Price Alert

WaFd Inc. (WAFD)

NASDAQ: WAFD · Real-Time Price · USD

31.75

-0.20 (-0.63%)

At close: Sep 05, 2025, 3:59 PM

31.75

0.00%

After-hours: Sep 05, 2025, 04:41 PM EDT

WaFd Statistics

Share Statistics

WaFd has 78.79M shares outstanding. The number of shares has increased by -1.31% in one year.

Shares Outstanding	78.79M
Shares Change (YoY)	-1.31%
Shares Change (QoQ)	-1.71%
Owned by Institutions (%)	80.07%
Shares Floating	77.63M
Failed to Deliver (FTD) Shares	106
FTD / Avg. Volume	0.02%

Short Selling Information

The latest short interest is 2.03M, so 2.58% of the outstanding shares have been sold short.

Short Interest	2.03M
Short % of Shares Out	2.58%
Short % of Float	3.49%
Short Ratio (days to cover)	4.15

Valuation Ratios

The PE ratio is 12.93 and the forward PE ratio is 10.07. WaFd's PEG ratio is -0.39.

PE Ratio	12.93
Forward PE	10.07
PS Ratio	1.81
Forward PS	3.2
PB Ratio	0.86
P/FCF Ratio	6.24
PEG Ratio	-0.39

Financial Ratio History

Enterprise Valuation

WaFd has an Enterprise Value (EV) of 3.52B.

EV / Sales	2.46
EV / EBITDA	9.03
EV / EBIT	8.02
EV / FCF	8.5

Financial Position

The company has a current ratio of 0.24, with a Debt / Equity ratio of 1.11.

Current Ratio	0.24
Quick Ratio	0.24
Debt / Equity	1.11
Debt / EBITDA	8.51
Debt / FCF	8
Interest Coverage	0.36

Financial Efficiency

Return on Equity is 6.67% and Return on Invested Capital is 2.99%.

Return on Equity	6.67%
Return on Assets	0.71%
Return on Invested Capital	2.99%
Revenue Per Employee	$709.96K
Profits Per Employee	$99.13K
Employee Count	2,018
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

Income Tax	56.02M
Effective Tax Rate	21.88%

Stock Price Statistics

The stock price has increased by -10.7% in the last 52 weeks. The beta is 0.92, so WaFd's price volatility has been higher than the market average.

Beta	0.92
52-Week Price Change	-10.7%
50-Day Moving Average	30.34
200-Day Moving Average	30.3
Relative Strength Index (RSI)	63.35
Average Volume (20 Days)	481,688

Income Statement

In the last 12 months, WaFd had revenue of 1.43B and earned 200.04M in profits. Earnings per share was 2.5.

Revenue	1.43B
Gross Profit	704.33M
Operating Income	256.06M
Net Income	200.04M
EBITDA	390.16M
EBIT	256.06M
Earnings Per Share (EPS)	2.5

Full Income Statement

Balance Sheet

The company has 2.38B in cash and 3.32B in debt, giving a net cash position of -937.21M.

Cash & Cash Equivalents	2.38B
Total Debt	3.32B
Net Cash	-937.21M
Retained Earnings	1.98B
Total Assets	26.73B
Working Capital	3.96B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 439.23M and capital expenditures -24.68M, giving a free cash flow of 414.55M.

Operating Cash Flow	439.23M
Capital Expenditures	-24.68M
Free Cash Flow	414.55M
FCF Per Share	5.58

Full Cash Flow Statement

Margins

Gross margin is 49.16%, with operating and profit margins of 17.87% and 13.96%.

Gross Margin	49.16%
Operating Margin	17.87%
Pretax Margin	17.87%
Profit Margin	13.96%
EBITDA Margin	27.23%
EBIT Margin	17.87%
FCF Margin	28.93%

Dividends & Yields

WAFD pays an annual dividend of $1.33, which amounts to a dividend yield of 3.37%.

Dividend Per Share	$1.33
Dividend Yield	3.37%
Dividend Growth (YoY)	3.85%
Payout Ratio	50.57%
Earnings Yield	7.73%
FCF Yield	16.02%

Dividend Details

Analyst Forecast

The average price target for WAFD is $32.5, which is 1.7% higher than the current price. The consensus rating is "Hold".

Price Target	$32.5
Price Target Difference	1.7%
Analyst Consensus	Hold
Analyst Count	4

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$12.5
Lynch Upside	-60.88%
Graham Number	49.5
Graham Upside	54.93%

Stock Splits

The last stock split was on Feb 2, 2005. It was a forward split with a ratio of 11:10.

Last Split Date	Feb 2, 2005
Split Type	forward
Split Ratio	11:10

Scores

Altman Z-Score	0.44
Piotroski F-Score	9