.8
PB Ratio	1.46
P/FCF Ratio	9.74
PEG Ratio	0.06

Financial Ratio History

Enterprise Valuation

Safety Insurance has an Enterprise Value (EV) of 1.2B.

EV / Sales	1.08
EV / EBITDA	12.05
EV / EBIT	9.3
EV / FCF	9.63

Financial Position

The company has a current ratio of 7.82, with a Debt / Equity ratio of 0.06.

Current Ratio	7.82
Quick Ratio	7.82
Debt / Equity	0.06
Debt / EBITDA	0.46
Debt / FCF	0.37
Interest Coverage	148.23

Financial Efficiency

Return on Equity is 8.54% and Return on Invested Capital is 15.26%.

Return on Equity	8.54%
Return on Assets	3.12%
Return on Invested Capital	15.26%
Revenue Per Employee	$2.01M
Profits Per Employee	$128.37K
Employee Count	551
Asset Turnover	0.49
Inventory Turnover	n/a

Taxes

Income Tax	19.13M
Effective Tax Rate	21.29%

Stock Price Statistics

The stock price has increased by -13.37% in the last 52 weeks. The beta is 0.24, so Safety Insurance's price volatility has been higher than the market average.

Beta	0.24
52-Week Price Change	-13.37%
50-Day Moving Average	73.27
200-Day Moving Average	78.13
Relative Strength Index (RSI)	49.42
Average Volume (20 Days)	90,966

Income Statement

In the last 12 months, Safety Insurance had revenue of 1.11B and earned 70.73M in profits. Earnings per share was 4.79.

Revenue	1.11B
Gross Profit	393.1M
Operating Income	75.45M
Net Income	70.73M
EBITDA	99.33M
EBIT	89.87M
Earnings Per Share (EPS)	4.79

Full Income Statement

Balance Sheet

The company has 58.97M in cash and 45.73M in debt, giving a net cash position of 13.24M.

Cash & Cash Equivalents	58.97M
Total Debt	45.73M
Net Cash	13.24M
Retained Earnings	798.76M
Total Assets	2.15B
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 128.69M and capital expenditures -4.37M, giving a free cash flow of 124.32M.

Operating Cash Flow	128.69M
Capital Expenditures	-4.37M
Free Cash Flow	124.32M
FCF Per Share	8.46

Full Cash Flow Statement

Margins

Gross margin is 35.42%, with operating and profit margins of 6.8% and 6.37%.

Gross Margin	35.42%
Operating Margin	6.8%
Pretax Margin	8.1%
Profit Margin	6.37%
EBITDA Margin	8.95%
EBIT Margin	6.8%
FCF Margin	11.2%

Dividends & Yields

SAFT pays an annual dividend of $4.52, which amounts to a dividend yield of 4.99%.

Dividend Per Share	$4.52
Dividend Yield	4.99%
Dividend Growth (YoY)	0%
Payout Ratio	78.88%
Earnings Yield	5.84%
FCF Yield	10.27%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for SAFT.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$23.95
Lynch Upside	-67.22%
Graham Number	78.16
Graham Upside	6.97%

Scores

Altman Z-Score	1.77
Piotroski F-Score	5