Shares Outstanding Shares Outstanding n/a Close	30.59M
Shares Change (YoY) Shares Change (YoY) n/a Close	0.54%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0.06%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	59.62%
Shares Floating Shares Floating n/a Close	18.57M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	78
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.04%

Short Selling Information

The latest short interest is 1.52M, so 4.97% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	1.52M
Short % of Shares Out Short % of Shares Out n/a Close	4.97%
Short % of Float Short % of Float n/a Close	8.1%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	8.43

Valuation Ratios

The PE ratio is 9.62 and the forward PE ratio is 7.21. Amalgamated Financial's PEG ratio is 0.46.

PE Ratio PE Ratio n/a Close	9.62
Forward PE Forward PE n/a Close	7.21
PS Ratio PS Ratio n/a Close	2.35
Forward PS Forward PS n/a Close	2.6
PB Ratio PB Ratio n/a Close	1.45
P/FCF Ratio P/FCF Ratio n/a Close	8.37
PEG Ratio PEG Ratio n/a Close	0.46

Financial Ratio History

Enterprise Valuation

Amalgamated Financial has an Enterprise Value (EV) of 1.3B.

EV / Sales EV / Sales n/a Close	2.98
EV / EBITDA EV / EBITDA n/a Close	8.59
EV / EBIT EV / EBIT n/a Close	10.46
EV / FCF EV / FCF n/a Close	10.61

Financial Position

The company has a current ratio of 0.24, with a Debt / Equity ratio of 0.47.

Current Ratio Current Ratio n/a Close	0.24
Quick Ratio Quick Ratio n/a Close	0.24
Debt / Equity Debt / Equity n/a Close	0.47
Debt / EBITDA Debt / EBITDA n/a Close	2.21
Debt / FCF Debt / FCF n/a Close	2.73
Interest Coverage Interest Coverage n/a Close	1.22

Financial Efficiency

Return on Equity is 15.04% and Return on Invested Capital is 9.87%.

Return on Equity Return on Equity n/a Close	15.04%
Return on Assets Return on Assets n/a Close	1.29%
Return on Invested Capital Return on Invested Capital n/a Close	9.87%
Revenue Per Employee Revenue Per Employee n/a Close	$1,014,783.22
Profits Per Employee Profits Per Employee n/a Close	$248,097.9
Employee Count Employee Count n/a Close	429
Asset Turnover Asset Turnover n/a Close	0.05
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	39.16M
Effective Tax Rate Effective Tax Rate n/a Close	26.89%

Stock Price Statistics

The stock price has increased by 19.95% in the last 52 weeks. The beta is 0.85, so Amalgamated Financial's price volatility has been higher than the market average.

Beta Beta n/a Close	0.85
52-Week Price Change 52-Week Price Change n/a Close	19.95%
50-Day Moving Average 50-Day Moving Average n/a Close	29.7
200-Day Moving Average 200-Day Moving Average n/a Close	32.06
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	60.47
Average Volume (20 Days) Average Volume (20 Days) n/a Close	188,929

Income Statement

In the last 12 months, Amalgamated Financial had revenue of 435.34M and earned 106.43M in profits. Earnings per share was 3.48.

Revenue Revenue n/a Close	435.34M
Gross Profit Gross Profit n/a Close	306.19M
Operating Income Operating Income n/a Close	145.32M
Net Income Net Income n/a Close	106.43M
EBITDA EBITDA n/a Close	151.02M
EBIT EBIT n/a Close	145.59M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	3.48

Full Income Statement

Balance Sheet

The company has 60.75M in cash and 334.14M in debt, giving a net cash position of -273.39M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	60.75M
Total Debt Total Debt n/a Close	334.14M
Net Cash Net Cash n/a Close	-273.39M
Retained Earnings Retained Earnings n/a Close	480.14M
Total Assets Total Assets n/a Close	8.29B
Working Capital Working Capital n/a Close	-6.83B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 124.06M and capital expenditures -1.77M, giving a free cash flow of 122.29M.

Operating Cash Flow Operating Cash Flow n/a Close	124.06M
Capital Expenditures Capital Expenditures n/a Close	-1.77M
Free Cash Flow Free Cash Flow n/a Close	122.29M
FCF Per Share FCF Per Share n/a Close	4

Full Cash Flow Statement

Margins

Gross margin is 70.33%, with operating and profit margins of 33.38% and 24.45%.

Gross Margin Gross Margin n/a Close	70.33%
Operating Margin Operating Margin n/a Close	33.38%
Pretax Margin Pretax Margin n/a Close	33.44%
Profit Margin Profit Margin n/a Close	24.45%
EBITDA Margin EBITDA Margin n/a Close	34.69%
EBIT Margin EBIT Margin n/a Close	33.38%
FCF Margin FCF Margin n/a Close	28.09%

Dividends & Yields

AMAL pays an annual dividend of $0.64, which amounts to a dividend yield of 1.77%.

Dividend Per Share Dividend Per Share n/a Close	$0.64
Dividend Yield Dividend Yield n/a Close	1.77%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	40%
Payout Ratio Payout Ratio n/a Close	19.05%
Earnings Yield Earnings Yield n/a Close	10.4%
FCF Yield FCF Yield n/a Close	11.94%

Dividend Details

Analyst Forecast

The average price target for AMAL is $38, which is 20.8% higher than the current price. The consensus rating is "Buy".

Price Target Price Target n/a Close	$38
Price Target Difference Price Target Difference n/a Close	20.8%
Analyst Consensus Analyst Consensus n/a Close	Buy
Analyst Count Analyst Count n/a Close	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$64.9
Lynch Upside Lynch Upside n/a Close	106.36%
Graham Number Graham Number n/a Close	42.56
Graham Upside Graham Upside n/a Close	35.33%

Stock Splits

The last stock split was on Aug 1, 2018. It was a forward split with a ratio of 20:1.

Last Split Date Last Split Date n/a Close	Aug 1, 2018
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	20:1

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.72
Piotroski F-Score Piotroski F-Score n/a Close	7