Berkshire Hills Bancorp I...

28.10
-0.39 (-1.37%)
At close: Mar 03, 2025, 3:59 PM
28.11
0.04%
After-hours: Mar 03, 2025, 04:10 PM EST

Berkshire Hills Bancorp Ratios Statement

Year FY24 FY23 FY22 FY21 FY20 FY19 FY18 FY17 FY16 FY15 FY14 FY13 FY12 FY11 FY10 FY09 FY08 FY07 FY06 FY05 FY04 FY03 FY02 FY01 FY00 FY99
PE Ratio 19.81 15.44 14.72 11.80 -1.68 16.62 11.74 26.14 19.46 16.69 19.54 16.44 15.96 22.57 22.31 -16.98 14.84 17.72 25.36 29.00 17.06 21.29 71.36 14.26 22.50 13.45
PEG Ratio -1.88 -0.75 -0.93 -0.1 0.00 -1.12 0.18 -1.01 2.26 0.60 -1.08 1.44 0.31 -22.35 -0.12 0.11 0.36 1.56 1.84 -0.62 0.60 0.05 -0.93 0.14 -0.7 n/a
PS Ratio 1.97 1.87 3.29 3.67 2.25 3.62 2.65 3.44 3.84 3.08 2.91 2.98 2.68 2.79 2.84 2.77 3.08 2.67 3.95 3.59 4.08 3.72 2.33 2.51 2.44 2.11
PB Ratio 1.04 1.06 1.43 1.18 0.72 0.92 0.80 0.97 1.04 0.93 0.93 1.00 0.80 0.72 0.79 0.71 0.81 0.73 1.11 0.97 1.49 1.55 1.05 0.91 0.64 0.86
P/FCF Ratio n/a 7.01 11.19 13.48 3.90 16.04 5.84 22.03 12.82 10.47 13.92 5.92 54.25 12.33 8.25 20.04 8.99 13.43 15.10 15.05 13.12 14.01 6.99 7.24 -328.33 20.33
P/OCF Ratio n/a 6.93 11.06 13.27 3.78 14.52 5.58 18.49 11.64 9.58 11.81 5.31 18.49 9.88 7.27 20.04 8.43 10.23 11.42 11.94 10.01 12.65 6.46 6.39 46.57 10.13
OCF/S Ratio n/a 0.27 0.30 0.28 0.60 0.25 0.47 0.19 0.33 0.32 0.25 0.56 0.15 0.28 0.39 0.14 0.37 0.26 0.35 0.30 0.41 0.29 0.36 0.39 0.05 0.21
Debt / Equity Ratio 0.09 0.56 0.13 0.09 0.48 0.47 0.98 0.76 1.20 1.42 1.48 1.57 0.67 0.43 0.67 0.80 0.92 1.07 1.40 1.68 2.49 2.04 1.12 0.96 0.68 0.67
Quick Ratio 10.90 0.13 1.84K 6.81K 121.13 19.03 8.50 13.19 6.50 5.67 5.51 5.13 26.77 321.09 48.61 24.83 90.90 n/a n/a n/a n/a 6.80 5.73 16.36 20.26 31.24
Current Ratio 10.90 0.13 1.36K 4.61K 76.16 14.26 8.50 13.19 6.50 5.67 5.51 5.13 26.77 321.09 48.61 24.83 90.90 n/a n/a n/a n/a 6.80 5.73 16.36 20.26 31.24
Asset Turnover 0.05 0.05 0.04 0.03 0.03 0.03 0.04 0.04 0.03 0.03 0.03 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.03 0.03 0.04 0.04 0.05 0.05 0.04 0.04
Interest Coverage 1.65 1.53 3.67 3.93 -5.94 0.83 2.19 1.85 2.40 2.90 2.90 1.18 1.04 0.53 1.19 0.48 0.39 0.20 0.19 -0.01 1.83 1.75 1.09 1.40 1.21 1.28
Return on Equity (ROE) 0.05 0.07 0.10 0.10 -0.43 0.06 0.07 0.04 0.05 0.06 0.05 0.06 0.05 0.03 0.04 -0.04 0.05 0.04 0.04 0.03 0.09 0.07 0.01 0.06 0.03 0.06
Return on Assets (ROA) 0.00 0.01 0.01 0.01 -0.04 0.01 0.01 0.00 0.01 0.01 0.01 0.01 0.01 0.00 0.00 -0.01 0.01 0.01 0.01 0.00 0.01 0.01 0.00 0.01 0.00 0.01
Return on Capital (ROIC) 0.04 0.11 0.01 0.01 -0.04 0.01 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.01 0.01 0.01 0.01 0.01 -0.00 0.03 0.03 0.03 0.05 0.04 0.04
Dividend Yield 0.03 0.03 0.02 0.02 0.04 0.03 0.03 0.02 0.02 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.02 0.02 0.02 0.02 0.01 0.01 0.02 0.02 0.01 n/a
Payout Ratio 0.51 0.46 0.27 0.21 -0.07 0.46 0.39 0.60 0.42 0.44 0.54 0.44 0.47 0.68 0.65 -0.57 0.31 0.40 0.43 0.45 0.23 0.29 1.55 0.32 0.15 n/a
Gross Profit Margin 71.44% 56.04% 41.53% 35.19% 100.00% 100.00% 47.03% 45.98% 45.62% 100.00% 100.00% 47.51% 47.11% 45.08% 39.86% 35.24% 42.13% 38.03% 43.16% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Net Profit Margin 9.94% 12.08% 22.38% 31.11% -134.39% 21.76% 22.56% 13.15% 19.75% 18.47% 14.90% 18.13% 16.81% 12.35% 12.71% -16.3% 20.72% 15.08% 15.58% 12.36% 23.92% 17.48% 3.27% 17.61% 10.83% 15.69%
Pretax Profit Margin 12.95% 13.59% 27.52% 39.06% -139.59% 27.68% 28.46% 23.74% 26.08% 20.36% 20.09% 25.66% 23.83% 13.14% 16.51% -28.11% 28.93% 20.92% 21.53% 24.39% 36.53% 27.36% 3.94% 26.20% 16.41% 21.25%
Operating Profit Margin 70.70% 55.10% 37.84% 39.06% -144.79% 26.77% 52.31% 28.89% 38.97% 35.94% 36.28% 18.13% 17.13% 11.71% 38.92% 22.34% 20.72% 15.08% 15.07% -0.65% 78.70% 63.91% 47.23% 92.51% 95.54% 96.36%
FCF Margin n/a 26.59% 29.44% 27.23% 57.73% 22.54% 45.34% 15.60% 29.98% 29.44% 20.92% 50.36% 4.95% 22.61% 34.37% 13.81% 34.20% 19.90% 26.18% 23.82% 31.09% 26.57% 33.39% 34.68% -0.74% 10.38%
EBITDA Margin 70.70% n/a -124.09% 31.11% -134.85% 22.67% 45.83% 28.89% 29.89% 34.09% 25.88% 31.11% n/a n/a n/a n/a n/a 15.08% 15.07% n/a 44.39% n/a n/a n/a n/a n/a