Price Alert

Third Coast Bancshares In... (TCBX)

NASDAQ: TCBX · Real-Time Price · USD

38.69

-0.42 (-1.07%)

At close: Aug 15, 2025, 11:46 AM

Third Coast Bancshares Statistics

Share Statistics

Third Coast Bancshares has 13.86M shares outstanding. The number of shares has increased by 1.23% in one year.

Shares Outstanding	13.86M
Shares Change (YoY)	1.23%
Shares Change (QoQ)	0.32%
Owned by Institutions (%)	57.52%
Shares Floating	10.81M
Failed to Deliver (FTD) Shares	98
FTD / Avg. Volume	0.16%

Short Selling Information

The latest short interest is 358.93K, so 2.59% of the outstanding shares have been sold short.

Short Interest	358.93K
Short % of Shares Out	2.59%
Short % of Float	2.99%
Short Ratio (days to cover)	6.46

Valuation Ratios

The PE ratio is 9.73 and the forward PE ratio is 10.05. Third Coast Bancshares's PEG ratio is 0.2.

PE Ratio	9.73
Forward PE	10.05
PS Ratio	1.37
Forward PS	2.4
PB Ratio	1.01
P/FCF Ratio	13.9
PEG Ratio	0.2

Financial Ratio History

Enterprise Valuation

Third Coast Bancshares has an Enterprise Value (EV) of 225.3M.

EV / Sales	0.67
EV / EBITDA	3.42
EV / EBIT	6.41
EV / FCF	6.75

Financial Position

The company has a current ratio of 0.18, with a Debt / Equity ratio of 0.29.

Current Ratio	0.18
Quick Ratio	0.18
Debt / Equity	0.29
Debt / EBITDA	2.01
Debt / FCF	3.97
Interest Coverage	0.37

Financial Efficiency

Return on Equity is 10.35% and Return on Invested Capital is 7.62%.

Return on Equity	10.35%
Return on Assets	0.96%
Return on Invested Capital	7.62%
Revenue Per Employee	$899.13K
Profits Per Employee	$126.78K
Employee Count	376
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

Income Tax	13.68M
Effective Tax Rate	22.3%

Stock Price Statistics

The stock price has increased by 71.16% in the last 52 weeks. The beta is 0.76, so Third Coast Bancshares's price volatility has been higher than the market average.

Beta	0.76
52-Week Price Change	71.16%
50-Day Moving Average	33.98
200-Day Moving Average	33.47
Relative Strength Index (RSI)	52.48
Average Volume (20 Days)	62,603

Income Statement

In the last 12 months, Third Coast Bancshares had revenue of 338.07M and earned 47.67M in profits. Earnings per share was 3.14.

Revenue	338.07M
Gross Profit	164.77M
Operating Income	61.35M
Net Income	47.67M
EBITDA	65.97M
EBIT	61.35M
Earnings Per Share (EPS)	3.14

Full Income Statement

Balance Sheet

The company has 371.16M in cash and 132.53M in debt, giving a net cash position of 238.62M.

Cash & Cash Equivalents	371.16M
Total Debt	132.53M
Net Cash	238.62M
Retained Earnings	121.7M
Total Assets	4.94B
Working Capital	476.8M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 35.14M and capital expenditures -1.77M, giving a free cash flow of 33.37M.

Operating Cash Flow	35.14M
Capital Expenditures	-1.77M
Free Cash Flow	33.37M
FCF Per Share	2.44

Full Cash Flow Statement

Margins

Gross margin is 48.74%, with operating and profit margins of 18.15% and 14.1%.

Gross Margin	48.74%
Operating Margin	18.15%
Pretax Margin	18.15%
Profit Margin	14.1%
EBITDA Margin	19.51%
EBIT Margin	18.15%
FCF Margin	9.87%

Dividends & Yields

TCBX does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	10.28%
FCF Yield	7.19%

Dividend Details

Analyst Forecast

The average price target for TCBX is $40.5, which is 10.1% higher than the current price. The consensus rating is "Hold".

Price Target	$40.5
Price Target Difference	10.1%
Analyst Consensus	Hold
Analyst Count	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$31.75
Lynch Upside	-13.72%
Graham Number	51.44
Graham Upside	39.78%

Scores

Altman Z-Score	0.37
Piotroski F-Score	4