VersaBank Statistics
Share Statistics
VersaBank has 32.52M
shares outstanding. The number of shares has increased by 25.24%
in one year.
| Shares Outstanding | 32.52M |
| Shares Change (YoY) | 25.24% |
| Shares Change (QoQ) | 25.06% |
| Owned by Institutions (%) | n/a |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 508 |
| FTD / Avg. Volume | 0.53% |
Short Selling Information
The latest short interest is 116.5K, so 0% of the outstanding
shares have been sold short.
| Short Interest | 116.5K |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 1.35 |
Valuation Ratios
The PE ratio is 14.18 and the forward
PE ratio is 3.72.
VersaBank's PEG ratio is
-2.41.
| PE Ratio | 14.18 |
| Forward PE | 3.72 |
| PS Ratio | 5.05 |
| Forward PS | 1.9 |
| PB Ratio | 1.41 |
| P/FCF Ratio | 2.22 |
| PEG Ratio | -2.41 |
Financial Ratio HistoryEnterprise Valuation
VersaBank has an Enterprise Value (EV) of 446.81M.
| EV / Sales | 4 |
| EV / EBITDA | 0 |
| EV / EBIT | 1.64 |
| EV / FCF | 1.76 |
Financial Position
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.27 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.43 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 9.96% and Return on Invested Capital is 0%.
| Return on Equity | 9.96% |
| Return on Assets | 0.82% |
| Return on Invested Capital | 0% |
| Revenue Per Employee | $922,586.78 |
| Profits Per Employee | $328,495.87 |
| Employee Count | 121 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 15.04M |
| Effective Tax Rate | 27.46% |
Stock Price Statistics
The stock price has increased by 14.98% in the
last 52 weeks. The beta is 1.23, so VersaBank's
price volatility has been higher than the market average.
| Beta | 1.23 |
| 52-Week Price Change | 14.98% |
| 50-Day Moving Average | 10.47 |
| 200-Day Moving Average | 13.09 |
| Relative Strength Index (RSI) | 54.56 |
| Average Volume (20 Days) | 95,760 |
Income Statement
In the last 12 months, VersaBank had revenue of 111.63M
and earned 39.75M
in profits. Earnings per share was 1.44.
| Revenue | 111.63M |
| Gross Profit | 111.63M |
| Operating Income | n/a |
| Net Income | 39.75M |
| EBITDA | n/a |
| EBIT | -2.63M |
| Earnings Per Share (EPS) | 1.44 |
Full Income StatementBalance Sheet
The company has 225.25M in cash and 108.58M in
debt, giving a net cash position of 116.67M.
| Cash & Cash Equivalents | 225.25M |
| Total Debt | 108.58M |
| Net Cash | 116.67M |
| Retained Earnings | 181.24M |
| Total Assets | 4.97B |
| Working Capital | 546.19M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was 272.7M
and capital expenditures -18.58M, giving a free cash flow of 254.13M.
| Operating Cash Flow | 272.7M |
| Capital Expenditures | -18.58M |
| Free Cash Flow | 254.13M |
| FCF Per Share | 9.43 |
Full Cash Flow StatementMargins
Gross margin is 100%, with operating and profit margins of 0% and 35.61%.
| Gross Margin | 100% |
| Operating Margin | n/a |
| Pretax Margin | 49.08% |
| Profit Margin | 35.61% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 227.65% |
