Southern States Bancshare... (SSBK)
Southern States Bancshares Statistics
Share Statistics
Southern States Bancshares has 9.88M shares outstanding. The number of shares has increased by 11.42% in one year.
| Shares Outstanding | 9.88M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 10.86% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 7.52M |
| Failed to Deliver (FTD) Shares | 5 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 34.07K, so 0.34% of the outstanding shares have been sold short.
| Short Interest | 34.07K |
| Short % of Shares Out | 0.34% |
| Short % of Float | 0.45% |
| Short Ratio (days to cover) | 2.31 |
Valuation Ratios
The PE ratio is 8.07 and the forward PE ratio is 9.14. Southern States Bancshares 's PEG ratio is 0.42.
| PE Ratio | 8.07 |
| Forward PE | 9.14 |
| PS Ratio | 3.11 |
| Forward PS | 2.9 |
| PB Ratio | 1.2 |
| P/FCF Ratio | 6.6 |
| PEG Ratio | 0.42 |
Enterprise Valuation
Southern States Bancshares Inc. has an Enterprise Value (EV) of 442.16M.
| EV / Earnings | 13.84 |
| EV / Sales | 5.33 |
| EV / EBITDA | 129.86 |
| EV / EBIT | 8.52 |
| EV / FCF | 11.31 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.85.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.85 |
| Total Debt / Capitalization | 46.08 |
| Cash Flow / Debt | 0.21 |
| Interest Coverage | 1 |
Financial Efficiency
Return on equity (ROE) is 0.15% and return on capital (ROIC) is 10.15%.
| Return on Equity (ROE) | 0.15% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 10.15% |
| Revenue Per Employee | 457.99K |
| Profits Per Employee | 176.53K |
| Employee Count | 181 |
| Asset Turnover | 0.03 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 9.07M |
| Effective Tax Rate | 0.22 |
Stock Price Statistics
The stock price has increased by 24.96% in the last 52 weeks. The beta is 0.22, so Southern States Bancshares 's price volatility has been higher than the market average.
| Beta | 0.22 |
| 52-Week Price Change | 24.96% |
| 50-Day Moving Average | 35.11 |
| 200-Day Moving Average | 29.99 |
| Relative Strength Index (RSI) | 52.51 |
| Average Volume (20 Days) | 21.45K |
Income Statement
In the last 12 months, Southern States Bancshares had revenue of 82.90M and earned 31.95M in profits. Earnings per share was 3.63.
| Revenue | 82.90M |
| Gross Profit | 82.90M |
| Operating Income | 51.93M |
| Net Income | 31.95M |
| EBITDA | 3.40M |
| EBIT | 51.93M |
| Earnings Per Share (EPS) | 3.63 |
Balance Sheet
The company has 154.56M in cash and 183.67M in debt, giving a net cash position of -29.12M.
| Cash & Cash Equivalents | 154.56M |
| Total Debt | 183.67M |
| Net Cash | -29.12M |
| Retained Earnings | 102.52M |
| Total Assets | 2.84B |
| Working Capital | -316.08M |
Cash Flow
In the last 12 months, operating cash flow was 39.35M and capital expenditures -249.00K, giving a free cash flow of 39.10M.
| Operating Cash Flow | 39.35M |
| Capital Expenditures | -249.00K |
| Free Cash Flow | 39.10M |
| FCF Per Share | 4.44 |
Margins
Gross margin is 100%, with operating and profit margins of 62.64% and 38.54%.
| Gross Margin | 100% |
| Operating Margin | 62.64% |
| Pretax Margin | 49.48% |
| Profit Margin | 38.54% |
| EBITDA Margin | 4.11% |
| EBIT Margin | 62.64% |
| FCF Margin | 47.17% |
Dividends & Yields
SSBK pays an annual dividend of $0.36, which amounts to a dividend yield of 1.08%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 1.08% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 10.26% |
| Earnings Yield | 10.59% |
| FCF Yield | 11.54% |
Analyst Forecast
The average price target for SSBK is $36, which is 5% higher than the current price. The consensus rating is "Buy".
| Price Target | $36 |
| Price Target Difference | 5% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Scores
| Altman Z-Score | 0.09 |
| Piotroski F-Score | 5 |