Southern California Bancorp Statistics
Share Statistics
Southern California Bancorp has 32.17M shares outstanding. The number of shares has increased by 75.31% in one year.
| Shares Outstanding | 32.17M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 73.22% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 22.33M |
| Failed to Deliver (FTD) Shares | 8 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 407.65K, so 1.27% of the outstanding shares have been sold short.
| Short Interest | 407.65K |
| Short % of Shares Out | 1.27% |
| Short % of Float | 1.83% |
| Short Ratio (days to cover) | 6.81 |
Valuation Ratios
The PE ratio is 12.22 and the forward PE ratio is 9.71. Southern California Bancorp's PEG ratio is 0.39.
| PE Ratio | 12.22 |
| Forward PE | 9.71 |
| PS Ratio | 2.49 |
| Forward PS | 2.9 |
| PB Ratio | 1.1 |
| P/FCF Ratio | 10.5 |
| PEG Ratio | 0.39 |
Enterprise Valuation
Southern California Bancorp has an Enterprise Value (EV) of -.
| EV / Earnings | null |
| EV / Sales | null |
| EV / EBITDA | null |
| EV / EBIT | null |
| EV / FCF | null |
Financial Position
The company has a current ratio of 0.19, with a Debt / Equity ratio of 0.37.
| Current Ratio | 0.19 |
| Quick Ratio | 0.19 |
| Debt / Equity | 0.37 |
| Total Debt / Capitalization | 26.82 |
| Cash Flow / Debt | 0.29 |
| Interest Coverage | 1.32 |
Financial Efficiency
Return on equity (ROE) is 0.09% and return on capital (ROIC) is 6.76%.
| Return on Equity (ROE) | 0.09% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 6.76% |
| Revenue Per Employee | 622.06K |
| Profits Per Employee | 127.01K |
| Employee Count | 204 |
| Asset Turnover | 0.05 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 10.95M |
| Effective Tax Rate | 0.3 |
Stock Price Statistics
The stock price has increased by 4.83% in the last 52 weeks. The beta is 0.54, so Southern California Bancorp's price volatility has been higher than the market average.
| Beta | 0.54 |
| 52-Week Price Change | 4.83% |
| 50-Day Moving Average | 16.02 |
| 200-Day Moving Average | 14.76 |
| Relative Strength Index (RSI) | 61.47 |
| Average Volume (20 Days) | 68.30K |
Income Statement
In the last 12 months, Southern California Bancorp had revenue of $126.90M and earned $25.91M in profits. Earnings per share was $1.42.
| Revenue | 126.90M |
| Gross Profit | 126.90M |
| Operating Income | 38.77M |
| Net Income | 25.91M |
| EBITDA | 38.77M |
| EBIT | 38.77M |
| Earnings Per Share (EPS) | 1.42 |
Balance Sheet
The company has $33.01M in cash and $114.98M in debt, giving a net cash position of -$81.97M.
| Cash & Cash Equivalents | 33.01M |
| Total Debt | 114.98M |
| Net Cash | -81.97M |
| Retained Earnings | 70.58M |
| Total Assets | 4.36B |
| Working Capital | 255.28M |
Cash Flow
In the last 12 months, operating cash flow was $30.45M and capital expenditures -$302.00K, giving a free cash flow of $30.15M.
| Operating Cash Flow | 30.45M |
| Capital Expenditures | -302.00K |
| Free Cash Flow | 30.15M |
| FCF Per Share | 1.65 |
Margins
Gross margin is 100%, with operating and profit margins of 30.56% and 20.42%.
| Gross Margin | 100% |
| Operating Margin | 30.56% |
| Pretax Margin | 29.04% |
| Profit Margin | 20.42% |
| EBITDA Margin | 30.56% |
| EBIT Margin | 30.56% |
| FCF Margin | 23.76% |
Dividends & Yields
BCAL does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 8.07% |
| FCF Yield | 5.33% |
Analyst Forecast
Currently there are no analyst rating for BCAL.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 0.19 |
| Piotroski F-Score | 3 |