TC Bancshares Inc. (TCBC)
TC Bancshares Statistics
Share Statistics
TC Bancshares has 4.18M shares outstanding. The number of shares has increased by -1.18% in one year.
| Shares Outstanding | 4.18M |
| Shares Change (YoY) | -1.18% |
| Shares Change (QoQ) | -0.16% |
| Owned by Institutions (%) | 1.98% |
| Shares Floating | 3.6M |
| Failed to Deliver (FTD) Shares | 2.75K |
| FTD / Avg. Volume | 29.47% |
Short Selling Information
The latest short interest is 12.61K, so 0.3% of the outstanding shares have been sold short.
| Short Interest | 12.61K |
| Short % of Shares Out | 0.3% |
| Short % of Float | 0.35% |
| Short Ratio (days to cover) | 1.77 |
Valuation Ratios
The PE ratio is 248.52 and the forward PE ratio is null. TC Bancshares's PEG ratio is -2.94.
| PE Ratio | 248.52 |
| Forward PE | n/a |
| PS Ratio | 4.38 |
| Forward PS | null |
| PB Ratio | 0.83 |
| P/FCF Ratio | 34.64 |
| PEG Ratio | -2.94 |
Enterprise Valuation
TC Bancshares has an Enterprise Value (EV) of 54.12M.
| EV / Sales | 3.59 |
| EV / EBITDA | 0 |
| EV / EBIT | 13.42 |
| EV / FCF | 28.38 |
Financial Position
The company has a current ratio of 0.13, with a Debt / Equity ratio of 0.16.
| Current Ratio | 0.13 |
| Quick Ratio | 0.13 |
| Debt / Equity | 0.16 |
| Debt / EBITDA | - |
| Debt / FCF | 6.87 |
| Interest Coverage | 0.06 |
Financial Efficiency
Return on Equity is 0.33% and Return on Invested Capital is 0.11%.
| Return on Equity | 0.33% |
| Return on Assets | 0.06% |
| Return on Invested Capital | 0.11% |
| Revenue Per Employee | $231.82K |
| Profits Per Employee | $4.09K |
| Employee Count | 65 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 108.23K |
| Effective Tax Rate | 28.93% |
Stock Price Statistics
The stock price has increased by 12.91% in the last 52 weeks. The beta is 0.14, so TC Bancshares's price volatility has been higher than the market average.
| Beta | 0.14 |
| 52-Week Price Change | 12.91% |
| 50-Day Moving Average | 15.98 |
| 200-Day Moving Average | 15.89 |
| Relative Strength Index (RSI) | 52.02 |
| Average Volume (20 Days) | 9.33K |
Income Statement
In the last 12 months, TC Bancshares had revenue of 15.07M and earned 265.82K in profits. Earnings per share was 0.06.
| Revenue | 15.07M |
| Gross Profit | 14.91M |
| Operating Income | 411.9K |
| Net Income | 265.82K |
| EBITDA | 0 |
| EBIT | -686.35K |
| Earnings Per Share (EPS) | 0.06 |
Balance Sheet
The company has 25.04M in cash and 13.1M in debt, giving a net cash position of 11.94M.
| Cash & Cash Equivalents | 25.04M |
| Total Debt | 13.1M |
| Net Cash | 11.94M |
| Retained Earnings | 42.86M |
| Total Assets | 474.68M |
| Working Capital | -75.72M |
Cash Flow
In the last 12 months, operating cash flow was 4.03M and capital expenditures -2.13M, giving a free cash flow of 1.91M.
| Operating Cash Flow | 4.03M |
| Capital Expenditures | -2.13M |
| Free Cash Flow | 1.91M |
| FCF Per Share | 0.4 |
Margins
Gross margin is 98.92%, with operating and profit margins of 2.73% and 1.76%.
| Gross Margin | 98.92% |
| Operating Margin | 2.73% |
| Pretax Margin | 2.48% |
| Profit Margin | 1.76% |
| EBITDA Margin | n/a |
| EBIT Margin | 2.73% |
| FCF Margin | 12.65% |
Dividends & Yields
TCBC pays an annual dividend of $0.1, which amounts to a dividend yield of 0.59%.
| Dividend Per Share | $0.10 |
| Dividend Yield | 0.59% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 166.67% |
| Earnings Yield | 0.4% |
| FCF Yield | 2.89% |
Analyst Forecast
Currently there are no analyst rating for TCBC.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 0.06 |
| Piotroski F-Score | 3 |