Sterling Bancorp Inc. (Southfield MI) (SBT)
Sterling Bancorp (Southfield MI) Statistics
Share Statistics
Sterling Bancorp (Southfield MI) has 52.31M shares outstanding. The number of shares has increased by 0.47% in one year.
| Shares Outstanding | 52.31M |
| Shares Change (YoY) | 0.47% |
| Shares Change (QoQ) | -0.03% |
| Owned by Institutions (%) | 27.24% |
| Shares Floating | 17.73M |
| Failed to Deliver (FTD) Shares | 40 |
| FTD / Avg. Volume | 0.1% |
Short Selling Information
The latest short interest is 297.62K, so 0.57% of the outstanding shares have been sold short.
| Short Interest | 297.62K |
| Short % of Shares Out | 0.57% |
| Short % of Float | 1.69% |
| Short Ratio (days to cover) | 7.24 |
Valuation Ratios
The PE ratio is 113.48 and the forward PE ratio is 34.29. Sterling Bancorp (Southfield MI)'s PEG ratio is -1.57.
| PE Ratio | 113.48 |
| Forward PE | 34.29 |
| PS Ratio | 1.8 |
| Forward PS | 0.7 |
| PB Ratio | 0.73 |
| P/FCF Ratio | -109.79 |
| PEG Ratio | -1.57 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Sterling Bancorp Inc. (Southfield MI).
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 105.69, with a Debt / Equity ratio of 0.03.
| Current Ratio | 105.69 |
| Quick Ratio | 105.69 |
| Debt / Equity | 0.03 |
| Total Debt / Capitalization | 3.35 |
| Cash Flow / Debt | -0.18 |
| Interest Coverage | 1.59 |
Financial Efficiency
Return on equity (ROE) is 0.01% and return on capital (ROIC) is 18.21%.
| Return on Equity (ROE) | 0.01% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 18.21% |
| Revenue Per Employee | $625,625 |
| Profits Per Employee | $9,898.15 |
| Employee Count | 216 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 2.11M |
| Effective Tax Rate | 0.5 |
Stock Price Statistics
The stock price has increased by -6.2% in the last 52 weeks. The beta is 0.54, so Sterling Bancorp (Southfield MI)'s price volatility has been higher than the market average.
| Beta | 0.54 |
| 52-Week Price Change | -6.2% |
| 50-Day Moving Average | 4.73 |
| 200-Day Moving Average | 4.97 |
| Relative Strength Index (RSI) | 60.33 |
| Average Volume (20 Days) | 39.59K |
Income Statement
In the last 12 months, Sterling Bancorp (Southfield MI) had revenue of 135.13M and earned 2.14M in profits. Earnings per share was 0.04.
| Revenue | 135.13M |
| Gross Profit | 135.13M |
| Operating Income | 125.07M |
| Net Income | 2.14M |
| EBITDA | 0 |
| EBIT | 125.07M |
| Earnings Per Share (EPS) | 0.04 |
Balance Sheet
The company has 878.18M in cash and 11.59M in debt, giving a net cash position of 866.59M.
| Cash & Cash Equivalents | 878.18M |
| Total Debt | 11.59M |
| Net Cash | 866.59M |
| Retained Earnings | 244.1M |
| Total Assets | 2.44B |
| Working Capital | 1.02B |
Cash Flow
In the last 12 months, operating cash flow was -2.12M and capital expenditures -88K, giving a free cash flow of -2.21M.
| Operating Cash Flow | -2.12M |
| Capital Expenditures | -88K |
| Free Cash Flow | -2.21M |
| FCF Per Share | -0.04 |
Margins
Gross margin is 100%, with operating and profit margins of 92.55% and 1.58%.
| Gross Margin | 100% |
| Operating Margin | 92.55% |
| Pretax Margin | 3.15% |
| Profit Margin | 1.58% |
| EBITDA Margin | n/a |
| EBIT Margin | 92.55% |
| FCF Margin | -1.64% |
Dividends & Yields
SBT pays an annual dividend of $0.05, which amounts to a dividend yield of 0.55%.
| Dividend Per Share | $0.05 |
| Dividend Yield | 0.55% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 125% |
| Earnings Yield | 0.83% |
| FCF Yield | -0.87% |
Analyst Forecast
Currently there are no analyst rating for SBT.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 0.75 |
| Piotroski F-Score | 4 |