Velocity Financial Statistics
Share Statistics
Velocity Financial has 33.11M shares outstanding. The number of shares has increased by 1% in one year.
| Shares Outstanding | 33.11M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.37% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 19.60M |
| Failed to Deliver (FTD) Shares | 4.07K |
| FTD / Avg. Volume | 11.37% |
Short Selling Information
The latest short interest is 878.59K, so 2.65% of the outstanding shares have been sold short.
| Short Interest | 878.59K |
| Short % of Shares Out | 2.65% |
| Short % of Float | 4.48% |
| Short Ratio (days to cover) | 31.18 |
Valuation Ratios
The PE ratio is 10.61 and the forward PE ratio is 9.57. Velocity Financial 's PEG ratio is 0.77.
| PE Ratio | 10.61 |
| Forward PE | 9.57 |
| PS Ratio | 4.21 |
| Forward PS | 3.7 |
| PB Ratio | 1.28 |
| P/FCF Ratio | 11.4 |
| PEG Ratio | 0.77 |
Enterprise Valuation
Velocity Financial Inc. has an Enterprise Value (EV) of -.
| EV / Earnings | null |
| EV / Sales | null |
| EV / EBITDA | null |
| EV / EBIT | null |
| EV / FCF | null |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 8.86.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 8.86 |
| Total Debt / Capitalization | 89.86 |
| Cash Flow / Debt | 0.01 |
| Interest Coverage | 0.38 |
Financial Efficiency
Return on equity (ROE) is 0.12% and return on capital (ROIC) is 1.32%.
| Return on Equity (ROE) | 0.12% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 1.32% |
| Revenue Per Employee | 520.62K |
| Profits Per Employee | 206.61K |
| Employee Count | 253 |
| Asset Turnover | 0.03 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 18.83M |
| Effective Tax Rate | 0.26 |
Stock Price Statistics
The stock price has increased by 28.77% in the last 52 weeks. The beta is 1.03, so Velocity Financial 's price volatility has been higher than the market average.
| Beta | 1.03 |
| 52-Week Price Change | 28.77% |
| 50-Day Moving Average | 19.85 |
| 200-Day Moving Average | 18.56 |
| Relative Strength Index (RSI) | 65.49 |
| Average Volume (20 Days) | 35.78K |
Income Statement
In the last 12 months, Velocity Financial had revenue of $131.72M and earned $52.27M in profits. Earnings per share was $1.6.
| Revenue | 131.72M |
| Gross Profit | 131.72M |
| Operating Income | 76.85M |
| Net Income | 52.27M |
| EBITDA | 0 |
| EBIT | 76.85M |
| Earnings Per Share (EPS) | 1.6 |
Balance Sheet
The company has $40.57M in cash and $3.84B in debt, giving a net cash position of -$3.80B.
| Cash & Cash Equivalents | 40.57M |
| Total Debt | 3.84B |
| Net Cash | -3.80B |
| Retained Earnings | 128.91M |
| Total Assets | 5.20B |
| Working Capital | -59.23M |
Cash Flow
In the last 12 months, operating cash flow was $48.84M and capital expenditures -$180.00K, giving a free cash flow of $48.66M.
| Operating Cash Flow | 48.84M |
| Capital Expenditures | -180.00K |
| Free Cash Flow | 48.66M |
| FCF Per Share | 1.51 |
Margins
Gross margin is 100%, with operating and profit margins of 58.34% and 39.69%.
| Gross Margin | 100% |
| Operating Margin | 58.34% |
| Pretax Margin | 54% |
| Profit Margin | 39.69% |
| EBITDA Margin | 0% |
| EBIT Margin | 58.34% |
| FCF Margin | 36.94% |
Dividends & Yields
VEL does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 7.84% |
| FCF Yield | 7.2% |
Analyst Forecast
The average price target for VEL is $21, which is 2.9% higher than the current price. The consensus rating is "Buy".
| Price Target | $21 |
| Price Target Difference | 2.9% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
Scores
| Altman Z-Score | 0.3 |
| Piotroski F-Score | 5 |