Price Alert

Texas Capital Bancshares ... (TCBI)

NASDAQ: TCBI · Real-Time Price · USD

83.85

-0.74 (-0.87%)

At close: Aug 15, 2025, 11:44 AM

Texas Capital Bancshares Statistics

Share Statistics

Texas Capital Bancshares has 45.76M shares outstanding. The number of shares has increased by -0.63% in one year.

Shares Outstanding	45.76M
Shares Change (YoY)	-0.63%
Shares Change (QoQ)	-0.48%
Owned by Institutions (%)	98.37%
Shares Floating	44.56M
Failed to Deliver (FTD) Shares	894
FTD / Avg. Volume	0.19%

Short Selling Information

The latest short interest is 1.53M, so 3.35% of the outstanding shares have been sold short.

Short Interest	1.53M
Short % of Shares Out	3.35%
Short % of Float	4.5%
Short Ratio (days to cover)	3.45

Valuation Ratios

The PE ratio is 46.98 and the forward PE ratio is 11.59. Texas Capital Bancshares's PEG ratio is -0.73.

PE Ratio	46.98
Forward PE	11.59
PS Ratio	2.07
Forward PS	2.7
PB Ratio	1.08
P/FCF Ratio	8.75
PEG Ratio	-0.73

Financial Ratio History

Enterprise Valuation

Texas Capital Bancshares has an Enterprise Value (EV) of 2B.

EV / Sales	1.13
EV / EBITDA	12.38
EV / EBIT	4.15
EV / FCF	4.8

Financial Position

The company has a current ratio of 0.13, with a Debt / Equity ratio of 0.46.

Current Ratio	0.13
Quick Ratio	0.13
Debt / Equity	0.46
Debt / EBITDA	9.58
Debt / FCF	3.71
Interest Coverage	0.13

Financial Efficiency

Return on Equity is 2.3% and Return on Invested Capital is 1.42%.

Return on Equity	2.3%
Return on Assets	0.25%
Return on Invested Capital	1.42%
Revenue Per Employee	$968.42K
Profits Per Employee	$42.63K
Employee Count	1,818
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	29.55M
Effective Tax Rate	27.6%

Stock Price Statistics

The stock price has increased by 34.73% in the last 52 weeks. The beta is 0.65, so Texas Capital Bancshares's price volatility has been higher than the market average.

Beta	0.65
52-Week Price Change	34.73%
50-Day Moving Average	81.03
200-Day Moving Average	78.18
Relative Strength Index (RSI)	39.11
Average Volume (20 Days)	460,167

Income Statement

In the last 12 months, Texas Capital Bancshares had revenue of 1.76B and earned 77.51M in profits. Earnings per share was 1.29.

Revenue	1.76B
Gross Profit	865.35M
Operating Income	107.06M
Net Income	77.51M
EBITDA	161.29M
EBIT	107.06M
Earnings Per Share (EPS)	1.29

Full Income Statement

Balance Sheet

The company has 3.19B in cash and 1.55B in debt, giving a net cash position of 1.64B.

Cash & Cash Equivalents	3.19B
Total Debt	1.55B
Net Cash	1.64B
Retained Earnings	2.5B
Total Assets	31.94B
Working Capital	-24.64B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 481.12M and capital expenditures -64.84M, giving a free cash flow of 416.28M.

Operating Cash Flow	481.12M
Capital Expenditures	-64.84M
Free Cash Flow	416.28M
FCF Per Share	8.94

Full Cash Flow Statement

Margins

Gross margin is 49.15%, with operating and profit margins of 6.08% and 4.4%.

Gross Margin	49.15%
Operating Margin	6.08%
Pretax Margin	6.08%
Profit Margin	4.4%
EBITDA Margin	9.16%
EBIT Margin	6.08%
FCF Margin	23.64%

Dividends & Yields

TCBI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	2.13%
FCF Yield	11.43%

Dividend Details

Analyst Forecast

The average price target for TCBI is $81, which is 2% higher than the current price. The consensus rating is "Hold".

Price Target	$81
Price Target Difference	2%
Analyst Consensus	Hold
Analyst Count	13

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$6.45
Lynch Upside	-91.88%
Graham Number	52.05
Graham Upside	-34.49%

Scores

Altman Z-Score	-0.66
Piotroski F-Score	7