Price Alert

Sterling Bancorp Inc. (SBT)

NASDAQ: SBT · Real-Time Price · USD

4.84

-0.04 (-0.82%)

At close: Mar 31, 2025, 3:59 PM

Sterling Bancorp Statistics

Share Statistics

Sterling Bancorp has 52.3M shares outstanding. The number of shares has increased by -0.05% in one year.

Shares Outstanding	52.3M
Shares Change (YoY)	-0.05%
Shares Change (QoQ)	0%
Owned by Institutions (%)	28.17%
Shares Floating	27.55M
Failed to Deliver (FTD) Shares	1,167
FTD / Avg. Volume	2.92%

Short Selling Information

The latest short interest is 325.99K, so 0.62% of the outstanding shares have been sold short.

Short Interest	325.99K
Short % of Shares Out	0.62%
Short % of Float	1.5%
Short Ratio (days to cover)	2.3

Valuation Ratios

The PE ratio is 113.48 and the forward PE ratio is 6.72. Sterling Bancorp's PEG ratio is -1.57.

PE Ratio	113.48
Forward PE	6.72
PS Ratio	1.8
Forward PS	0.7
PB Ratio	0.73
P/FCF Ratio	-109.79
PEG Ratio	-1.57

Financial Ratio History

Enterprise Valuation

Sterling Bancorp has an Enterprise Value (EV) of -623.97M.

EV / Sales	-4.62
EV / EBITDA	0
EV / EBIT	294.05
EV / FCF	282.34

Financial Position

The company has a current ratio of 105.69, with a Debt / Equity ratio of 0.03.

Current Ratio	105.69
Quick Ratio	105.69
Debt / Equity	0.03
Debt / EBITDA	n/a
Debt / FCF	-5.24
Interest Coverage	1.59

Financial Efficiency

Return on Equity is 0.64% and Return on Invested Capital is 5.03%.

Return on Equity	0.64%
Return on Assets	0.09%
Return on Invested Capital	5.03%
Revenue Per Employee	$625.63K
Profits Per Employee	$9.9K
Employee Count	216
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	2.11M
Effective Tax Rate	49.69%

Stock Price Statistics

The stock price has increased by -10.37% in the last 52 weeks. The beta is 0.54, so Sterling Bancorp's price volatility has been higher than the market average.

Beta	0.54
52-Week Price Change	-10.37%
50-Day Moving Average	4.75
200-Day Moving Average	4.97
Relative Strength Index (RSI)	56.02
Average Volume (20 Days)	39,913

Income Statement

In the last 12 months, Sterling Bancorp had revenue of 135.13M and earned 2.14M in profits. Earnings per share was 0.04.

Revenue	135.13M
Gross Profit	135.13M
Operating Income	125.07M
Net Income	2.14M
EBITDA	n/a
EBIT	-1.03M
Earnings Per Share (EPS)	0.04

Full Income Statement

Balance Sheet

The company has 878.18M in cash and 11.59M in debt, giving a net cash position of 866.59M.

Cash & Cash Equivalents	878.18M
Total Debt	11.59M
Net Cash	866.59M
Retained Earnings	244.1M
Total Assets	2.44B
Working Capital	1.02B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -2.12M and capital expenditures -88K, giving a free cash flow of -2.21M.

Operating Cash Flow	-2.12M
Capital Expenditures	-88K
Free Cash Flow	-2.21M
FCF Per Share	-0.04

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 92.55% and 1.58%.

Gross Margin	100%
Operating Margin	92.55%
Pretax Margin	3.15%
Profit Margin	1.58%
EBITDA Margin	n/a
EBIT Margin	92.55%
FCF Margin	-1.64%

Dividends & Yields

SBT pays an annual dividend of $0.05, which amounts to a dividend yield of 0.55%.

Dividend Per Share	$0.05
Dividend Yield	0.55%
Dividend Growth (YoY)	0%
Payout Ratio	125%
Earnings Yield	0.88%
FCF Yield	-0.91%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for SBT.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	2.49
Graham Upside	-48.55%

Scores

Altman Z-Score	0.75
Piotroski F-Score	4