BayFirst Financial Corp. (BAFN)
BayFirst Financial Statistics
Share Statistics
BayFirst Financial has 4.15M shares outstanding. The number of shares has increased by 0.31% in one year.
Shares Outstanding | 4.15M |
Shares Change (YoY) | 0.31% |
Shares Change (QoQ) | 0.35% |
Owned by Institutions (%) | 13.45% |
Shares Floating | 3.37M |
Failed to Deliver (FTD) Shares | 3.42K |
FTD / Avg. Volume | 39.89% |
Short Selling Information
The latest short interest is 9.22K, so 0.22% of the outstanding shares have been sold short.
Short Interest | 9.22K |
Short % of Shares Out | 0.22% |
Short % of Float | 0.28% |
Short Ratio (days to cover) | 2.36 |
Valuation Ratios
The PE ratio is 5.04 and the forward PE ratio is null. BayFirst Financial's PEG ratio is 0.04.
PE Ratio | 5.04 |
Forward PE | n/a |
PS Ratio | 0.76 |
Forward PS | null |
PB Ratio | 0.57 |
P/FCF Ratio | 0 |
PEG Ratio | 0.04 |
Enterprise Valuation
BayFirst Financial has an Enterprise Value (EV) of 70.99M.
EV / Sales | 0.85 |
EV / EBITDA | 0 |
EV / EBIT | 0 |
EV / FCF | 0 |
Financial Position
The company has a current ratio of 0.04, with a Debt / Equity ratio of 0.07.
Current Ratio | 0.04 |
Quick Ratio | 0.04 |
Debt / Equity | 0.07 |
Debt / EBITDA | - |
Debt / FCF | - |
Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 11.36% and Return on Invested Capital is 1.78%.
Return on Equity | 11.36% |
Return on Assets | 0.98% |
Return on Invested Capital | 1.78% |
Revenue Per Employee | $281.1K |
Profits Per Employee | $42.29K |
Employee Count | 298 |
Asset Turnover | 0.07 |
Inventory Turnover | n/a |
Taxes
Income Tax | 4.32M |
Effective Tax Rate | 25.4% |
Stock Price Statistics
The stock price has increased by 26.47% in the last 52 weeks. The beta is 0.49, so BayFirst Financial's price volatility has been higher than the market average.
Beta | 0.49 |
52-Week Price Change | 26.47% |
50-Day Moving Average | 17.5 |
200-Day Moving Average | 14.21 |
Relative Strength Index (RSI) | 35.97 |
Average Volume (20 Days) | 8.57K |
Income Statement
In the last 12 months, BayFirst Financial had revenue of 83.77M and earned 12.6M in profits. Earnings per share was 2.76.
Revenue | 83.77M |
Gross Profit | 83.77M |
Operating Income | 28.55M |
Net Income | 12.6M |
EBITDA | 0 |
EBIT | -8.72M |
Earnings Per Share (EPS) | 2.76 |
Balance Sheet
The company has 479K in cash and 7.89M in debt, giving a net cash position of -7.41M.
Cash & Cash Equivalents | 479K |
Total Debt | 7.89M |
Net Cash | -7.41M |
Retained Earnings | 44.13M |
Total Assets | 1.29B |
Working Capital | 65.31M |
Cash Flow
In the last 12 months, operating cash flow was 0 and capital expenditures 0, giving a free cash flow of 0.
Operating Cash Flow | 0 |
Capital Expenditures | 0 |
Free Cash Flow | 0 |
FCF Per Share | 0 |
Margins
Gross margin is 100%, with operating and profit margins of 34.08% and 15.04%.
Gross Margin | 100% |
Operating Margin | 34.08% |
Pretax Margin | 20.28% |
Profit Margin | 15.04% |
EBITDA Margin | n/a |
EBIT Margin | 34.08% |
FCF Margin | n/a |
Dividends & Yields
BAFN pays an annual dividend of $0.4, which amounts to a dividend yield of 1.73%.
Dividend Per Share | $0.40 |
Dividend Yield | 1.73% |
Dividend Growth (YoY) | 0% |
Payout Ratio | 15.15% |
Earnings Yield | 19.82% |
FCF Yield | 0% |
Analyst Forecast
Currently there are no analyst rating for BAFN.
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Stock Splits
The last stock split was on May 12, 2021. It was a forward split with a ratio of 3:2.
Last Split Date | May 12, 2021 |
Split Type | forward |
Split Ratio | 3:2 |
Scores
Altman Z-Score | 0.25 |
Piotroski F-Score | 6 |