S&T Bancorp Inc.

NASDAQ: STBA · Real-Time Price · USD
36.45
-0.17 (-0.46%)
At close: May 23, 2025, 3:59 PM
36.49
0.11%
After-hours: May 23, 2025, 04:20 PM EDT

S&T Bancorp Statistics

Share Statistics

S&T Bancorp has 38.33M shares outstanding. The number of shares has increased by 0.07% in one year.

Shares Outstanding 38.33M
Shares Change (YoY) 0.07%
Shares Change (QoQ) 0%
Owned by Institutions (%) 69.56%
Shares Floating n/a
Failed to Deliver (FTD) Shares 102
FTD / Avg. Volume 0.06%

Short Selling Information

The latest short interest is 745.79K, so 1.95% of the outstanding shares have been sold short.

Short Interest 745.79K
Short % of Shares Out 1.95%
Short % of Float 2.7%
Short Ratio (days to cover) 4.43

Valuation Ratios

The PE ratio is 11.13 and the forward PE ratio is 10.8. S&T Bancorp's PEG ratio is -1.11.

PE Ratio 11.13
Forward PE 10.8
PS Ratio 2.83
Forward PS 3.3
PB Ratio 1.06
P/FCF Ratio 8.58
PEG Ratio -1.11
Financial Ratio History

Enterprise Valuation

S&T Bancorp has an Enterprise Value (EV) of 1.47B.

EV / Sales 2.84
EV / EBITDA 0
EV / EBIT 8.46
EV / FCF 8.61

Financial Position

The company has a current ratio of 8.22, with a Debt / Equity ratio of 0.18.

Current Ratio 8.22
Quick Ratio 8.22
Debt / Equity 0.18
Debt / EBITDA n/a
Debt / FCF 1.47
Interest Coverage 2.81

Financial Efficiency

Return on Equity is 9.51% and Return on Invested Capital is 24.54%.

Return on Equity 9.51%
Return on Assets 1.36%
Return on Invested Capital 24.54%
Revenue Per Employee $427,754.56
Profits Per Employee $108,843.28
Employee Count 1,206
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

Income Tax 33.55M
Effective Tax Rate 20.36%

Stock Price Statistics

The stock price has increased by 10.86% in the last 52 weeks. The beta is 0.84, so S&T Bancorp's price volatility has been higher than the market average.

Beta 0.84
52-Week Price Change 10.86%
50-Day Moving Average 36.6
200-Day Moving Average 39.38
Relative Strength Index (RSI) 43.75
Average Volume (20 Days) 174,058

Income Statement

In the last 12 months, S&T Bancorp had revenue of 515.87M and earned 131.26M in profits. Earnings per share was 3.4.

Revenue 515.87M
Gross Profit 515.87M
Operating Income 509.52M
Net Income 131.26M
EBITDA n/a
EBIT -10.87M
Earnings Per Share (EPS) 3.4
Full Income Statement

Balance Sheet

The company has 244.82M in cash and 250.31M in debt, giving a net cash position of -5.49M.

Cash & Cash Equivalents 244.82M
Total Debt 250.31M
Net Cash -5.49M
Retained Earnings 1.04B
Total Assets 9.72B
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 173.37M and capital expenditures 0, giving a free cash flow of 170.37M.

Operating Cash Flow 173.37M
Capital Expenditures n/a
Free Cash Flow 170.37M
FCF Per Share 4.46
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 98.77% and 25.45%.

Gross Margin 100%
Operating Margin 98.77%
Pretax Margin 31.95%
Profit Margin 25.45%
EBITDA Margin n/a
EBIT Margin 98.77%
FCF Margin 33.03%

Dividends & Yields

STBA pays an annual dividend of $1.35, which amounts to a dividend yield of 3.5%.

Dividend Per Share $1.35
Dividend Yield 3.5%
Dividend Growth (YoY) 3.03%
Payout Ratio 38.9%
Earnings Yield 8.98%
FCF Yield 11.66%
Dividend Details

Analyst Forecast

The average price target for STBA is $42, which is 15.2% higher than the current price. The consensus rating is "Hold".

Price Target $42
Price Target Difference 15.2%
Analyst Consensus Hold
Analyst Count 2
Stock Forecasts

Stock Splits

The last stock split was on Nov 2, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Nov 2, 1998
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 0.18
Piotroski F-Score 4