Bank First Corporation (BFC)
Bank First Statistics
Share Statistics
Bank First has 9.99M shares outstanding. The number of shares has increased by -0.86% in one year.
| Shares Outstanding | 9.99M |
| Shares Change (YoY) | -0.86% |
| Shares Change (QoQ) | -0.17% |
| Owned by Institutions (%) | 32.5% |
| Shares Floating | 8.99M |
| Failed to Deliver (FTD) Shares | 57 |
| FTD / Avg. Volume | 0.27% |
Short Selling Information
The latest short interest is 155.47K, so 1.56% of the outstanding shares have been sold short.
| Short Interest | 155.47K |
| Short % of Shares Out | 1.56% |
| Short % of Float | 1.62% |
| Short Ratio (days to cover) | 6.08 |
Valuation Ratios
The PE ratio is 15.05 and the forward PE ratio is 14.39. Bank First's PEG ratio is -1.66.
| PE Ratio | 15.05 |
| Forward PE | 14.39 |
| PS Ratio | 4.78 |
| Forward PS | 5.7 |
| PB Ratio | 1.54 |
| P/FCF Ratio | 458.38 |
| PEG Ratio | -1.66 |
Enterprise Valuation
Bank First has an Enterprise Value (EV) of 1.06B.
| EV / Sales | 5.15 |
| EV / EBITDA | 0 |
| EV / EBIT | 493.78 |
| EV / FCF | 493.78 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.21.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.21 |
| Debt / EBITDA | - |
| Debt / FCF | 62.88 |
| Interest Coverage | 3 |
Financial Efficiency
Return on Equity is 10.25% and Return on Invested Capital is 29.69%.
| Return on Equity | 10.25% |
| Return on Assets | 1.46% |
| Return on Invested Capital | 29.69% |
| Revenue Per Employee | $570.18K |
| Profits Per Employee | $181.11K |
| Employee Count | 362 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 13.95M |
| Effective Tax Rate | 17.54% |
Stock Price Statistics
The stock price has increased by 40.48% in the last 52 weeks. The beta is 0.32, so Bank First's price volatility has been higher than the market average.
| Beta | 0.32 |
| 52-Week Price Change | 40.48% |
| 50-Day Moving Average | 101.89 |
| 200-Day Moving Average | 96.5 |
| Relative Strength Index (RSI) | 62.55 |
| Average Volume (20 Days) | 21.5K |
Income Statement
In the last 12 months, Bank First had revenue of 206.41M and earned 65.56M in profits. Earnings per share was 6.62.
| Revenue | 206.41M |
| Gross Profit | 206.41M |
| Operating Income | 206.09M |
| Net Income | 65.56M |
| EBITDA | 0 |
| EBIT | 148.12M |
| Earnings Per Share (EPS) | 6.62 |
Balance Sheet
The company has 59.16M in cash and 135.37M in debt, giving a net cash position of -76.21M.
| Cash & Cash Equivalents | 59.16M |
| Total Debt | 135.37M |
| Net Cash | -76.21M |
| Retained Earnings | 398M |
| Total Assets | 4.5B |
| Working Capital | 414.29M |
Cash Flow
In the last 12 months, operating cash flow was 2.15M and capital expenditures 0, giving a free cash flow of 2.15M.
| Operating Cash Flow | 2.15M |
| Capital Expenditures | 0 |
| Free Cash Flow | 2.15M |
| FCF Per Share | 0.22 |
Margins
Gross margin is 100%, with operating and profit margins of 99.85% and 31.76%.
| Gross Margin | 100% |
| Operating Margin | 99.85% |
| Pretax Margin | 38.52% |
| Profit Margin | 31.76% |
| EBITDA Margin | n/a |
| EBIT Margin | 99.85% |
| FCF Margin | 1.04% |
Dividends & Yields
BFC pays an annual dividend of $2, which amounts to a dividend yield of 1.59%.
| Dividend Per Share | $2.00 |
| Dividend Yield | 1.59% |
| Dividend Growth (YoY) | 28.57% |
| Payout Ratio | 30.77% |
| Earnings Yield | 6.64% |
| FCF Yield | 0.22% |
Analyst Forecast
The average price target for BFC is $111, which is 4.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $111 |
| Price Target Difference | 4.2% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Scores
| Altman Z-Score | 0.46 |
| Piotroski F-Score | 6 |