BayFirst Financial Corp. (BAFN)
BayFirst Financial Statistics
Share Statistics
BayFirst Financial has 4.13M shares outstanding. The number of shares has increased by 0.31% in one year.
| Shares Outstanding | 4.13M |
| Shares Change (YoY) | 0.31% |
| Shares Change (QoQ) | 0.35% |
| Owned by Institutions (%) | 13.45% |
| Shares Floating | 3.36M |
| Failed to Deliver (FTD) Shares | 65 |
| FTD / Avg. Volume | 0.7% |
Short Selling Information
The latest short interest is 6.28K, so 0.15% of the outstanding shares have been sold short.
| Short Interest | 6.28K |
| Short % of Shares Out | 0.15% |
| Short % of Float | 0.18% |
| Short Ratio (days to cover) | 1 |
Valuation Ratios
The PE ratio is 5.04 and the forward PE ratio is null. BayFirst Financial's PEG ratio is 0.04.
| PE Ratio | 5.04 |
| Forward PE | n/a |
| PS Ratio | 0.76 |
| Forward PS | n/a |
| PB Ratio | 0.57 |
| P/FCF Ratio | 0.16 |
| PEG Ratio | 0.04 |
Enterprise Valuation
BayFirst Financial has an Enterprise Value (EV) of 70.99M.
| EV / Sales | 0.85 |
| EV / EBITDA | 0 |
| EV / EBIT | 0.18 |
| EV / FCF | 0.18 |
Financial Position
The company has a current ratio of 0.04, with a Debt / Equity ratio of 0.07.
| Current Ratio | 0.04 |
| Quick Ratio | 0.04 |
| Debt / Equity | 0.07 |
| Debt / EBITDA | - |
| Debt / FCF | 0.02 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 11.36% and Return on Invested Capital is 1.78%.
| Return on Equity | 11.36% |
| Return on Assets | 0.98% |
| Return on Invested Capital | 1.78% |
| Revenue Per Employee | $281.1K |
| Profits Per Employee | $42.29K |
| Employee Count | 298 |
| Asset Turnover | 0.07 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 4.32M |
| Effective Tax Rate | 25.4% |
Stock Price Statistics
The stock price has increased by 13.57% in the last 52 weeks. The beta is 0.23, so BayFirst Financial's price volatility has been higher than the market average.
| Beta | 0.23 |
| 52-Week Price Change | 13.57% |
| 50-Day Moving Average | 17.06 |
| 200-Day Moving Average | 14.42 |
| Relative Strength Index (RSI) | 42.82 |
| Average Volume (20 Days) | 9.28K |
Income Statement
In the last 12 months, BayFirst Financial had revenue of 83.77M and earned 12.6M in profits. Earnings per share was 2.68.
| Revenue | 83.77M |
| Gross Profit | 83.77M |
| Operating Income | 28.55M |
| Net Income | 12.6M |
| EBITDA | 0 |
| EBIT | -8.72M |
| Earnings Per Share (EPS) | 2.68 |
Balance Sheet
The company has 479K in cash and 7.89M in debt, giving a net cash position of -7.41M.
| Cash & Cash Equivalents | 479K |
| Total Debt | 7.89M |
| Net Cash | -7.41M |
| Retained Earnings | 44.13M |
| Total Assets | 1.29B |
| Working Capital | 65.31M |
Cash Flow
In the last 12 months, operating cash flow was 390.53M and capital expenditures -1.69M, giving a free cash flow of 388.84M.
| Operating Cash Flow | 390.53M |
| Capital Expenditures | -1.69M |
| Free Cash Flow | 388.84M |
| FCF Per Share | 81.34 |
Margins
Gross margin is 100%, with operating and profit margins of 34.08% and 15.04%.
| Gross Margin | 100% |
| Operating Margin | 34.08% |
| Pretax Margin | 20.28% |
| Profit Margin | 15.04% |
| EBITDA Margin | n/a |
| EBIT Margin | 34.08% |
| FCF Margin | 464.19% |
Dividends & Yields
BAFN pays an annual dividend of $0.4, which amounts to a dividend yield of 1.73%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.73% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 15.15% |
| Earnings Yield | 19.82% |
| FCF Yield | 611.58% |
Analyst Forecast
Currently there are no analyst rating for BAFN.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on May 12, 2021. It was a forward split with a ratio of 3:2.
| Last Split Date | May 12, 2021 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 0.25 |
| Piotroski F-Score | 6 |