Price Alert

Triumph Financial Inc. (TFIN)

NASDAQ: TFIN · Real-Time Price · USD

53.34

-1.88 (-3.40%)

At close: Aug 15, 2025, 2:57 PM

Triumph Financial Statistics

Share Statistics

Triumph Financial has 23.73M shares outstanding. The number of shares has increased by 1.34% in one year.

Shares Outstanding	23.73M
Shares Change (YoY)	1.34%
Shares Change (QoQ)	1.09%
Owned by Institutions (%)	89.19%
Shares Floating	22.14M
Failed to Deliver (FTD) Shares	21
FTD / Avg. Volume	0.01%

Short Selling Information

The latest short interest is 2.54M, so 10.68% of the outstanding shares have been sold short.

Short Interest	2.54M
Short % of Shares Out	10.68%
Short % of Float	15.49%
Short Ratio (days to cover)	9.41

Valuation Ratios

The PE ratio is 131.53 and the forward PE ratio is 27.46. Triumph Financial's PEG ratio is -1.99.

PE Ratio	131.53
Forward PE	27.46
PS Ratio	4.34
Forward PS	2.4
PB Ratio	2.38
P/FCF Ratio	-74.02
PEG Ratio	-1.99

Financial Ratio History

Enterprise Valuation

Triumph Financial has an Enterprise Value (EV) of 1.93B.

EV / Sales	3.95
EV / EBITDA	35.83
EV / EBIT	32.92
EV / FCF	-67.44

Financial Position

The company has a current ratio of 0.09, with a Debt / Equity ratio of 0.16.

Current Ratio	0.09
Quick Ratio	0.09
Debt / Equity	0.16
Debt / EBITDA	2.64
Debt / FCF	-4.97
Interest Coverage	0.28

Financial Efficiency

Return on Equity is 1.81% and Return on Invested Capital is 1.43%.

Return on Equity	1.81%
Return on Assets	0.27%
Return on Invested Capital	1.43%
Revenue Per Employee	$315.21K
Profits Per Employee	$10.4K
Employee Count	1,547
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

Income Tax	4.38M
Effective Tax Rate	21.39%

Stock Price Statistics

The stock price has increased by -36.79% in the last 52 weeks. The beta is 1.29, so Triumph Financial's price volatility has been higher than the market average.

Beta	1.29
52-Week Price Change	-36.79%
50-Day Moving Average	59.35
200-Day Moving Average	71.9
Relative Strength Index (RSI)	34.72
Average Volume (20 Days)	245,011

Income Statement

In the last 12 months, Triumph Financial had revenue of 487.63M and earned 16.09M in profits. Earnings per share was 0.55.

Revenue	487.63M
Gross Profit	397.1M
Operating Income	20.47M
Net Income	16.09M
EBITDA	53.82M
EBIT	20.47M
Earnings Per Share (EPS)	0.55

Full Income Statement

Balance Sheet

The company has 330.12M in cash and 142.01M in debt, giving a net cash position of 188.1M.

Cash & Cash Equivalents	330.12M
Total Debt	142.01M
Net Cash	188.1M
Retained Earnings	549.22M
Total Assets	6.49B
Working Capital	-4.51B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 58.57M and capital expenditures -87.16M, giving a free cash flow of -28.59M.

Operating Cash Flow	58.57M
Capital Expenditures	-87.16M
Free Cash Flow	-28.59M
FCF Per Share	-1.23

Full Cash Flow Statement

Margins

Gross margin is 81.44%, with operating and profit margins of 4.2% and 3.3%.

Gross Margin	81.44%
Operating Margin	4.2%
Pretax Margin	4.2%
Profit Margin	3.3%
EBITDA Margin	11.04%
EBIT Margin	4.2%
FCF Margin	-5.86%

Dividends & Yields

TFIN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	0.76%
FCF Yield	-1.35%

Dividend Details

Analyst Forecast

The average price target for TFIN is $56, which is 8.9% higher than the current price. The consensus rating is "Hold".

Price Target	$56
Price Target Difference	8.9%
Analyst Consensus	Hold
Analyst Count	4

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$2.75
Lynch Upside	-94.65%
Graham Number	24.39
Graham Upside	-52.57%

Scores

Altman Z-Score	-0.49
Piotroski F-Score	6