Bread Financial Inc. (ADS)
Bread Financial Statistics
Share Statistics
Bread Financial has 50.12M shares outstanding. The number of shares has increased by 0% in one year.
| Shares Outstanding | 50.12M |
| Shares Change (YoY) | 0% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 49.91M |
| Failed to Deliver (FTD) Shares | - |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
| Short Interest | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Valuation Ratios
The PE ratio is 10.93 and the forward PE ratio is null. Bread Financial's PEG ratio is -0.18.
| PE Ratio | 10.93 |
| Forward PE | n/a |
| PS Ratio | 0.79 |
| Forward PS | n/a |
| PB Ratio | 0.99 |
| P/FCF Ratio | 1.63 |
| PEG Ratio | -0.18 |
Enterprise Valuation
Bread Financial has an Enterprise Value (EV) of 5.03B.
| EV / Sales | 1.31 |
| EV / EBITDA | 3.52 |
| EV / EBIT | 2.71 |
| EV / FCF | 2.71 |
Financial Position
The company has a current ratio of 6.39, with a Debt / Equity ratio of 1.86.
| Current Ratio | 6.39 |
| Quick Ratio | 6.39 |
| Debt / Equity | 1.86 |
| Debt / EBITDA | 3.97 |
| Debt / FCF | 3.06 |
| Interest Coverage | 0.29 |
Financial Efficiency
Return on Equity is 9.08% and Return on Invested Capital is 5.12%.
| Return on Equity | 9.08% |
| Return on Assets | 1.21% |
| Return on Invested Capital | 5.12% |
| Revenue Per Employee | $639.67K |
| Profits Per Employee | $46.17K |
| Employee Count | 6,000 |
| Asset Turnover | 0.17 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 102M |
| Effective Tax Rate | 26.77% |
Stock Price Statistics
The stock price has increased by 0% in the last 52 weeks. The beta is 2.16, so Bread Financial's price volatility has been higher than the market average.
| Beta | 2.16 |
| 52-Week Price Change | 0% |
| 50-Day Moving Average | 64.16 |
| 200-Day Moving Average | null |
| Relative Strength Index (RSI) | 42.23 |
| Average Volume (20 Days) | 985.52K |
Income Statement
In the last 12 months, Bread Financial had revenue of 3.84B and earned 277M in profits. Earnings per share was 5.58.
| Revenue | 3.84B |
| Gross Profit | 5.02B |
| Operating Income | 279M |
| Net Income | 277M |
| EBITDA | 1.43B |
| EBIT | 1.34B |
| Earnings Per Share (EPS) | 5.58 |
Balance Sheet
The company has 3.68B in cash and 5.68B in debt, giving a net cash position of -2.01B.
| Cash & Cash Equivalents | 3.68B |
| Total Debt | 5.68B |
| Net Cash | -2.01B |
| Retained Earnings | 999M |
| Total Assets | 20.94B |
| Working Capital | 3.16B |
Cash Flow
In the last 12 months, operating cash flow was 1.86B and capital expenditures 0, giving a free cash flow of 1.86B.
| Operating Cash Flow | 1.86B |
| Capital Expenditures | 0 |
| Free Cash Flow | 1.86B |
| FCF Per Share | 37.48 |
Margins
Gross margin is 130.9%, with operating and profit margins of 7.27% and 7.22%.
| Gross Margin | 130.9% |
| Operating Margin | 7.27% |
| Pretax Margin | 9.93% |
| Profit Margin | 7.22% |
| EBITDA Margin | 37.29% |
| EBIT Margin | 7.27% |
| FCF Margin | 48.44% |
Dividends & Yields
ADS pays an annual dividend of $1.05, which amounts to a dividend yield of 1.45%.
| Dividend Per Share | $1.05 |
| Dividend Yield | 1.45% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 6.55% |
| Earnings Yield | 9.15% |
| FCF Yield | 61.38% |
Analyst Forecast
Currently there are no analyst rating for ADS.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Nov 8, 2021. It was a forward split with a ratio of 1253:1000.
| Last Split Date | Nov 8, 2021 |
| Split Type | forward |
| Split Ratio | 1253:1000 |
Scores
| Altman Z-Score | 0.61 |
| Piotroski F-Score | 6 |