Southern States Bancshare... (SSBK)
Southern States Bancshares Statistics
Share Statistics
Southern States Bancshares has 9.92M shares outstanding. The number of shares has increased by 11.38% in one year.
| Shares Outstanding | 9.92M |
| Shares Change (YoY) | 11.38% |
| Shares Change (QoQ) | 0.38% |
| Owned by Institutions (%) | 56.88% |
| Shares Floating | 7.55M |
| Failed to Deliver (FTD) Shares | 5 |
| FTD / Avg. Volume | 0.03% |
Short Selling Information
The latest short interest is 41.52K, so 0.42% of the outstanding shares have been sold short.
| Short Interest | 41.52K |
| Short % of Shares Out | 0.42% |
| Short % of Float | 0.55% |
| Short Ratio (days to cover) | 2.05 |
Valuation Ratios
The PE ratio is 8.94 and the forward PE ratio is 8.07. Southern States Bancshares's PEG ratio is 3.24.
| PE Ratio | 8.94 |
| Forward PE | 8.07 |
| PS Ratio | 3.15 |
| Forward PS | 3 |
| PB Ratio | 1.11 |
| P/FCF Ratio | 8.17 |
| PEG Ratio | 3.24 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Southern States Bancshares Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 107.87, with a Debt / Equity ratio of 0.47.
| Current Ratio | 107.87 |
| Quick Ratio | 107.87 |
| Debt / Equity | 0.47 |
| Total Debt / Capitalization | 31.92 |
| Cash Flow / Debt | 0.3 |
| Interest Coverage | 0.04 |
Financial Efficiency
Return on equity (ROE) is 0.12% and return on capital (ROIC) is 0.62%.
| Return on Equity (ROE) | 0.12% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 0.62% |
| Revenue Per Employee | $481,053.4 |
| Profits Per Employee | $169,262.14 |
| Employee Count | 206 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 10.72M |
| Effective Tax Rate | 0.24 |
Stock Price Statistics
The stock price has increased by 39.88% in the last 52 weeks. The beta is 0.34, so Southern States Bancshares's price volatility has been higher than the market average.
| Beta | 0.34 |
| 52-Week Price Change | 39.88% |
| 50-Day Moving Average | 32.64 |
| 200-Day Moving Average | 31.75 |
| Relative Strength Index (RSI) | 72.17 |
| Average Volume (20 Days) | 17.94K |
Income Statement
In the last 12 months, Southern States Bancshares had revenue of 99.1M and earned 34.87M in profits. Earnings per share was 3.73.
| Revenue | 99.1M |
| Gross Profit | 169.78M |
| Operating Income | 3.32M |
| Net Income | 34.87M |
| EBITDA | 0 |
| EBIT | 3.32M |
| Earnings Per Share (EPS) | 3.73 |
Balance Sheet
The company has 27.32M in cash and 131.22M in debt, giving a net cash position of -103.9M.
| Cash & Cash Equivalents | 27.32M |
| Total Debt | 131.22M |
| Net Cash | -103.9M |
| Retained Earnings | 0 |
| Total Assets | 2.85B |
| Working Capital | 299.42M |
Cash Flow
In the last 12 months, operating cash flow was 39.51M and capital expenditures 0, giving a free cash flow of 38.15M.
| Operating Cash Flow | 39.51M |
| Capital Expenditures | 0 |
| Free Cash Flow | 38.15M |
| FCF Per Share | 4.08 |
Margins
Gross margin is 171.33%, with operating and profit margins of 3.35% and 35.19%.
| Gross Margin | 171.33% |
| Operating Margin | 3.35% |
| Pretax Margin | 46.01% |
| Profit Margin | 35.19% |
| EBITDA Margin | n/a |
| EBIT Margin | 3.35% |
| FCF Margin | 38.49% |
Dividends & Yields
SSBK pays an annual dividend of $0.36, which amounts to a dividend yield of 1.12%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 1.12% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 9.81% |
| Earnings Yield | 10.4% |
| FCF Yield | 10.71% |
Analyst Forecast
The average price target for SSBK is $36, which is 0.3% higher than the current price. The consensus rating is "Buy".
| Price Target | $36 |
| Price Target Difference | 0.3% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Scores
| Altman Z-Score | 0.35 |
| Piotroski F-Score | 7 |