S&T Bancorp Inc. (STBA)
S&T Bancorp Statistics
Share Statistics
S&T Bancorp has 38.26M shares outstanding. The number of shares has increased by 0.07% in one year.
| Shares Outstanding | 38.26M |
| Shares Change (YoY) | 0.07% |
| Shares Change (QoQ) | 0.01% |
| Owned by Institutions (%) | 68.97% |
| Shares Floating | 37.73M |
| Failed to Deliver (FTD) Shares | 56 |
| FTD / Avg. Volume | 0.03% |
Short Selling Information
The latest short interest is 828.93K, so 2.17% of the outstanding shares have been sold short.
| Short Interest | 828.93K |
| Short % of Shares Out | 2.17% |
| Short % of Float | 2.2% |
| Short Ratio (days to cover) | 4.25 |
Valuation Ratios
The PE ratio is 8.83 and the forward PE ratio is 12.53. S&T Bancorp's PEG ratio is 0.99.
| PE Ratio | 8.83 |
| Forward PE | 12.53 |
| PS Ratio | 3.28 |
| Forward PS | 3.7 |
| PB Ratio | 1 |
| P/FCF Ratio | 7.72 |
| PEG Ratio | 0.99 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for S&T Bancorp Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.56, with a Debt / Equity ratio of 0.39.
| Current Ratio | 0.56 |
| Quick Ratio | 0.56 |
| Debt / Equity | 0.39 |
| Total Debt / Capitalization | 28.18 |
| Cash Flow / Debt | 0.34 |
| Interest Coverage | 1.39 |
Financial Efficiency
Return on equity (ROE) is 0.11% and return on capital (ROIC) is 8.1%.
| Return on Equity (ROE) | 0.11% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 8.1% |
| Revenue Per Employee | $312,811.9 |
| Profits Per Employee | $116,383.44 |
| Employee Count | 1,244 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 34.02M |
| Effective Tax Rate | 0.19 |
Stock Price Statistics
The stock price has increased by 30.67% in the last 52 weeks. The beta is 0.83, so S&T Bancorp's price volatility has been higher than the market average.
| Beta | 0.83 |
| 52-Week Price Change | 30.67% |
| 50-Day Moving Average | 38.84 |
| 200-Day Moving Average | 38.81 |
| Relative Strength Index (RSI) | 55.32 |
| Average Volume (20 Days) | 168.74K |
Income Statement
In the last 12 months, S&T Bancorp had revenue of 389.14M and earned 144.78M in profits. Earnings per share was 3.78.
| Revenue | 389.14M |
| Gross Profit | 389.14M |
| Operating Income | 178.8M |
| Net Income | 144.78M |
| EBITDA | 0 |
| EBIT | 178.8M |
| Earnings Per Share (EPS) | 3.78 |
Balance Sheet
The company has 233.61M in cash and 503.63M in debt, giving a net cash position of -270.02M.
| Cash & Cash Equivalents | 233.61M |
| Total Debt | 503.63M |
| Net Cash | -270.02M |
| Retained Earnings | 959.6M |
| Total Assets | 9.58B |
| Working Capital | 1.01B |
Cash Flow
In the last 12 months, operating cash flow was 171.75M and capital expenditures -6.22M, giving a free cash flow of 165.53M.
| Operating Cash Flow | 171.75M |
| Capital Expenditures | -6.22M |
| Free Cash Flow | 165.53M |
| FCF Per Share | 4.33 |
Margins
Gross margin is 100%, with operating and profit margins of 45.95% and 37.21%.
| Gross Margin | 100% |
| Operating Margin | 45.95% |
| Pretax Margin | 45.95% |
| Profit Margin | 37.21% |
| EBITDA Margin | n/a |
| EBIT Margin | 45.95% |
| FCF Margin | 42.54% |
Dividends & Yields
STBA pays an annual dividend of $1.34, which amounts to a dividend yield of 3.38%.
| Dividend Per Share | $1.34 |
| Dividend Yield | 3.38% |
| Dividend Growth (YoY) | 3.03% |
| Payout Ratio | 39.3% |
| Earnings Yield | 9.41% |
| FCF Yield | 10.77% |
Analyst Forecast
The average price target for STBA is $41, which is 2% higher than the current price. The consensus rating is "Hold".
| Price Target | $41 |
| Price Target Difference | 2% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Nov 2, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Nov 2, 1998 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.55 |
| Piotroski F-Score | 6 |