SB Financial Group Inc. (SBFG)
SB Financial Statistics
Share Statistics
SB Financial has 6.53M shares outstanding. The number of shares has increased by -2% in one year.
| Shares Outstanding | 6.53M |
| Shares Change (YoY) | -2% |
| Shares Change (QoQ) | -1.13% |
| Owned by Institutions (%) | 53.15% |
| Shares Floating | 5.82M |
| Failed to Deliver (FTD) Shares | 201 |
| FTD / Avg. Volume | 0.82% |
Short Selling Information
The latest short interest is 130.84K, so 1.97% of the outstanding shares have been sold short.
| Short Interest | 130.84K |
| Short % of Shares Out | 1.97% |
| Short % of Float | 2.19% |
| Short Ratio (days to cover) | 3.62 |
Valuation Ratios
The PE ratio is 12.14 and the forward PE ratio is 12.38. SB Financial's PEG ratio is -4.3.
| PE Ratio | 12.14 |
| Forward PE | 12.38 |
| PS Ratio | 2.16 |
| Forward PS | 2.5 |
| PB Ratio | 1.09 |
| P/FCF Ratio | 14.74 |
| PEG Ratio | -4.3 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for SB Financial Group Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 98.86, with a Debt / Equity ratio of 0.43.
| Current Ratio | 98.86 |
| Quick Ratio | 98.86 |
| Debt / Equity | 0.43 |
| Total Debt / Capitalization | 30.02 |
| Cash Flow / Debt | 0.17 |
| Interest Coverage | 2.48 |
Financial Efficiency
Return on equity (ROE) is 0.09% and return on capital (ROIC) is 27.53%.
| Return on Equity (ROE) | 0.09% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 27.53% |
| Revenue Per Employee | $255,353.17 |
| Profits Per Employee | $45,515.87 |
| Employee Count | 252 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 2.39M |
| Effective Tax Rate | 0.17 |
Stock Price Statistics
The stock price has increased by 38.57% in the last 52 weeks. The beta is 0.79, so SB Financial's price volatility has been higher than the market average.
| Beta | 0.79 |
| 52-Week Price Change | 38.57% |
| 50-Day Moving Average | 21.46 |
| 200-Day Moving Average | 18.56 |
| Relative Strength Index (RSI) | 23.53 |
| Average Volume (20 Days) | 24.52K |
Income Statement
In the last 12 months, SB Financial had revenue of 64.35M and earned 11.47M in profits. Earnings per share was 1.72.
| Revenue | 64.35M |
| Gross Profit | 64.35M |
| Operating Income | 60.6M |
| Net Income | 11.47M |
| EBITDA | 0 |
| EBIT | 60.6M |
| Earnings Per Share (EPS) | 1.72 |
Balance Sheet
The company has 25.93M in cash and 54.69M in debt, giving a net cash position of -28.76M.
| Cash & Cash Equivalents | 25.93M |
| Total Debt | 54.69M |
| Net Cash | -28.76M |
| Retained Earnings | 116.19M |
| Total Assets | 1.27B |
| Working Capital | 244.68M |
Cash Flow
In the last 12 months, operating cash flow was 9.45M and capital expenditures 0, giving a free cash flow of 9.45M.
| Operating Cash Flow | 9.45M |
| Capital Expenditures | 0 |
| Free Cash Flow | 9.45M |
| FCF Per Share | 1.42 |
Margins
Gross margin is 100%, with operating and profit margins of 94.18% and 17.82%.
| Gross Margin | 100% |
| Operating Margin | 94.18% |
| Pretax Margin | 21.53% |
| Profit Margin | 17.82% |
| EBITDA Margin | n/a |
| EBIT Margin | 94.18% |
| FCF Margin | 14.69% |
Dividends & Yields
SBFG pays an annual dividend of $0.57, which amounts to a dividend yield of 2.43%.
| Dividend Per Share | $0.57 |
| Dividend Yield | 2.43% |
| Dividend Growth (YoY) | 7.41% |
| Payout Ratio | 33.14% |
| Earnings Yield | 9.12% |
| FCF Yield | 7.67% |
Analyst Forecast
Currently there are no analyst rating for SBFG.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Jan 20, 2022. It was a forward split with a ratio of 21:20.
| Last Split Date | Jan 20, 2022 |
| Split Type | forward |
| Split Ratio | 21:20 |
Scores
| Altman Z-Score | 0.39 |
| Piotroski F-Score | 6 |