Berkshire Hills Bancorp I... (BHLB)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
28.18
-0.02 (-0.07%)
At close: Jan 23, 2025, 3:59 PM
28.21
0.11%
After-hours Jan 23, 2025, 04:10 PM EST
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 |
PE Ratio | 15.44 | 14.72 | 11.80 | -1.68 | 16.62 | 11.74 | 26.14 | 19.46 | 16.69 | 19.54 | 16.44 | 15.96 | 22.57 | 22.31 | -16.98 | 14.84 | 17.72 | 25.36 | 29.00 | 17.06 | 21.29 | 71.36 | 14.26 | 22.50 | 13.45 |
PS Ratio | 1.87 | 3.29 | 3.67 | 2.25 | 3.62 | 2.65 | 3.44 | 3.84 | 3.08 | 2.91 | 2.98 | 2.68 | 2.79 | 2.84 | 2.77 | 3.08 | 2.67 | 3.95 | 3.59 | 4.08 | 3.72 | 2.33 | 2.51 | 2.44 | 2.11 |
PB Ratio | 1.06 | 1.43 | 1.18 | 0.72 | 0.92 | 0.80 | 0.97 | 1.04 | 0.93 | 0.93 | 1.00 | 0.80 | 0.72 | 0.79 | 0.71 | 0.81 | 0.73 | 1.11 | 0.97 | 1.49 | 1.55 | 1.05 | 0.91 | 0.64 | 0.86 |
P/FCF Ratio | 7.01 | 11.19 | 13.48 | 3.90 | 16.04 | 5.84 | 22.03 | 12.82 | 10.47 | 13.92 | 5.92 | 54.25 | 12.33 | 8.25 | 20.04 | 8.99 | 13.43 | 15.10 | 15.05 | 13.12 | 14.01 | 6.99 | 7.24 | -328.33 | 20.33 |
P/OCF Ratio | 6.93 | 11.06 | 13.27 | 3.78 | 14.52 | 5.58 | 18.49 | 11.64 | 9.58 | 11.81 | 5.31 | 18.49 | 9.88 | 7.27 | 20.04 | 8.43 | 10.23 | 11.42 | 11.94 | 10.01 | 12.65 | 6.46 | 6.39 | 46.57 | 10.13 |
OCF/S Ratio | 0.27 | 0.30 | 0.28 | 0.60 | 0.25 | 0.47 | 0.19 | 0.33 | 0.32 | 0.25 | 0.56 | 0.15 | 0.28 | 0.39 | 0.14 | 0.37 | 0.26 | 0.35 | 0.30 | 0.41 | 0.29 | 0.36 | 0.39 | 0.05 | 0.21 |
Debt / Equity Ratio | 0.56 | 0.13 | 0.09 | 0.48 | 0.47 | 0.98 | 0.76 | 1.20 | 1.42 | 1.48 | 1.57 | 0.67 | 0.43 | 0.67 | 0.80 | 0.92 | 1.07 | 1.40 | 1.68 | 2.49 | 2.04 | 1.12 | 0.96 | 0.68 | 0.67 |
Quick Ratio | 0.13 | 1.84K | 6.81K | 121.13 | 19.03 | 8.50 | 13.19 | 6.50 | 5.67 | 5.51 | 5.13 | 26.77 | 321.09 | 48.61 | 24.83 | 90.90 | n/a | n/a | n/a | n/a | 6.80 | 5.73 | 16.36 | 20.26 | 31.24 |
Current Ratio | 0.13 | 1.36K | 4.61K | 76.16 | 14.26 | 8.50 | 13.19 | 6.50 | 5.67 | 5.51 | 5.13 | 26.77 | 321.09 | 48.61 | 24.83 | 90.90 | n/a | n/a | n/a | n/a | 6.80 | 5.73 | 16.36 | 20.26 | 31.24 |
Asset Turnover | 0.05 | 0.04 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 |
Interest Coverage | 1.53 | 3.67 | 3.93 | -5.94 | 0.83 | 2.19 | 1.85 | 2.40 | 2.90 | 2.90 | 1.18 | 1.04 | 0.53 | 1.19 | 0.48 | 0.39 | 0.20 | 0.19 | -0.01 | 1.83 | 1.75 | 1.09 | 1.40 | 1.21 | 1.28 |
