S&T Bancorp Inc. (STBA)
S&T Bancorp Statistics
Share Statistics
S&T Bancorp has 38.37M shares outstanding. The number of shares has increased by 0.07% in one year.
| Shares Outstanding | 38.37M |
| Shares Change (YoY) | 0.07% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 69.56% |
| Shares Floating | 37.81M |
| Failed to Deliver (FTD) Shares | 875 |
| FTD / Avg. Volume | 0.47% |
Short Selling Information
The latest short interest is 745.1K, so 1.95% of the outstanding shares have been sold short.
| Short Interest | 745.1K |
| Short % of Shares Out | 1.95% |
| Short % of Float | 2.7% |
| Short Ratio (days to cover) | 3.65 |
Valuation Ratios
The PE ratio is 11.23 and the forward PE ratio is 10.79. S&T Bancorp's PEG ratio is -1.12.
| PE Ratio | 11.23 |
| Forward PE | 10.79 |
| PS Ratio | 2.86 |
| Forward PS | 3.4 |
| PB Ratio | 1.07 |
| P/FCF Ratio | 8.5 |
| PEG Ratio | -1.12 |
Enterprise Valuation
S&T Bancorp has an Enterprise Value (EV) of 1.38B.
| EV / Sales | 2.67 |
| EV / EBITDA | 0 |
| EV / EBIT | 7.95 |
| EV / FCF | 7.95 |
Financial Position
The company has a current ratio of 8.22, with a Debt / Equity ratio of 0.11.
| Current Ratio | 8.22 |
| Quick Ratio | 8.22 |
| Debt / Equity | 0.11 |
| Debt / EBITDA | - |
| Debt / FCF | 0.87 |
| Interest Coverage | 2.81 |
Financial Efficiency
Return on Equity is 9.51% and Return on Invested Capital is 24.54%.
| Return on Equity | 9.51% |
| Return on Assets | 1.36% |
| Return on Invested Capital | 24.54% |
| Revenue Per Employee | $427.75K |
| Profits Per Employee | $108.84K |
| Employee Count | 1,206 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 33.55M |
| Effective Tax Rate | 20.36% |
Stock Price Statistics
The stock price has increased by 20.68% in the last 52 weeks. The beta is 0.73, so S&T Bancorp's price volatility has been higher than the market average.
| Beta | 0.73 |
| 52-Week Price Change | 20.68% |
| 50-Day Moving Average | 37.2 |
| 200-Day Moving Average | 39.72 |
| Relative Strength Index (RSI) | 56.32 |
| Average Volume (20 Days) | 186.14K |
Income Statement
In the last 12 months, S&T Bancorp had revenue of 515.87M and earned 131.26M in profits. Earnings per share was 3.4.
| Revenue | 515.87M |
| Gross Profit | 515.87M |
| Operating Income | 509.52M |
| Net Income | 131.26M |
| EBITDA | 0 |
| EBIT | -10.87M |
| Earnings Per Share (EPS) | 3.4 |
Balance Sheet
The company has 244.82M in cash and 150M in debt, giving a net cash position of 94.82M.
| Cash & Cash Equivalents | 244.82M |
| Total Debt | 150M |
| Net Cash | 94.82M |
| Retained Earnings | 1.04B |
| Total Assets | 9.66B |
| Working Capital | 1.23B |
Cash Flow
In the last 12 months, operating cash flow was 173.37M and capital expenditures 0, giving a free cash flow of 173.37M.
| Operating Cash Flow | 173.37M |
| Capital Expenditures | 0 |
| Free Cash Flow | 173.37M |
| FCF Per Share | 4.5 |
Margins
Gross margin is 100%, with operating and profit margins of 98.77% and 25.45%.
| Gross Margin | 100% |
| Operating Margin | 98.77% |
| Pretax Margin | 31.95% |
| Profit Margin | 25.45% |
| EBITDA Margin | n/a |
| EBIT Margin | 98.77% |
| FCF Margin | 33.61% |
Dividends & Yields
STBA pays an annual dividend of $1.34, which amounts to a dividend yield of 3.38%.
| Dividend Per Share | $1.34 |
| Dividend Yield | 3.38% |
| Dividend Growth (YoY) | 3.03% |
| Payout Ratio | 39.3% |
| Earnings Yield | 8.91% |
| FCF Yield | 11.76% |
Analyst Forecast
The average price target for STBA is $42, which is 13.7% higher than the current price. The consensus rating is "Hold".
| Price Target | $42 |
| Price Target Difference | 13.7% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Stock Splits
The last stock split was on Nov 2, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Nov 2, 1998 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.48 |
| Piotroski F-Score | 5 |