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    Velocity Financial Inc.

    NYSE: VEL · Real-Time Price · USD
    18.63
    0.02 (0.11%)
    At close: Jun 23, 2025, 3:59 PM
    19.21
    3.11%
    Pre-market: Jun 24, 2025, 04:09 AM EDT

    Velocity Financial Statistics

    Share Statistics

    Velocity Financial has 36.49M shares outstanding. The number of shares has increased by 3.12% in one year.

    Shares Outstanding

    n/a
    		 36.49M

    Shares Change (YoY)

    n/a
    		 3.12%

    Shares Change (QoQ)

    n/a
    		 2.72%

    Owned by Institutions (%)

    n/a
    		 99.79%

    Shares Floating

    n/a
    		 21.63M

    Failed to Deliver (FTD) Shares

    n/a
    		 132

    FTD / Avg. Volume

    n/a
    		 0.09%

    Short Selling Information

    The latest short interest is 288.77K, so 0.79% of the outstanding shares have been sold short.

    Short Interest

    n/a
    		 288.77K

    Short % of Shares Out

    n/a
    		 0.79%

    Short % of Float

    n/a
    		 4.99%

    Short Ratio (days to cover)

    n/a
    		 2.3

    Valuation Ratios

    The PE ratio is 9.34 and the forward PE ratio is 7.5. Velocity Financial's PEG ratio is 0.29.

    PE Ratio

    n/a
    		 9.34

    Forward PE

    n/a
    		 7.5

    PS Ratio

    n/a
    		 3.02

    Forward PS

    n/a
    		 2.4

    PB Ratio

    n/a
    		 1.24

    P/FCF Ratio

    n/a
    		 17.05

    PEG Ratio

    n/a
    		 0.29
    Financial Ratio History

    Enterprise Valuation

    Velocity Financial has an Enterprise Value (EV) of 5.45B.

    EV / Sales

    n/a
    		 25.73

    EV / EBITDA

    n/a
    		 0

    EV / EBIT

    n/a
    		 144.3

    EV / FCF

    n/a
    		 145.42

    Financial Position

    The company has a current ratio of 0.17, with a Debt / Equity ratio of 9.4.

    Current Ratio

    n/a
    		 0.17

    Quick Ratio

    n/a
    		 0.17

    Debt / Equity

    n/a
    		 9.4

    Debt / EBITDA

    n/a
    		 n/a

    Debt / FCF

    n/a
    		 129.7

    Interest Coverage

    n/a
    		 0.41

    Financial Efficiency

    Return on Equity is 13.24% and Return on Invested Capital is -183.35%.

    Return on Equity

    n/a
    		 13.24%

    Return on Assets

    n/a
    		 1.24%

    Return on Invested Capital

    n/a
    		 -183.35%

    Revenue Per Employee

    n/a
    		 $685,233.01

    Profits Per Employee

    n/a
    		 $221,420.71

    Employee Count

    n/a
    		 309

    Asset Turnover

    n/a
    		 0.04

    Inventory Turnover

    n/a
    		 n/a

    Taxes

    Income Tax

    n/a
    		 27.93M

    Effective Tax Rate

    n/a
    		 28.97%

    Stock Price Statistics

    The stock price has increased by 1.91% in the last 52 weeks. The beta is 1.21, so Velocity Financial's price volatility has been higher than the market average.

    Beta

    n/a
    		 1.21

    52-Week Price Change

    n/a
    		 1.91%

    50-Day Moving Average

    n/a
    		 17.34

    200-Day Moving Average

    n/a
    		 18.83

    Relative Strength Index (RSI)

    n/a
    		 63.78

    Average Volume (20 Days)

    n/a
    		 152,925

    Income Statement

    In the last 12 months, Velocity Financial had revenue of 211.74M and earned 68.42M in profits. Earnings per share was 2.12.

    Revenue

    n/a
    		 211.74M

    Gross Profit

    n/a
    		 211.74M

    Operating Income

    n/a
    		 101.4M

    Net Income

    n/a
    		 68.42M

    EBITDA

    n/a
    		 n/a

    EBIT

    n/a
    		 -2M

    Earnings Per Share (EPS)

    n/a
    		 2.12
    Full Income Statement

    Balance Sheet

    The company has 49.9M in cash and 4.86B in debt, giving a net cash position of -4.81B.

    Cash & Cash Equivalents

    n/a
    		 49.9M

    Total Debt

    n/a
    		 4.86B

    Net Cash

    n/a
    		 -4.81B

    Retained Earnings

    n/a
    		 197.32M

    Total Assets

    n/a
    		 5.97B

    Working Capital

    n/a
    		 93.73M
    Full Balance Sheet

    Cash Flow

    In the last 12 months, operating cash flow was 37.76M and capital expenditures -289K, giving a free cash flow of 37.47M.

    Operating Cash Flow

    n/a
    		 37.76M

    Capital Expenditures

    n/a
    		 -289K

    Free Cash Flow

    n/a
    		 37.47M

    FCF Per Share

    n/a
    		 1.15
    Full Cash Flow Statement

    Margins

    Gross margin is 100%, with operating and profit margins of 47.89% and 32.31%.

    Gross Margin

    n/a
    		 100%

    Operating Margin

    n/a
    		 47.89%

    Pretax Margin

    n/a
    		 45.52%

    Profit Margin

    n/a
    		 32.31%

    EBITDA Margin

    n/a
    		 n/a

    EBIT Margin

    n/a
    		 47.89%

    FCF Margin

    n/a
    		 17.69%

    Dividends & Yields

    VEL does not appear to pay any dividends at this time.

    Dividend Per Share

    n/a
    		 n/a

    Dividend Yield

    n/a
    		 n/a

    Dividend Growth (YoY)

    n/a
    		 n/a

    Payout Ratio

    n/a
    		 n/a

    Earnings Yield

    n/a
    		 10.71%

    FCF Yield

    n/a
    		 5.87%
    Dividend Details

    Analyst Forecast

    The average price target for VEL is $21, which is 12.7% higher than the current price. The consensus rating is "Buy".

    Price Target

    n/a
    		 $21

    Price Target Difference

    n/a
    		 12.7%

    Analyst Consensus

    n/a
    		 Buy

    Analyst Count

    n/a
    		 4
    Stock Forecasts

    Fair Value

    There are several formulas that can be used to estimate the intrinsic value of a stock.

    Lynch Fair Value

    n/a
    		 n/a

    Lynch Upside

    n/a
    		 n/a

    Graham Number

    n/a
    		 27.32

    Graham Upside

    n/a
    		 46.65%

    Scores

    Altman Z-Score

    n/a
    		 0.33

    Piotroski F-Score

    n/a
    		 5

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