BayFirst Financial Corp. (BAFN)
BayFirst Financial Statistics
Share Statistics
BayFirst Financial has 4.13M shares outstanding. The number of shares has increased by 0.54% in one year.
| Shares Outstanding | 4.13M |
| Shares Change (YoY) | 0.54% |
| Shares Change (QoQ) | -0.03% |
| Owned by Institutions (%) | 14.66% |
| Shares Floating | 3.36M |
| Failed to Deliver (FTD) Shares | 1 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 9.22K, so 0.22% of the outstanding shares have been sold short.
| Short Interest | 9.22K |
| Short % of Shares Out | 0.22% |
| Short % of Float | 0.28% |
| Short Ratio (days to cover) | 2.36 |
Valuation Ratios
The PE ratio is 9.38 and the forward PE ratio is null. BayFirst Financial's PEG ratio is -0.64.
| PE Ratio | 9.38 |
| Forward PE | n/a |
| PS Ratio | 0.71 |
| Forward PS | null |
| PB Ratio | 0.53 |
| P/FCF Ratio | 0.12 |
| PEG Ratio | -0.64 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for BayFirst Financial Corp..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 5.92, with a Debt / Equity ratio of 0.21.
| Current Ratio | 5.92 |
| Quick Ratio | 5.92 |
| Debt / Equity | 0.21 |
| Total Debt / Capitalization | 17.23 |
| Cash Flow / Debt | 21.7 |
| Interest Coverage | 0.61 |
Financial Efficiency
Return on equity (ROE) is 0.06% and return on capital (ROIC) is 11.8%.
| Return on Equity (ROE) | 0.06% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 11.8% |
| Revenue Per Employee | $253,314.38 |
| Profits Per Employee | $19,070.23 |
| Employee Count | 299 |
| Asset Turnover | 0.07 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 2.12M |
| Effective Tax Rate | 0.26 |
Stock Price Statistics
The stock price has increased by 47.45% in the last 52 weeks. The beta is 0.97, so BayFirst Financial's price volatility has been higher than the market average.
| Beta | 0.97 |
| 52-Week Price Change | 47.45% |
| 50-Day Moving Average | 15.35 |
| 200-Day Moving Average | 13.47 |
| Relative Strength Index (RSI) | 68.01 |
| Average Volume (20 Days) | 6.59K |
Income Statement
In the last 12 months, BayFirst Financial had revenue of 75.74M and earned 5.7M in profits. Earnings per share was 1.16.
| Revenue | 75.74M |
| Gross Profit | 75.74M |
| Operating Income | 19.5M |
| Net Income | 5.7M |
| EBITDA | 0 |
| EBIT | 19.5M |
| Earnings Per Share (EPS) | 1.16 |
Balance Sheet
The company has 63.03M in cash and 20.96M in debt, giving a net cash position of 42.07M.
| Cash & Cash Equivalents | 63.03M |
| Total Debt | 20.96M |
| Net Cash | 42.07M |
| Retained Earnings | 34.4M |
| Total Assets | 1.25B |
| Working Capital | 29.3M |
Cash Flow
In the last 12 months, operating cash flow was 454.8M and capital expenditures -7.58M, giving a free cash flow of 447.21M.
| Operating Cash Flow | 454.8M |
| Capital Expenditures | -7.58M |
| Free Cash Flow | 447.21M |
| FCF Per Share | 109.07 |
Margins
Gross margin is 100%, with operating and profit margins of 25.75% and 7.53%.
| Gross Margin | 100% |
| Operating Margin | 25.75% |
| Pretax Margin | 10.61% |
| Profit Margin | 7.53% |
| EBITDA Margin | n/a |
| EBIT Margin | 25.75% |
| FCF Margin | 590.45% |
Dividends & Yields
BAFN pays an annual dividend of $0.4, which amounts to a dividend yield of 1.73%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.73% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 15.15% |
| Earnings Yield | 6.17% |
| FCF Yield | 575.41% |
Analyst Forecast
Currently there are no analyst rating for BAFN.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on May 12, 2021. It was a forward split with a ratio of 3:2.
| Last Split Date | May 12, 2021 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 0.21 |
| Piotroski F-Score | 6 |