S&T Bancorp Inc.

33.80
-0.98 (-2.82%)
At close: Apr 04, 2025, 3:59 PM
33.79
-0.03%
After-hours: Apr 04, 2025, 04:05 PM EDT

S&T Bancorp Statistics

Share Statistics

S&T Bancorp has 38.37M shares outstanding. The number of shares has increased by 0.07% in one year.

Shares Outstanding 38.37M
Shares Change (YoY) 0.07%
Shares Change (QoQ) 0%
Owned by Institutions (%) 69.56%
Shares Floating 37.84M
Failed to Deliver (FTD) Shares 1.52K
FTD / Avg. Volume 0.87%

Short Selling Information

The latest short interest is 828.93K, so 2.17% of the outstanding shares have been sold short.

Short Interest 828.93K
Short % of Shares Out 2.17%
Short % of Float 2.2%
Short Ratio (days to cover) 4.25

Valuation Ratios

The PE ratio is 11.23 and the forward PE ratio is 12.53. S&T Bancorp's PEG ratio is -1.12.

PE Ratio 11.23
Forward PE 12.53
PS Ratio 2.86
Forward PS 3.1
PB Ratio 1.07
P/FCF Ratio 8.5
PEG Ratio -1.12
Financial Ratio History

Enterprise Valuation

S&T Bancorp has an Enterprise Value (EV) of 1.38B.

EV / Sales 2.67
EV / EBITDA 0
EV / EBIT 7.95
EV / FCF 7.95

Financial Position

The company has a current ratio of 8.22, with a Debt / Equity ratio of 0.11.

Current Ratio 8.22
Quick Ratio 8.22
Debt / Equity 0.11
Debt / EBITDA -
Debt / FCF 0.87
Interest Coverage 2.81

Financial Efficiency

Return on Equity is 9.51% and Return on Invested Capital is 24.54%.

Return on Equity 9.51%
Return on Assets 1.36%
Return on Invested Capital 24.54%
Revenue Per Employee $427.75K
Profits Per Employee $108.84K
Employee Count 1,206
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

Income Tax 33.55M
Effective Tax Rate 20.36%

Stock Price Statistics

The stock price has increased by 9.42% in the last 52 weeks. The beta is 0.73, so S&T Bancorp's price volatility has been higher than the market average.

Beta 0.73
52-Week Price Change 9.42%
50-Day Moving Average 38.62
200-Day Moving Average 39.55
Relative Strength Index (RSI) 24.58
Average Volume (20 Days) 175.31K

Income Statement

In the last 12 months, S&T Bancorp had revenue of 515.87M and earned 131.26M in profits. Earnings per share was 3.4.

Revenue 515.87M
Gross Profit 515.87M
Operating Income 509.52M
Net Income 131.26M
EBITDA 0
EBIT -10.87M
Earnings Per Share (EPS) 3.4
Full Income Statement

Balance Sheet

The company has 244.82M in cash and 150M in debt, giving a net cash position of 94.82M.

Cash & Cash Equivalents 244.82M
Total Debt 150M
Net Cash 94.82M
Retained Earnings 1.04B
Total Assets 9.66B
Working Capital 1.23B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 173.37M and capital expenditures 0, giving a free cash flow of 173.37M.

Operating Cash Flow 173.37M
Capital Expenditures 0
Free Cash Flow 173.37M
FCF Per Share 4.5
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 98.77% and 25.45%.

Gross Margin 100%
Operating Margin 98.77%
Pretax Margin 31.95%
Profit Margin 25.45%
EBITDA Margin n/a
EBIT Margin 98.77%
FCF Margin 33.61%

Dividends & Yields

STBA pays an annual dividend of $1.34, which amounts to a dividend yield of 3.38%.

Dividend Per Share $1.34
Dividend Yield 3.38%
Dividend Growth (YoY) 3.03%
Payout Ratio 39.3%
Earnings Yield 8.91%
FCF Yield 11.76%
Dividend Details

Analyst Forecast

The average price target for STBA is $41, which is 21.3% higher than the current price. The consensus rating is "Hold".

Price Target $41
Price Target Difference 21.3%
Analyst Consensus Hold
Analyst Count 1
Stock Forecasts

Stock Splits

The last stock split was on Nov 2, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Nov 2, 1998
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 0.48
Piotroski F-Score 5