Bread Financial Inc.

AI Score

XX

Unlock

56.80
0.65 (1.16%)
At close: Apr 04, 2022, 4:00 AM

Company Description

Bread Financial Holdings Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.

It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit.

The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services.

In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience.

Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions.

The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings Inc. in March 2022.

Bread Financial Holdings Inc. was founded in 1996 and is headquartered in Columbus, Ohio.

Bread Financial Inc.
Bread Financial  Inc. logo
Country United States
IPO Date Jun 8, 2001
Industry Financial - Credit Services
Sector Financial Services
Employees 6,000
CEO Ralph Andretta

Contact Details

Address:
3075 Loyalty Cir
Columbus, OHIO
United States
Website https://www.breadfinancial.com

Stock Details

Ticker Symbol ADS
Exchange NYSE
Fiscal Year January - December
Reporting Currency USD
CIK Code 0001101215
CUSIP Number 018581108
ISIN Number US0185811082
Employer ID 31-1429215
SIC Code 7389

Key Executives

No executives data available.

Latest SEC Filings

Date Type Title
Apr 17, 2025 4 Filing
Apr 02, 2025 ARS Filing
Apr 02, 2025 DEFA14A Filing
Apr 02, 2025 DEF 14A Filing
Mar 17, 2025 8-K Current Report
Mar 10, 2025 8-K Current Report
Mar 06, 2025 8-K Current Report
Mar 05, 2025 8-K Current Report
Feb 20, 2025 4 Filing
Feb 20, 2025 4 Filing