BayFirst Financial Corp. (BAFN)

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14.10

0.45 (3.30%)

At close: Apr 17, 2025, 3:59 PM

14.10

0.00%

After-hours: Apr 17, 2025, 04:05 PM EDT

BayFirst Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019
Revenue	28.38M	30.3M	28.88M	30.15M	28.85M	21.09M	19.82M	17.01M	15.75M	17.91M	23.93M	23.6M	29.71M	27.89M	40.11M	32.44M	30.85M	29.6M	20.71M	15.31M	16.48M	15M	14.62M	13.34M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	28.38M	30.3M	28.88M	30.15M	28.85M	21.09M	19.82M	17.01M	15.75M	17.91M	23.93M	23.6M	29.71M	27.89M	40.11M	32.44M	30.85M	29.6M	20.71M	15.31M	16.48M	15M	14.62M	13.34M
Operating Income	15.35M	3.71M	-10K	1.46M	-6K	2.6M	1.85M	4.81M	3.46M	1.7M	-573K	27K	3.18M	1.78M	17.45M	10.07M	7.48M	7.07M	3.17M	-1.94M	1.61M	1.96M	1.64M	1.09M
Interest Income	21.75M	21.44M	20.43M	19.19M	18.85M	17.62M	17.79M	14.25M	12.52M	11.21M	8.43M	7.44M	7.73M	9.54M	8.76M	8.88M	8.67M	8.32M	6.52M	6.81M	6.64M	6.92M	6.26M	5.88M
Pretax Income	13.05M	1.53M	1.23M	1.18M	2.37M	2.64M	1.88M	1.15M	2.79M	4.07M	-573K	27K	3.18M	1.78M	17.45M	10.07M	7.48M	7.07M	3.17M	-1.94M	1.61M	1.96M	1.64M	1.09M
Net Income	9.78M	1.14M	866K	824K	1.66M	1.92M	1.39M	739K	2.11M	3.08M	-282K	13K	2.6M	1.05M	12.78M	7.18M	5.3M	5.05M	2.17M	-501.03K	989.67K	1.28M	1.06M	693.92K
Selling & General & Admin	13.03M	10.15M	13.37M	14.78M	10.81M	10.79M	10.74M	9.97M	4.16M	10.18M	20.03M	22.45M	25.44M	25.61M	19.64M	17.72M	15.44M	13.09M	12.19M	13.45M	11.75M	8.74M	8.18M	8.76M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	9.62M	-6.85M	-7.09M	-7.66M	-29.28M	-28.72M	-22.17M	-5.28M	-26.39M	-44.53M	-46.03M	-7.97M	-16.05M	-17.84M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	-21.16M	-21.02M
Operating Expenses	13.03M	19.77M	6.85M	7.09M	7.66M	-18.49M	-17.98M	-12.2M	2.66M	-16.21M	-24.5M	-23.57M	7.97M	16.05M	17.84M	33.72M	30.47M	28.21M	22.63M	17.16M	15.27M	15.84M	-12.98M	-12.25M
Interest Expense	11.1M	11.99M	11.24M	10.45M	9.98M	9.23M	7.68M	5.2M	3.95M	2.11M	1.17M	1.33M	1.42M	1.53M	2.09M	2.26M	2.34M	2.54M	2.95M	2.45M	2.42M	2.16M	1.97M	1.72M
Selling & Marketing Expenses	390K	532K	540K	588K	640K	929K	1.1M	665K	560K	662K	1.66M	1.74M	2.18M	1.92M	1.28M	878.84K	620.36K	337.25K	354.51K	316.39K	325.98K	569.56K	347.43K	356.83K
Cost & Expenses	13.03M	19.77M	27.65M	28.97M	26.48M	-18.49M	-17.98M	-12.2M	2.66M	-16.21M	-24.5M	-23.57M	29.14M	29.66M	35.76M	33.72M	30.47M	28.21M	22.63M	17.16M	15.27M	15.84M	-12.98M	-12.25M
Income Tax Expense	3.27M	398K	349K	296K	704K	674K	461K	280K	672K	983K	-291K	14K	372K	499K	4.43M	2.56M	1.87M	1.81M	827.93K	-1.44M	443.28K	550.73K	498.24K	320.81K
Shares Outstanding (Basic)	4.63M	3.99M	3.99M	3.99M	4.11M	4.11M	4.1M	4.08M	4.04M	4.25M	4.01M	4M	3.94M	3.87M	3.82M	3.51M	3.47M	3.44M	3.44M	3.39M	3.18M	3.19M	3.02M	3.02M
Shares Outstanding (Diluted)	4.45M	3.99M	3.99M	3.99M	4.11M	4.36M	4.1M	4.08M	4.36M	4.34M	4.01M	4M	4.27M	3.91M	4.32M	4.04M	3.49M	3.71M	3.41M	3.4M	3.18M	3.19M	3.02M	3.02M
EPS (Basic)	2.03	0.28	0.22	0.21	0.40	0.42	0.29	0.18	0.52	0.73	-0.07	0.00	0.66	0.26	3.34	2.05	1.52	1.47	0.63	-0.15	0.31	0.40	0.35	0.23
EPS (Diluted)	2.11	0.28	0.22	0.21	0.40	0.41	0.29	0.18	0.48	0.71	-0.07	0.00	0.61	0.26	2.98	1.82	1.52	1.37	0.63	-0.15	0.31	0.40	0.35	0.23
EBITDA	n/a	1.53M	7.21M	-1.4M	-1.43M	4.41M	3.53M	n/a	4.29M	5.25M	n/a	n/a	4.29M	2.99M	18.72M	11.2M	10.98M	n/a	n/a	n/a	n/a	n/a	n/a	n/a
EBIT	30.71M	1.53M	6.58M	-1.95M	-1.93M	2.64M	1.88M	-1.41M	2.79M	4.07M	-1.19M	-1.09M	3.18M	1.78M	17.45M	10.07M	9.12M	8.69M	4.35M	-1.09M	8.76M	2.92M	n/a	n/a
Depreciation & Amortization	n/a	n/a	629K	551K	501K	617K	594K	533K	733K	252K	500K	495K	1.1M	1.21M	1.27M	1.13M	1.85M	-7.21M	-3.35M	1.84M	-1.7M	-2.03M	40.96K	40.37K