ACNB Statistics

Share Statistics

ACNB has 10.47M shares outstanding. The number of shares has increased by 22.56% in one year.

Shares Outstanding	10.47M
Shares Change (YoY)	22.56%
Shares Change (QoQ)	-1.09%
Owned by Institutions (%)	38.33%
Shares Floating	10.06M
Failed to Deliver (FTD) Shares	1
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 146.55K, so 1.4% of the outstanding shares have been sold short.

Short Interest	146.55K
Short % of Shares Out	1.4%
Short % of Float	1.44%
Short Ratio (days to cover)	7.68

Valuation Ratios

The PE ratio is 10.63 and the forward PE ratio is 9.14. ACNB's PEG ratio is 13.19.

PE Ratio	10.63
Forward PE	9.14
PS Ratio	2.56
Forward PS	2.8
PB Ratio	1.12
P/FCF Ratio	8.72
PEG Ratio	13.19

Financial Ratio History

Enterprise Valuation

ACNB has an Enterprise Value (EV) of 565.34M.

EV / Sales	4.28
EV / EBITDA	13.01
EV / EBIT	14.21
EV / FCF	14.56

Financial Position

The company has a current ratio of 0.04, with a Debt / Equity ratio of 0.9.

Current Ratio	0.04
Quick Ratio	0.04
Debt / Equity	0.9
Debt / EBITDA	6.3
Debt / FCF	7.06
Interest Coverage	1.69

Financial Efficiency

Return on Equity is 10.5% and Return on Invested Capital is 5.29%.

Return on Equity	10.5%
Return on Assets	1.33%
Return on Invested Capital	5.29%
Revenue Per Employee	$338.09K
Profits Per Employee	$81.45K
Employee Count	391
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	8.57M
Effective Tax Rate	21.21%

Stock Price Statistics

The stock price has increased by 17.33% in the last 52 weeks. The beta is 0.91, so ACNB's price volatility has been higher than the market average.

Beta	0.91
52-Week Price Change	17.33%
50-Day Moving Average	42.44
200-Day Moving Average	42.28
Relative Strength Index (RSI)	49.12
Average Volume (20 Days)	26,098

Income Statement

In the last 12 months, ACNB had revenue of 132.19M and earned 31.85M in profits. Earnings per share was 3.75.

Revenue	132.19M
Gross Profit	111.1M
Operating Income	40.42M
Net Income	31.85M
EBITDA	43.45M
EBIT	40.42M
Earnings Per Share (EPS)	3.75

Full Income Statement

Balance Sheet

The company has 47.26M in cash and 273.92M in debt, giving a net cash position of -226.66M.

Cash & Cash Equivalents	47.26M
Total Debt	273.92M
Net Cash	-226.66M
Retained Earnings	234.62M
Total Assets	3.26B
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 39.78M and capital expenditures -960K, giving a free cash flow of 38.82M.

Operating Cash Flow	39.78M
Capital Expenditures	-960K
Free Cash Flow	38.82M
FCF Per Share	4.57

Full Cash Flow Statement

Margins

Gross margin is 84.05%, with operating and profit margins of 30.58% and 24.09%.

Gross Margin	84.05%
Operating Margin	30.58%
Pretax Margin	30.58%
Profit Margin	24.09%
EBITDA Margin	32.87%
EBIT Margin	30.58%
FCF Margin	29.37%

Dividends & Yields

ACNB pays an annual dividend of $1.32, which amounts to a dividend yield of 3.11%.

Dividend Per Share	$1.32
Dividend Yield	3.11%
Dividend Growth (YoY)	6.67%
Payout Ratio	45.52%
Earnings Yield	9.4%
FCF Yield	11.46%

Dividend Details

Analyst Forecast

The average price target for ACNB is $50, which is 15.8% higher than the current price. The consensus rating is "Buy".

Price Target	$50
Price Target Difference	15.8%
Analyst Consensus	Buy
Analyst Count	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$44.93
Lynch Upside	4.03%
Graham Number	54.82
Graham Upside	26.93%

Stock Splits

The last stock split was on Nov 28, 2007. It was a forward split with a ratio of 21:20.

Last Split Date	Nov 28, 2007
Split Type	forward
Split Ratio	21:20

Scores

Altman Z-Score	0.28
Piotroski F-Score	5

ACNB Corporation (ACNB)