Selective Insurance Group...

89.66
0.76 (0.85%)
At close: Apr 17, 2025, 3:59 PM
88.50
-1.30%
After-hours: Apr 17, 2025, 06:58 PM EDT

Selective Insurance Statistics

Share Statistics

Selective Insurance has 60.77M shares outstanding. The number of shares has increased by 0.02% in one year.

Shares Outstanding 60.77M
Shares Change (YoY) 0.02%
Shares Change (QoQ) 0.02%
Owned by Institutions (%) 84.34%
Shares Floating 60.16M
Failed to Deliver (FTD) Shares 2
FTD / Avg. Volume < 0.01%

Short Selling Information

The latest short interest is 1.43M, so 2.35% of the outstanding shares have been sold short.

Short Interest 1.43M
Short % of Shares Out 2.35%
Short % of Float 3.08%
Short Ratio (days to cover) 3.72

Valuation Ratios

The PE ratio is 27.5 and the forward PE ratio is 10.62. Selective Insurance's PEG ratio is -0.73.

PE Ratio 27.5
Forward PE 10.62
PS Ratio 1.17
Forward PS 0.9
PB Ratio 1.82
P/FCF Ratio 5.33
PEG Ratio -0.73
Financial Ratio History

Enterprise Valuation

Selective Insurance has an Enterprise Value (EV) of 6.13B.

EV / Sales 1.26
EV / EBITDA 19.07
EV / EBIT 5.58
EV / FCF 5.74

Financial Position

The company has a current ratio of 13.63, with a Debt / Equity ratio of 0.14.

Current Ratio 13.63
Quick Ratio 13.63
Debt / Equity 0.14
Debt / EBITDA 1.37
Debt / FCF 0.41
Interest Coverage 8.94

Financial Efficiency

Return on Equity is 6.63% and Return on Invested Capital is 80.64%.

Return on Equity 6.63%
Return on Assets 5.71%
Return on Invested Capital 80.64%
Revenue Per Employee $1.74M
Profits Per Employee $73.93K
Employee Count 2,800
Asset Turnover 1.34
Inventory Turnover n/a

Taxes

Income Tax 51.02M
Effective Tax Rate 19.77%

Stock Price Statistics

The stock price has increased by -12.52% in the last 52 weeks. The beta is 0.44, so Selective Insurance's price volatility has been higher than the market average.

Beta 0.44
52-Week Price Change -12.52%
50-Day Moving Average 86.23
200-Day Moving Average 91.07
Relative Strength Index (RSI) 55.23
Average Volume (20 Days) 454.64K

Income Statement

In the last 12 months, Selective Insurance had revenue of 4.86B and earned 207.01M in profits. Earnings per share was 3.55.

Revenue 4.86B
Gross Profit 4.86B
Operating Income 258.03M
Net Income 207.01M
EBITDA 321.71M
EBIT 286.91M
Earnings Per Share (EPS) 3.55
Full Income Statement

Balance Sheet

The company has 91K in cash and 441.66M in debt, giving a net cash position of -441.56M.

Cash & Cash Equivalents 91K
Total Debt 441.66M
Net Cash -441.56M
Retained Earnings 3.14B
Total Assets 13.51B
Working Capital 0
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.1B and capital expenditures -30.81M, giving a free cash flow of 1.07B.

Operating Cash Flow 1.1B
Capital Expenditures -30.81M
Free Cash Flow 1.07B
FCF Per Share 17.56
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 5.31% and 4.26%.

Gross Margin 100%
Operating Margin 5.31%
Pretax Margin 5.31%
Profit Margin 4.26%
EBITDA Margin 6.62%
EBIT Margin 5.31%
FCF Margin 21.99%

Dividends & Yields

SIGI pays an annual dividend of $1.81, which amounts to a dividend yield of 1.78%.

Dividend Per Share $1.81
Dividend Yield 1.78%
Dividend Growth (YoY) 8.57%
Payout Ratio 56.04%
Earnings Yield 3.64%
FCF Yield 18.78%
Dividend Details

Analyst Forecast

The average price target for SIGI is $96, which is 7.1% higher than the current price. The consensus rating is "Hold".

Price Target $96
Price Target Difference 7.1%
Analyst Consensus Hold
Analyst Count 7
Stock Forecasts

Stock Splits

The last stock split was on Feb 21, 2007. It was a forward split with a ratio of 2:1.

Last Split Date Feb 21, 2007
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 1.06
Piotroski F-Score 7