Sandy Spring Bancorp Inc. (SASR)
Sandy Spring Bancorp Statistics
Share Statistics
Sandy Spring Bancorp has 45.14M shares outstanding. The number of shares has increased by 0.18% in one year.
| Shares Outstanding | 45.14M |
| Shares Change (YoY) | 0.18% |
| Shares Change (QoQ) | -0.02% |
| Owned by Institutions (%) | 70.75% |
| Shares Floating | 43.46M |
| Failed to Deliver (FTD) Shares | 197 |
| FTD / Avg. Volume | 0.07% |
Short Selling Information
The latest short interest is 896.22K, so 1.98% of the outstanding shares have been sold short.
| Short Interest | 896.22K |
| Short % of Shares Out | 1.98% |
| Short % of Float | 2.06% |
| Short Ratio (days to cover) | 3.75 |
Valuation Ratios
The PE ratio is 76.21 and the forward PE ratio is 10.79. Sandy Spring Bancorp's PEG ratio is -0.91.
| PE Ratio | 76.21 |
| Forward PE | 10.79 |
| PS Ratio | 2.26 |
| Forward PS | 2.4 |
| PB Ratio | 0.98 |
| P/FCF Ratio | 22.49 |
| PEG Ratio | -0.91 |
Enterprise Valuation
Sandy Spring Bancorp has an Enterprise Value (EV) of 1.62B.
| EV / Sales | 2.41 |
| EV / EBITDA | 0 |
| EV / EBIT | 19.37 |
| EV / FCF | 24 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.4.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.4 |
| Debt / EBITDA | - |
| Debt / FCF | 9.2 |
| Interest Coverage | 1.87 |
Financial Efficiency
Return on Equity is 1.28% and Return on Invested Capital is 50.35%.
| Return on Equity | 1.28% |
| Return on Assets | 0.14% |
| Return on Invested Capital | 50.35% |
| Revenue Per Employee | $600.24K |
| Profits Per Employee | $17.8K |
| Employee Count | 1,120 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 29.03M |
| Effective Tax Rate | 59.28% |
Stock Price Statistics
The stock price has increased by 31.78% in the last 52 weeks. The beta is 0.94, so Sandy Spring Bancorp's price volatility has been higher than the market average.
| Beta | 0.94 |
| 52-Week Price Change | 31.78% |
| 50-Day Moving Average | 31.64 |
| 200-Day Moving Average | 31.55 |
| Relative Strength Index (RSI) | 31.96 |
| Average Volume (20 Days) | 285.34K |
Income Statement
In the last 12 months, Sandy Spring Bancorp had revenue of 672.27M and earned 19.93M in profits. Earnings per share was 0.44.
| Revenue | 672.27M |
| Gross Profit | 672.27M |
| Operating Income | 645.7M |
| Net Income | 19.93M |
| EBITDA | 0 |
| EBIT | 394.11M |
| Earnings Per Share (EPS) | 0.44 |
Balance Sheet
The company has 518.96M in cash and 621.4M in debt, giving a net cash position of -102.44M.
| Cash & Cash Equivalents | 518.96M |
| Total Debt | 621.4M |
| Net Cash | -102.44M |
| Retained Earnings | 856.61M |
| Total Assets | 14.13B |
| Working Capital | 126.33M |
Cash Flow
In the last 12 months, operating cash flow was 83.71M and capital expenditures -16.15M, giving a free cash flow of 67.56M.
| Operating Cash Flow | 83.71M |
| Capital Expenditures | -16.15M |
| Free Cash Flow | 67.56M |
| FCF Per Share | 1.5 |
Margins
Gross margin is 100%, with operating and profit margins of 96.05% and 2.97%.
| Gross Margin | 100% |
| Operating Margin | 96.05% |
| Pretax Margin | 7.28% |
| Profit Margin | 2.97% |
| EBITDA Margin | n/a |
| EBIT Margin | 96.05% |
| FCF Margin | 10.05% |
Dividends & Yields
SASR pays an annual dividend of $1.7, which amounts to a dividend yield of 4.06%.
| Dividend Per Share | $1.70 |
| Dividend Yield | 4.06% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 386.36% |
| Earnings Yield | 1.31% |
| FCF Yield | 4.45% |
Analyst Forecast
The average price target for SASR is $30, which is 7.3% higher than the current price. The consensus rating is "Hold".
| Price Target | $30 |
| Price Target Difference | 7.3% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Dec 21, 2001. It was a forward split with a ratio of 3:2.
| Last Split Date | Dec 21, 2001 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 0.22 |
| Piotroski F-Score | 6 |