Return on Equity (ROE) | 0.07 | 0.10 | 0.10 | -0.43 | 0.06 | 0.07 | 0.04 | 0.05 | 0.06 | 0.05 | 0.06 | 0.05 | 0.03 | 0.04 | -0.04 | 0.05 | 0.04 | 0.04 | 0.03 | 0.09 | 0.07 | 0.01 | 0.06 | 0.03 | 0.06 |
Return on Assets (ROA) | 0.01 | 0.01 | 0.01 | -0.04 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | -0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 | 0.01 |
Return on Capital (ROIC) | 0.11 | 0.01 | 0.01 | -0.04 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | -0.00 | 0.03 | 0.03 | 0.03 | 0.05 | 0.04 | 0.04 |
Dividend Yield | 0.03 | 0.02 | 0.02 | 0.04 | 0.03 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | n/a |
Payout Ratio | 0.46 | 0.27 | 0.21 | -0.07 | 0.46 | 0.39 | 0.60 | 0.42 | 0.44 | 0.54 | 0.44 | 0.47 | 0.68 | 0.65 | -0.57 | 0.31 | 0.40 | 0.43 | 0.45 | 0.23 | 0.29 | 1.55 | 0.32 | 0.15 | n/a |
Gross Profit Margin | 56.04% | 41.53% | 35.19% | 100.00% | 100.00% | 47.03% | 45.98% | 45.62% | 100.00% | 100.00% | 47.51% | 47.11% | 45.08% | 39.86% | 35.24% | 42.13% | 38.03% | 43.16% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 12.08% | 22.38% | 31.11% | -134.39% | 21.76% | 22.56% | 13.15% | 19.75% | 18.47% | 14.90% | 18.13% | 16.81% | 12.35% | 12.71% | -16.3% | 20.72% | 15.08% | 15.58% | 12.36% | 23.92% | 17.48% | 3.27% | 17.61% | 10.83% | 15.69% |
Pretax Profit Margin | 13.59% | 27.52% | 39.06% | -139.59% | 27.68% | 28.46% | 23.74% | 26.08% | 20.36% | 20.09% | 25.66% | 23.83% | 13.14% | 16.51% | -28.11% | 28.93% | 20.92% | 21.53% | 24.39% | 36.53% | 27.36% | 3.94% | 26.20% | 16.41% | 21.25% |
Operating Profit Margin | 55.10% | 37.84% | 39.06% | -144.79% | 26.77% | 52.31% | 28.89% | 38.97% | 35.94% | 36.28% | 18.13% | 17.13% | 11.71% | 38.92% | 22.34% | 20.72% | 15.08% | 15.07% | -0.65% | 78.70% | 63.91% | 47.23% | 92.51% | 95.54% | 96.36% |
FCF Margin | 26.59% | 29.44% | 27.23% | 57.73% | 22.54% | 45.34% | 15.60% | 29.98% | 29.44% | 20.92% | 50.36% | 4.95% | 22.61% | 34.37% | 13.81% | 34.20% | 19.90% | 26.18% | 23.82% | 31.09% | 26.57% | 33.39% | 34.68% | -0.74% | 10.38% |
EBITDA Margin | n/a | -124.09% | 31.11% | -134.85% | 22.67% | 45.83% | 28.89% | 29.89% | 34.09% | 25.88% | 31.11% | n/a | n/a | n/a | n/a | n/a | 15.08% | 15.07% | n/a | 44.39% | n/a | n/a | n/a | n/a | n/a |