United Fire Group Statistics
Share Statistics
United Fire Group has 25.34M shares outstanding. The number of shares has increased by 0.26% in one year.
| Shares Outstanding | 25.34M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.02% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 20.87M |
| Failed to Deliver (FTD) Shares | 117 |
| FTD / Avg. Volume | 0.09% |
Short Selling Information
The latest short interest is 344.92K, so 1.36% of the outstanding shares have been sold short.
| Short Interest | 344.92K |
| Short % of Shares Out | 1.36% |
| Short % of Float | 1.65% |
| Short Ratio (days to cover) | 2.3 |
Valuation Ratios
The PE ratio is -17.05 and the forward PE ratio is 13.84.
| PE Ratio | -17.05 |
| Forward PE | 13.84 |
| PS Ratio | 0.46 |
| Forward PS | 0.5 |
| PB Ratio | 0.69 |
| P/FCF Ratio | 3.15 |
| PEG Ratio | n/a |
Enterprise Valuation
United Fire Group Inc. has an Enterprise Value (EV) of 455.97M.
| EV / Earnings | -15.35 |
| EV / Sales | 0.42 |
| EV / EBITDA | -17.57 |
| EV / EBIT | -12.49 |
| EV / FCF | 2.83 |
Financial Position
The company has a current ratio of 4.17, with a Debt / Equity ratio of 0.07.
| Current Ratio | 4.17 |
| Quick Ratio | 4.17 |
| Debt / Equity | 0.07 |
| Total Debt / Capitalization | 6.38 |
| Cash Flow / Debt | 3.43 |
| Interest Coverage | -11.2 |
Financial Efficiency
Return on equity (ROE) is -0.04% and return on capital (ROIC) is -3.48%.
| Return on Equity (ROE) | -0.04% |
| Return on Assets (ROA) | -0.01% |
| Return on Capital (ROIC) | -3.48% |
| Revenue Per Employee | 1.29M |
| Profits Per Employee | -34.86K |
| Employee Count | 852 |
| Asset Turnover | 0.35 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | -10.02M |
| Effective Tax Rate | 0.25 |
Stock Price Statistics
The stock price has increased by 25.86% in the last 52 weeks. The beta is 0.38, so United Fire Group 's price volatility has been higher than the market average.
| Beta | 0.38 |
| 52-Week Price Change | 25.86% |
| 50-Day Moving Average | 27.77 |
| 200-Day Moving Average | 22.84 |
| Relative Strength Index (RSI) | 31.92 |
| Average Volume (20 Days) | 130.57K |
Income Statement
In the last 12 months, United Fire Group had revenue of 1.10B and earned -29.70M in profits. Earnings per share was -1.18.
| Revenue | 1.10B |
| Gross Profit | 1.10B |
| Operating Income | -36.50M |
| Net Income | -29.70M |
| EBITDA | -25.95M |
| EBIT | -36.50M |
| Earnings Per Share (EPS) | -1.18 |
Balance Sheet
The company has 102.05M in cash and 50.00M in debt, giving a net cash position of 52.05M.
| Cash & Cash Equivalents | 102.05M |
| Total Debt | 50.00M |
| Net Cash | 52.05M |
| Retained Earnings | 574.69M |
| Total Assets | 3.55B |
| Working Capital | 806.35M |
Cash Flow
In the last 12 months, operating cash flow was 171.74M and capital expenditures -10.89M, giving a free cash flow of 160.85M.
| Operating Cash Flow | 171.74M |
| Capital Expenditures | -10.89M |
| Free Cash Flow | 160.85M |
| FCF Per Share | 6.39 |
Margins
Gross margin is 100%, with operating and profit margins of -3.33% and -2.71%.
| Gross Margin | 100% |
| Operating Margin | -3.33% |
| Pretax Margin | -3.63% |
| Profit Margin | -2.71% |
| EBITDA Margin | -2.37% |
| EBIT Margin | -3.33% |
| FCF Margin | 14.68% |
Dividends & Yields
UFCS pays an annual dividend of $0.64, which amounts to a dividend yield of 2.53%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 2.53% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 32.82% |
| Earnings Yield | -4.56% |
| FCF Yield | 24.52% |
Analyst Forecast
The average price target for UFCS is $26, which is 0.4% higher than the current price. The consensus rating is "Hold".
| Price Target | $26 |
| Price Target Difference | 0.4% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Dec 16, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 2004 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 1.07 |
| Piotroski F-Score | 4 |