Price Alert

United Community Banks In... (UCBIO)

NASDAQ: UCBIO · Real-Time Price · USD

23.88

-0.45 (-1.85%)

At close: Aug 05, 2024, 10:00 PM

United Community Banks Statistics

Share Statistics

United Community Banks has 119.41M shares outstanding. The number of shares has increased by 0% in one year.

Shares Outstanding	119.41M
Shares Change (YoY)	0%
Shares Change (QoQ)	0%
Owned by Institutions (%)	0.02%
Shares Floating	118.38M
Failed to Deliver (FTD) Shares	337
FTD / Avg. Volume	5.39%

Short Selling Information

The latest short interest is 17.36K, so 0% of the outstanding shares have been sold short.

Short Interest	17.36K
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.11

Valuation Ratios

The PE ratio is 11.63 and the forward PE ratio is null. United Community Banks's PEG ratio is 0.36.

PE Ratio	11.63
Forward PE	n/a
PS Ratio	3.26
Forward PS	n/a
PB Ratio	0.86
P/FCF Ratio	8.39
PEG Ratio	0.36

Financial Ratio History

Enterprise Valuation

United Community Banks has an Enterprise Value (EV) of 3.09B.

EV / Sales	3.43
EV / EBITDA	6.27
EV / EBIT	8.83
EV / FCF	8.83

Financial Position

The company has a current ratio of 24.71, with a Debt / Equity ratio of 0.13.

Current Ratio	24.71
Quick Ratio	24.71
Debt / Equity	0.13
Debt / EBITDA	0.91
Debt / FCF	1.28
Interest Coverage	0.89

Financial Efficiency

Return on Equity is 7.35% and Return on Invested Capital is 6.14%.

Return on Equity	7.35%
Return on Assets	0.91%
Return on Invested Capital	6.14%
Revenue Per Employee	$288.74K
Profits Per Employee	$80.87K
Employee Count	3,121
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

Income Tax	70.61M
Effective Tax Rate	21.86%

Stock Price Statistics

The stock price has increased by -4.02% in the last 52 weeks. The beta is 0.92, so United Community Banks's price volatility has been higher than the market average.

Beta	0.92
52-Week Price Change	-4.02%
50-Day Moving Average	24.12
200-Day Moving Average	23.65
Relative Strength Index (RSI)	53.05
Average Volume (20 Days)	6,254

Income Statement

In the last 12 months, United Community Banks had revenue of 901.17M and earned 252.4M in profits. Earnings per share was 2.04.

Revenue	901.17M
Gross Profit	516.82M
Operating Income	492.09M
Net Income	252.4M
EBITDA	492.09M
EBIT	n/a
Earnings Per Share (EPS)	2.04

Full Income Statement

Balance Sheet

The company has 296.16M in cash and 449.15M in debt, giving a net cash position of -152.99M.

Cash & Cash Equivalents	296.16M
Total Debt	449.15M
Net Cash	-152.99M
Retained Earnings	714.14M
Total Assets	28.09B
Working Capital	4.28B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 349.73M and capital expenditures 0, giving a free cash flow of 349.73M.

Operating Cash Flow	349.73M
Capital Expenditures	n/a
Free Cash Flow	349.73M
FCF Per Share	2.92

Full Cash Flow Statement

Margins

Gross margin is 57.35%, with operating and profit margins of 54.61% and 28.01%.

Gross Margin	57.35%
Operating Margin	54.61%
Pretax Margin	35.84%
Profit Margin	28.01%
EBITDA Margin	54.61%
EBIT Margin	54.61%
FCF Margin	38.81%

Dividends & Yields

UCBIO pays an annual dividend of $1.72, which amounts to a dividend yield of 7.22%.

Dividend Per Share	$1.72
Dividend Yield	7.22%
Dividend Growth (YoY)	0%
Payout Ratio	67.72%
Earnings Yield	8.6%
FCF Yield	11.92%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for UCBIO.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$10.2
Lynch Upside	-57.29%
Graham Number	36.86
Graham Upside	54.36%

Scores

Altman Z-Score	0.45
Piotroski F-Score	6