United Fire Group Inc. (UFCS)
undefined
undefined%
At close: undefined
30.85
0.10%
After-hours Dec 13, 2024, 04:00 PM EST

United Fire Group Statistics

Share Statistics

United Fire Group has 25.34M shares outstanding. The number of shares has increased by 0.28% in one year.

Shares Outstanding 25.34M
Shares Change (YoY) n/a
Shares Change (QoQ) 0.16%
Owned by Institutions (%) n/a
Shares Floating 20.87M
Failed to Deliver (FTD) Shares 93
FTD / Avg. Volume 0.07%

Short Selling Information

The latest short interest is 502.45K, so 1.98% of the outstanding shares have been sold short.

Short Interest 502.45K
Short % of Shares Out 1.98%
Short % of Float 2.41%
Short Ratio (days to cover) 6.11

Valuation Ratios

The PE ratio is -17.12 and the forward PE ratio is 13.84.

PE Ratio -17.12
Forward PE 13.84
PS Ratio 0.46
Forward PS 0.6
PB Ratio 0.69
P/FCF Ratio 3.16
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

United Fire Group Inc. has an Enterprise Value (EV) of -.

EV / Earnings null
EV / Sales null
EV / EBITDA null
EV / EBIT null
EV / FCF null

Financial Position

The company has a current ratio of 0, with a Debt / Equity ratio of 0.07.

Current Ratio 0
Quick Ratio 0
Debt / Equity 0.07
Total Debt / Capitalization 6.38
Cash Flow / Debt 3.43
Interest Coverage 0

Financial Efficiency

Return on equity (ROE) is -0.04% and return on capital (ROIC) is 0%.

Return on Equity (ROE) -0.04%
Return on Assets (ROA) -0.01%
Return on Capital (ROIC) 0%
Revenue Per Employee 1.29M
Profits Per Employee -34.86K
Employee Count 852
Asset Turnover 0.35
Inventory Turnover 0

Taxes

Income Tax -10.02M
Effective Tax Rate 0.25

Stock Price Statistics

The stock price has increased by 58.13% in the last 52 weeks. The beta is 0.38, so United Fire Group 's price volatility has been higher than the market average.

Beta 0.38
52-Week Price Change 58.13%
50-Day Moving Average 24.39
200-Day Moving Average 22.22
Relative Strength Index (RSI) 73.71
Average Volume (20 Days) 127.94K

Income Statement

In the last 12 months, United Fire Group had revenue of $1.10B and earned -$29.70M in profits. Earnings per share was $-1.18.

Revenue 1.10B
Gross Profit 1.10B
Operating Income 0
Net Income -29.70M
EBITDA -25.95M
EBIT 0
Earnings Per Share (EPS) -1.18
Full Income Statement

Balance Sheet

The company has $102.05M in cash and $50.00M in debt, giving a net cash position of $52.05M.

Cash & Cash Equivalents 102.05M
Total Debt 50.00M
Net Cash 52.05M
Retained Earnings 574.69M
Total Assets 3.55B
Working Capital 806.35M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $171.74M and capital expenditures -$10.89M, giving a free cash flow of $160.85M.

Operating Cash Flow 171.74M
Capital Expenditures -10.89M
Free Cash Flow 160.85M
FCF Per Share 6.37
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 0% and -2.71%.

Gross Margin 100%
Operating Margin 0%
Pretax Margin -3.63%
Profit Margin -2.71%
EBITDA Margin -2.37%
EBIT Margin 0%
FCF Margin 14.68%

Dividends & Yields

UFCS pays an annual dividend of $0.64, which amounts to a dividend yield of 2.07%.

Dividend Per Share $0.64
Dividend Yield 2.07%
Dividend Growth (YoY) 0%
Payout Ratio 32.82%
Earnings Yield -3.83%
FCF Yield 20.59%
Dividend Details

Analyst Forecast

The average price target for UFCS is $26, which is -15.6% lower than the current price. The consensus rating is "Hold".

Price Target $26
Price Target Difference -15.6%
Analyst Consensus Hold
Analyst Count 1
Stock Forecasts

Stock Splits

The last stock split was on Dec 16, 2004. It was a forward split with a ratio of 2:1.

Last Split Date Dec 16, 2004
Split Type forward
Split Ratio 2:1

Scores

Altman Z-Score 1.08
Piotroski F-Score 5