Price Alert

Aflac (AFL)

NYSE: AFL · Real-Time Price · USD

106.90

-1.65 (-1.52%)

At close: Sep 05, 2025, 3:59 PM

107.29

0.36%

After-hours: Sep 05, 2025, 06:19 PM EDT

Aflac Statistics

Share Statistics

Aflac has 534.83M shares outstanding. The number of shares has increased by -3.46% in one year.

Shares Outstanding	534.83M
Shares Change (YoY)	-3.46%
Shares Change (QoQ)	-0.95%
Owned by Institutions (%)	66.94%
Shares Floating	479.61M
Failed to Deliver (FTD) Shares	1
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 8.06M, so 1.49% of the outstanding shares have been sold short.

Short Interest	8.06M
Short % of Shares Out	1.49%
Short % of Float	1.5%
Short Ratio (days to cover)	2.95

Valuation Ratios

The PE ratio is 10.6 and the forward PE ratio is 14.66. Aflac's PEG ratio is 0.44.

PE Ratio	10.6
Forward PE	14.66
PS Ratio	3.02
Forward PS	3.3
PB Ratio	2.21
P/FCF Ratio	21.32
PEG Ratio	0.44

Financial Ratio History

Enterprise Valuation

Aflac has an Enterprise Value (EV) of 58.98B.

EV / Sales	3.08
EV / EBITDA	9.19
EV / EBIT	21.79
EV / FCF	21.79

Financial Position

Current Ratio	0
Quick Ratio	0
Debt / Equity	0.29
Debt / EBITDA	1.17
Debt / FCF	2.77
Interest Coverage	32.57

Financial Efficiency

Return on Equity is 20.86% and Return on Invested Capital is 0%.

Return on Equity	20.86%
Return on Assets	4.63%
Return on Invested Capital	0%
Revenue Per Employee	$1.51M
Profits Per Employee	$428.79K
Employee Count	12,694
Asset Turnover	0.16
Inventory Turnover	n/a

Taxes

Income Tax	974M
Effective Tax Rate	15.18%

Stock Price Statistics

The stock price has increased by -1.05% in the last 52 weeks. The beta is 0.81, so Aflac's price volatility has been higher than the market average.

Beta	0.81
52-Week Price Change	-1.05%
50-Day Moving Average	103.69
200-Day Moving Average	105.36
Relative Strength Index (RSI)	62.12
Average Volume (20 Days)	2,566,662

Income Statement

In the last 12 months, Aflac had revenue of 19.13B and earned 5.44B in profits. Earnings per share was 9.68.

Revenue	19.13B
Gross Profit	7.81B
Operating Income	6.42B
Net Income	5.44B
EBITDA	6.42B
EBIT	6.42B
Earnings Per Share (EPS)	9.68

Full Income Statement

Balance Sheet

The company has 6.23B in cash and 7.5B in debt, giving a net cash position of -1.27B.

Cash & Cash Equivalents	6.23B
Total Debt	7.5B
Net Cash	-1.27B
Retained Earnings	52.28B
Total Assets	124.74B
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.71B and capital expenditures 0, giving a free cash flow of 2.71B.

Operating Cash Flow	2.71B
Capital Expenditures	n/a
Free Cash Flow	2.71B
FCF Per Share	4.85

Full Cash Flow Statement

Margins

Gross margin is 40.85%, with operating and profit margins of 33.55% and 28.46%.

Gross Margin	40.85%
Operating Margin	33.55%
Pretax Margin	33.55%
Profit Margin	28.46%
EBITDA Margin	33.55%
EBIT Margin	33.55%
FCF Margin	14.15%

Dividends & Yields

AFL pays an annual dividend of $2.74, which amounts to a dividend yield of 2.08%.

Dividend Per Share	$2.74
Dividend Yield	2.08%
Dividend Growth (YoY)	16%
Payout Ratio	61.71%
Earnings Yield	9.43%
FCF Yield	4.69%

Dividend Details

Analyst Forecast

The average price target for AFL is $107, which is -1.4% lower than the current price. The consensus rating is "Hold".

Price Target	$107
Price Target Difference	-1.4%
Analyst Consensus	Hold
Analyst Count	13

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$74.25
Lynch Upside	-31.59%
Graham Number	101.33
Graham Upside	-6.64%

Stock Splits

The last stock split was on Mar 19, 2018. It was a forward split with a ratio of 2:1.

Last Split Date	Mar 19, 2018
Split Type	forward
Split Ratio	2:1

Scores

Altman Z-Score	1.16
Piotroski F-Score	5