Price Alert

Texas Community Bancshare... (TCBS)

NASDAQ: TCBS · Real-Time Price · USD

16.11

-0.09 (-0.57%)

At close: Sep 05, 2025, 3:59 PM

16.23

0.78%

After-hours: Sep 05, 2025, 04:04 PM EDT

Texas Community Bancshares Statistics

Share Statistics

Texas Community Bancshares has 2.97M shares outstanding. The number of shares has increased by -3.58% in one year.

Shares Outstanding	2.97M
Shares Change (YoY)	-3.58%
Shares Change (QoQ)	-2.34%
Owned by Institutions (%)	9.9%
Shares Floating	2.13M
Failed to Deliver (FTD) Shares	396
FTD / Avg. Volume	9.43%

Short Selling Information

The latest short interest is 2.83K, so 0.1% of the outstanding shares have been sold short.

Short Interest	2.83K
Short % of Shares Out	0.1%
Short % of Float	0.12%
Short Ratio (days to cover)	1

Valuation Ratios

The PE ratio is -34.07 and the forward PE ratio is null. Texas Community Bancshares's PEG ratio is -0.39.

PE Ratio	-34.07
Forward PE	n/a
PS Ratio	2.13
Forward PS	n/a
PB Ratio	0.85
P/FCF Ratio	60.08
PEG Ratio	-0.39

Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Texas Community Bancshares.

EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.27, with a Debt / Equity ratio of 0.96.

Current Ratio	0.27
Quick Ratio	0.27
Debt / Equity	0.96
Debt / EBITDA	-41.26
Debt / FCF	67.4
Interest Coverage	-0.18

Financial Efficiency

Return on Equity is n/a and Return on Invested Capital is n/a.

Return on Equity	n/a
Return on Assets	n/a
Return on Invested Capital	n/a
Revenue Per Employee	$347.27K
Profits Per Employee	$-21.75K
Employee Count	60
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

Income Tax	-476K
Effective Tax Rate	26.73%

Stock Price Statistics

The stock price has increased by 11.8% in the last 52 weeks. The beta is 0.06, so Texas Community Bancshares's price volatility has been higher than the market average.

Beta	0.06
52-Week Price Change	11.8%
50-Day Moving Average	16.09
200-Day Moving Average	15.76
Relative Strength Index (RSI)	51.48
Average Volume (20 Days)	4,201

Income Statement

In the last 12 months, Texas Community Bancshares had revenue of 20.84M and earned -1.3M in profits. Earnings per share was -0.45.

Revenue	20.84M
Gross Profit	10.78M
Operating Income	-1.78M
Net Income	-1.3M
EBITDA	-1.21M
EBIT	-1.78M
Earnings Per Share (EPS)	-0.45

Full Income Statement

Balance Sheet

The company has 13.73M in cash and 49.88M in debt, giving a net cash position of -36.14M.

Cash & Cash Equivalents	13.73M
Total Debt	49.88M
Net Cash	-36.14M
Retained Earnings	30.16M
Total Assets	444.08M
Working Capital	372.95M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.94M and capital expenditures -1.2M, giving a free cash flow of 740K.

Operating Cash Flow	1.94M
Capital Expenditures	-1.2M
Free Cash Flow	740K
FCF Per Share	0.25

Full Cash Flow Statement

Margins

Gross margin is 51.72%, with operating and profit margins of -8.55% and -6.26%.

Gross Margin	51.72%
Operating Margin	-8.55%
Pretax Margin	-8.55%
Profit Margin	-6.26%
EBITDA Margin	-5.8%
EBIT Margin	-8.55%
FCF Margin	3.55%

Dividends & Yields

TCBS pays an annual dividend of $0.2, which amounts to a dividend yield of 0.99%.

Dividend Per Share	$0.20
Dividend Yield	0.99%
Dividend Growth (YoY)	0%
Payout Ratio	25%
Earnings Yield	n/a
FCF Yield	n/a

Dividend Details

Analyst Forecast

Currently there are no analyst rating for TCBS.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Scores

Altman Z-Score	1.25
Piotroski F-Score	6