United Fire Statistics
Share Statistics
United Fire has 25.45M
shares outstanding. The number of shares has increased by 0.34%
in one year.
| Shares Outstanding | 25.45M |
| Shares Change (YoY) | 0.34% |
| Shares Change (QoQ) | 0.16% |
| Owned by Institutions (%) | 64.26% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 155 |
| FTD / Avg. Volume | 0.15% |
Short Selling Information
The latest short interest is 240.32K, so 0.94% of the outstanding
shares have been sold short.
| Short Interest | 240.32K |
| Short % of Shares Out | 0.94% |
| Short % of Float | 1.38% |
| Short Ratio (days to cover) | 2.45 |
Valuation Ratios
The PE ratio is 11.63 and the forward
PE ratio is 10.42.
United Fire's PEG ratio is
-0.04.
| PE Ratio | 11.63 |
| Forward PE | 10.42 |
| PS Ratio | 8.33 |
| Forward PS | 0.5 |
| PB Ratio | 0.92 |
| P/FCF Ratio | 2.19 |
| PEG Ratio | -0.04 |
Financial Ratio HistoryEnterprise Valuation
United Fire has an Enterprise Value (EV) of 636.46M.
| EV / Sales | 7.36 |
| EV / EBITDA | 7.55 |
| EV / EBIT | 1.87 |
| EV / FCF | 1.94 |
Financial Position
The company has a current ratio of 0.37,
with a Debt / Equity ratio of 0.15.
| Current Ratio | 0.37 |
| Quick Ratio | 0.37 |
| Debt / Equity | 0.15 |
| Debt / EBITDA | 1.39 |
| Debt / FCF | 0.36 |
| Interest Coverage | 11.58 |
Financial Efficiency
Return on Equity is 7.93% and Return on Invested Capital is -7.28%.
| Return on Equity | 7.93% |
| Return on Assets | 1.78% |
| Return on Invested Capital | -7.28% |
| Revenue Per Employee | $98,610.03 |
| Profits Per Employee | $70,646.52 |
| Employee Count | 877 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 15.08M |
| Effective Tax Rate | 19.57% |
Stock Price Statistics
The stock price has increased by 28.75% in the
last 52 weeks. The beta is 0.49, so United Fire's
price volatility has been higher than the market average.
| Beta | 0.49 |
| 52-Week Price Change | 28.75% |
| 50-Day Moving Average | 28 |
| 200-Day Moving Average | 25.51 |
| Relative Strength Index (RSI) | 53.95 |
| Average Volume (20 Days) | 105,755 |
Income Statement
In the last 12 months, United Fire had revenue of 86.48M
and earned 61.96M
in profits. Earnings per share was 2.45.
| Revenue | 86.48M |
| Gross Profit | 79.2M |
| Operating Income | 84.31M |
| Net Income | 61.96M |
| EBITDA | 84.31M |
| EBIT | 77.03M |
| Earnings Per Share (EPS) | 2.45 |
Full Income StatementBalance Sheet
The company has 200.95M in cash and 117.06M in
debt, giving a net cash position of 83.89M.
| Cash & Cash Equivalents | 200.95M |
| Total Debt | 117.06M |
| Net Cash | 83.89M |
| Retained Earnings | 620.44M |
| Total Assets | 3.53B |
| Working Capital | 227.81M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was 340.3M
and capital expenditures -11.87M, giving a free cash flow of 328.43M.
| Operating Cash Flow | 340.3M |
| Capital Expenditures | -11.87M |
| Free Cash Flow | 328.43M |
| FCF Per Share | 12.97 |
Full Cash Flow StatementMargins
Gross margin is 91.58%, with operating and profit margins of 97.49% and 71.64%.
| Gross Margin | 91.58% |
| Operating Margin | 97.49% |
| Pretax Margin | 89.08% |
| Profit Margin | 71.64% |
| EBITDA Margin | 97.5% |
| EBIT Margin | 97.49% |
| FCF Margin | 379.78% |
Dividends & Yields
UFCS pays an annual dividend of $0.64,
which amounts to a dividend yield of 2.25%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 2.25% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 24.71% |
| Earnings Yield | 8.6% |
| FCF Yield | 45.59% |
Dividend DetailsAnalyst Forecast
The average price target for UFCS is $30,
which is 5.3% higher than the current price. The consensus rating is "Hold".
| Price Target | $30 |
| Price Target Difference | 5.3% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
Stock ForecastsStock Splits
The last stock split was on Dec 16, 2004. It was a
forward
split with a ratio of 2:1.
| Last Split Date | Dec 16, 2004 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.76 |
| Piotroski F-Score | 6 |
