United Fire Group Inc. (UFCS)
United Fire Statistics
Share Statistics
United Fire has 25.38M shares outstanding. The number of shares has increased by 0.26% in one year.
| Shares Outstanding | 25.38M |
| Shares Change (YoY) | 0.26% |
| Shares Change (QoQ) | 0.02% |
| Owned by Institutions (%) | 64.26% |
| Shares Floating | 21.3M |
| Failed to Deliver (FTD) Shares | 5 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 251.51K, so 0.99% of the outstanding shares have been sold short.
| Short Interest | 251.51K |
| Short % of Shares Out | 0.99% |
| Short % of Float | 1.21% |
| Short Ratio (days to cover) | 1.65 |
Valuation Ratios
The PE ratio is 11.63 and the forward PE ratio is 11.5. United Fire's PEG ratio is -0.04.
| PE Ratio | 11.63 |
| Forward PE | 11.5 |
| PS Ratio | 0.57 |
| Forward PS | 0.5 |
| PB Ratio | 0.92 |
| P/FCF Ratio | 2.19 |
| PEG Ratio | -0.04 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for United Fire Group Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.15.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.15 |
| Total Debt / Capitalization | 13.03 |
| Cash Flow / Debt | 2.91 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.08% and return on capital (ROIC) is 0%.
| Return on Equity (ROE) | 0.08% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 0% |
| Revenue Per Employee | $1,429,084.38 |
| Profits Per Employee | $70,646.52 |
| Employee Count | 877 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 15.08M |
| Effective Tax Rate | 0.2 |
Stock Price Statistics
The stock price has increased by 35.32% in the last 52 weeks. The beta is 0.46, so United Fire's price volatility has been higher than the market average.
| Beta | 0.46 |
| 52-Week Price Change | 35.32% |
| 50-Day Moving Average | 27 |
| 200-Day Moving Average | 24.02 |
| Relative Strength Index (RSI) | 65.12 |
| Average Volume (20 Days) | 143.94K |
Income Statement
In the last 12 months, United Fire had revenue of 1.25B and earned 61.96M in profits. Earnings per share was 2.45.
| Revenue | 1.25B |
| Gross Profit | 1.25B |
| Operating Income | 0 |
| Net Income | 61.96M |
| EBITDA | 0 |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.45 |
Balance Sheet
The company has 200.95M in cash and 117.06M in debt, giving a net cash position of 83.89M.
| Cash & Cash Equivalents | 200.95M |
| Total Debt | 117.06M |
| Net Cash | 83.89M |
| Retained Earnings | 620.44M |
| Total Assets | 3.49B |
| Working Capital | 0 |
Cash Flow
In the last 12 months, operating cash flow was 340.3M and capital expenditures -11.87M, giving a free cash flow of 328.43M.
| Operating Cash Flow | 340.3M |
| Capital Expenditures | -11.87M |
| Free Cash Flow | 328.43M |
| FCF Per Share | 12.97 |
Margins
Gross margin is 100%, with operating and profit margins of 0% and 4.94%.
| Gross Margin | 100% |
| Operating Margin | n/a |
| Pretax Margin | 6.15% |
| Profit Margin | 4.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.21% |
Dividends & Yields
UFCS pays an annual dividend of $0.8, which amounts to a dividend yield of 2.29%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 2.29% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 33.2% |
| Earnings Yield | 8.32% |
| FCF Yield | 43.92% |
Analyst Forecast
The average price target for UFCS is $30, which is 1.8% higher than the current price. The consensus rating is "Hold".
| Price Target | $30 |
| Price Target Difference | 1.8% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Stock Splits
The last stock split was on Dec 16, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 2004 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.85 |
| Piotroski F-Score | 5 |