United Community Banks Inc. (UCBI)
United Community Banks Statistics
Share Statistics
United Community Banks has 119.17M shares outstanding. The number of shares has increased by 0.03% in one year.
| Shares Outstanding | 119.17M |
| Shares Change (YoY) | 0.03% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 80.33% |
| Shares Floating | 118.38M |
| Failed to Deliver (FTD) Shares | 34.99K |
| FTD / Avg. Volume | 6.47% |
Short Selling Information
| Short Interest | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Valuation Ratios
The PE ratio is 18.35 and the forward PE ratio is null. United Community Banks's PEG ratio is -0.47.
| PE Ratio | 18.35 |
| Forward PE | n/a |
| PS Ratio | 2.62 |
| Forward PS | n/a |
| PB Ratio | 1.06 |
| P/FCF Ratio | 15.54 |
| PEG Ratio | -0.47 |
Enterprise Valuation
United Community Banks has an Enterprise Value (EV) of 2.76B.
| EV / Sales | 2.1 |
| EV / EBITDA | 0 |
| EV / EBIT | 9.4 |
| EV / FCF | 12.47 |
Financial Position
The company has a current ratio of 0.06, with a Debt / Equity ratio of 0.1.
| Current Ratio | 0.06 |
| Quick Ratio | 0.05 |
| Debt / Equity | 0.1 |
| Debt / EBITDA | - |
| Debt / FCF | 1.47 |
| Interest Coverage | -0.04 |
Financial Efficiency
Return on Equity is 5.75% and Return on Invested Capital is -0.02%.
| Return on Equity | 5.75% |
| Return on Assets | 0.69% |
| Return on Invested Capital | -0.02% |
| Revenue Per Employee | $420.57K |
| Profits Per Employee | $60.09K |
| Employee Count | 3,121 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 45M |
| Effective Tax Rate | 19.35% |
Stock Price Statistics
The stock price has increased by 5.7% in the last 52 weeks. The beta is 0.92, so United Community Banks's price volatility has been higher than the market average.
| Beta | 0.92 |
| 52-Week Price Change | 5.7% |
| 50-Day Moving Average | 28.22 |
| 200-Day Moving Average | 26.92 |
| Relative Strength Index (RSI) | 58.44 |
| Average Volume (20 Days) | 541.28K |
Income Statement
In the last 12 months, United Community Banks had revenue of 1.31B and earned 187.54M in profits. Earnings per share was 1.54.
| Revenue | 1.31B |
| Gross Profit | 1.31B |
| Operating Income | -1.03M |
| Net Income | 187.54M |
| EBITDA | 0 |
| EBIT | -44.96M |
| Earnings Per Share (EPS) | 1.54 |
Balance Sheet
The company has 1B in cash and 324.82M in debt, giving a net cash position of 679.05M.
| Cash & Cash Equivalents | 1B |
| Total Debt | 324.82M |
| Net Cash | 679.05M |
| Retained Earnings | 581.22M |
| Total Assets | 27.06B |
| Working Capital | -17.6B |
Cash Flow
In the last 12 months, operating cash flow was 293.97M and capital expenditures -72.48M, giving a free cash flow of 221.49M.
| Operating Cash Flow | 293.97M |
| Capital Expenditures | -72.48M |
| Free Cash Flow | 221.49M |
| FCF Per Share | 1.88 |
Margins
Gross margin is 100%, with operating and profit margins of -0.08% and 14.29%.
| Gross Margin | 100% |
| Operating Margin | -0.08% |
| Pretax Margin | 17.72% |
| Profit Margin | 14.29% |
| EBITDA Margin | n/a |
| EBIT Margin | -0.08% |
| FCF Margin | 16.87% |
Dividends & Yields
UCBI pays an annual dividend of $0.92, which amounts to a dividend yield of 4.75%.
| Dividend Per Share | $0.92 |
| Dividend Yield | 4.75% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 59.74% |
| Earnings Yield | 5.45% |
| FCF Yield | 6.44% |
Analyst Forecast
The average price target for UCBI is $31.5, which is 13.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $31.5 |
| Price Target Difference | 13.2% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Jun 20, 2011. It was a backward split with a ratio of 1:5.
| Last Split Date | Jun 20, 2011 |
| Split Type | backward |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | -0.59 |
| Piotroski F-Score | 6 |