Price Alert

White Mountains Insurance... (WTM)

NYSE: WTM · Real-Time Price · USD

1795.00

-5.51 (-0.31%)

At close: Sep 05, 2025, 3:59 PM

1796.03

0.06%

After-hours: Sep 05, 2025, 05:29 PM EDT

White Mountains Insurance Statistics

Share Statistics

White Mountains Insurance has 2.58M shares outstanding. The number of shares has increased by 0.21% in one year.

Shares Outstanding	2.58M
Shares Change (YoY)	0.21%
Shares Change (QoQ)	1.3%
Owned by Institutions (%)	89.62%
Shares Floating	2.49M
Failed to Deliver (FTD) Shares	1
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 70.93K, so 2.75% of the outstanding shares have been sold short.

Short Interest	70.93K
Short % of Shares Out	2.75%
Short % of Float	2.84%
Short Ratio (days to cover)	2.38

Valuation Ratios

The PE ratio is 21.38 and the forward PE ratio is 15.65. White Mountains Insurance's PEG ratio is -0.39.

PE Ratio	21.38
Forward PE	15.65
PS Ratio	311.7
Forward PS	226.2
PB Ratio	1.1
P/FCF Ratio	8.39
PEG Ratio	-0.39

Financial Ratio History

Enterprise Valuation

White Mountains Insurance has an Enterprise Value (EV) of 5.24B.

EV / Sales	331.33
EV / EBITDA	13.87
EV / EBIT	8.92
EV / FCF	8.92

Financial Position

The company has a current ratio of 12.82, with a Debt / Equity ratio of 0.13.

Current Ratio	12.82
Quick Ratio	12.82
Debt / Equity	0.13
Debt / EBITDA	1.49
Debt / FCF	0.96
Interest Coverage	7.22

Financial Efficiency

Return on Equity is 5.14% and Return on Invested Capital is 12.7%.

Return on Equity	5.14%
Return on Assets	2.32%
Return on Invested Capital	12.7%
Revenue Per Employee	$17.69K
Profits Per Employee	$258.01K
Employee Count	893
Asset Turnover	0
Inventory Turnover	n/a

Taxes

Income Tax	32.6M
Effective Tax Rate	10.29%

Stock Price Statistics

The stock price has increased by 2.13% in the last 52 weeks. The beta is 0.38, so White Mountains Insurance's price volatility has been higher than the market average.

Beta	0.38
52-Week Price Change	2.13%
50-Day Moving Average	1799.99
200-Day Moving Average	1841.93
Relative Strength Index (RSI)	47.57
Average Volume (20 Days)	26,234

Income Statement

In the last 12 months, White Mountains Insurance had revenue of 15.8M and earned 230.4M in profits. Earnings per share was 89.79.

Revenue	15.8M
Gross Profit	-45M
Operating Income	438.8M
Net Income	230.4M
EBITDA	377.5M
EBIT	377.5M
Earnings Per Share (EPS)	89.79

Full Income Statement

Balance Sheet

The company has 252.3M in cash and 562.5M in debt, giving a net cash position of -310.2M.

Cash & Cash Equivalents	252.3M
Total Debt	562.5M
Net Cash	-310.2M
Retained Earnings	3.92B
Total Assets	6.78B
Working Capital	162.7M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 586.8M and capital expenditures 0, giving a free cash flow of 586.8M.

Operating Cash Flow	586.8M
Capital Expenditures	n/a
Free Cash Flow	586.8M
FCF Per Share	231.75

Full Cash Flow Statement

Margins

Gross margin is -284.81%, with operating and profit margins of 2777.22% and 1458.23%.

Gross Margin	-284.81%
Operating Margin	2777.22%
Pretax Margin	2004.43%
Profit Margin	1458.23%
EBITDA Margin	2389.24%
EBIT Margin	2777.22%
FCF Margin	3713.92%

Dividends & Yields

WTM pays an annual dividend of $1, which amounts to a dividend yield of 0.05%.

Dividend Per Share	$1.00
Dividend Yield	0.05%
Dividend Growth (YoY)	0%
Payout Ratio	1.25%
Earnings Yield	4.68%
FCF Yield	11.91%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for WTM.

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$448.95
Lynch Upside	-74.99%
Graham Number	1904.09
Graham Upside	6.08%

Scores

Altman Z-Score	1.72
Piotroski F-Score	4