United Insurance Corp.

NASDAQ: UIHC · Real-Time Price · USD
7.93
0.10 (1.28%)
At close: Aug 14, 2023, 8:00 PM

United Insurance Statistics

Share Statistics

United Insurance has 43.29M shares outstanding. The number of shares has increased by 0% in one year.

Shares Outstanding 43.29M
Shares Change (YoY) 0%
Shares Change (QoQ) 0%
Owned by Institutions (%) n/a
Shares Floating n/a
Failed to Deliver (FTD) Shares 6,881
FTD / Avg. Volume 2.25%

Short Selling Information

The latest short interest is 1.12M, so 2.58% of the outstanding shares have been sold short.

Short Interest 1.12M
Short % of Shares Out 2.58%
Short % of Float 5.76%
Short Ratio (days to cover) 10.45

Valuation Ratios

The PE ratio is 1.08 and the forward PE ratio is null. United Insurance's PEG ratio is -0.01.

PE Ratio 1.08
Forward PE n/a
PS Ratio 1.17
Forward PS n/a
PB Ratio 1.99
P/FCF Ratio -2.47
PEG Ratio -0.01
Financial Ratio History

Enterprise Valuation

United Insurance has an Enterprise Value (EV) of 181.93M.

EV / Sales 0.63
EV / EBITDA 2.21
EV / EBIT -1.34
EV / FCF -1.34

Financial Position

Current Ratio 0
Quick Ratio 0
Debt / Equity 0
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage 7.56

Financial Efficiency

Return on Equity is 183.63% and Return on Invested Capital is 43.53%.

Return on Equity 183.63%
Return on Assets 29.23%
Return on Invested Capital 43.53%
Revenue Per Employee $1,065,215.61
Profits Per Employee $1,152,085.5
Employee Count 269
Asset Turnover 0.27
Inventory Turnover n/a

Taxes

Income Tax 9.77M
Effective Tax Rate 10.63%

Stock Price Statistics

The stock price has increased by 2.99% in the last 52 weeks. The beta is -0.09, so United Insurance's price volatility has been lower than the market average.

Beta -0.09
52-Week Price Change 2.99%
50-Day Moving Average 6.18
200-Day Moving Average 3.59
Relative Strength Index (RSI) 60.21
Average Volume (20 Days) 306,098

Income Statement

In the last 12 months, United Insurance had revenue of 286.54M and earned 309.91M in profits. Earnings per share was 0.01.

Revenue 286.54M
Gross Profit 286.54M
Operating Income 82.2M
Net Income 309.91M
EBITDA 82.2M
EBIT 102.85M
Earnings Per Share (EPS) 0.01
Full Income Statement

Balance Sheet

The company has 153.76M in cash and 0 in debt, giving a net cash position of 153.76M.

Cash & Cash Equivalents 153.76M
Total Debt n/a
Net Cash n/a
Retained Earnings -237.39M
Total Assets 1.44B
Working Capital 669.25M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -136M and capital expenditures 0, giving a free cash flow of -136M.

Operating Cash Flow -136M
Capital Expenditures n/a
Free Cash Flow -136M
FCF Per Share -3.12
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 28.69% and 108.16%.

Gross Margin 100%
Operating Margin 28.69%
Pretax Margin 32.1%
Profit Margin 108.16%
EBITDA Margin 28.69%
EBIT Margin 28.69%
FCF Margin -47.46%

Dividends & Yields

UIHC pays an annual dividend of $0.24, which amounts to a dividend yield of 6.98%.

Dividend Per Share $0.24
Dividend Yield 6.98%
Dividend Growth (YoY) 0%
Payout Ratio -2.26%
Earnings Yield 92.32%
FCF Yield -40.51%
Dividend Details

Analyst Forecast

Currently there are no analyst rating for UIHC.

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Stock Forecasts

Scores

Altman Z-Score 0.62
Piotroski F-Score 3