Price Alert

Berkshire Hills Bancorp I... (BHLB)

NYSE: BHLB · Real-Time Price · USD

25.64

-0.48 (-1.84%)

At close: Aug 14, 2025, 3:59 PM

25.64

-0.02%

Pre-market: Aug 15, 2025, 08:39 AM EDT

Berkshire Hills Bancorp Statistics

Share Statistics

Berkshire Hills Bancorp has 46.3M shares outstanding. The number of shares has increased by 7.74% in one year.

Shares Outstanding	46.3M
Shares Change (YoY)	7.74%
Shares Change (QoQ)	-0.14%
Owned by Institutions (%)	94.22%
Shares Floating	45.69M
Failed to Deliver (FTD) Shares	5,226
FTD / Avg. Volume	1.13%

Short Selling Information

The latest short interest is 3.3M, so 7.13% of the outstanding shares have been sold short.

Short Interest	3.3M
Short % of Shares Out	7.13%
Short % of Float	9.57%
Short Ratio (days to cover)	7.06

Valuation Ratios

The PE ratio is 19.81 and the forward PE ratio is 7.21. Berkshire Hills Bancorp's PEG ratio is -1.88.

PE Ratio	19.81
Forward PE	7.21
PS Ratio	1.87
Forward PS	1.8
PB Ratio	1.04
P/FCF Ratio	10.02
PEG Ratio	-1.88

Financial Ratio History

Enterprise Valuation

Berkshire Hills Bancorp has an Enterprise Value (EV) of 575.06M.

EV / Sales	0.89
EV / EBITDA	6.31
EV / EBIT	4.59
EV / FCF	4.77

Financial Position

The company has a current ratio of 0.17, with a Debt / Equity ratio of 0.42.

Current Ratio	0.17
Quick Ratio	0.17
Debt / Equity	0.42
Debt / EBITDA	5.43
Debt / FCF	4.1
Interest Coverage	0.3

Financial Efficiency

Return on Equity is 5.23% and Return on Invested Capital is 3.23%.

Return on Equity	5.23%
Return on Assets	0.5%
Return on Invested Capital	3.23%
Revenue Per Employee	$544.78K
Profits Per Employee	$51.44K
Employee Count	1,186
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

Income Tax	18.51M
Effective Tax Rate	23.28%

Stock Price Statistics

The stock price has increased by -2.05% in the last 52 weeks. The beta is 0.66, so Berkshire Hills Bancorp's price volatility has been higher than the market average.

Beta	0.66
52-Week Price Change	-2.05%
50-Day Moving Average	25.3
200-Day Moving Average	27.03
Relative Strength Index (RSI)	39.06
Average Volume (20 Days)	462,380

Income Statement

In the last 12 months, Berkshire Hills Bancorp had revenue of 646.11M and earned 61M in profits. Earnings per share was 1.44.

Revenue	646.11M
Gross Profit	359.76M
Operating Income	79.52M
Net Income	61M
EBITDA	91.1M
EBIT	79.52M
Earnings Per Share (EPS)	1.44

Full Income Statement

Balance Sheet

The company has 1.13B in cash and 494.97M in debt, giving a net cash position of 633.44M.

Cash & Cash Equivalents	1.13B
Total Debt	494.97M
Net Cash	633.44M
Retained Earnings	-3.08M
Total Assets	12.03B
Working Capital	802.73M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 125.21M and capital expenditures -4.57M, giving a free cash flow of 120.64M.

Operating Cash Flow	125.21M
Capital Expenditures	-4.57M
Free Cash Flow	120.64M
FCF Per Share	2.84

Full Cash Flow Statement

Margins

Gross margin is 55.68%, with operating and profit margins of 12.31% and 9.44%.

Gross Margin	55.68%
Operating Margin	12.31%
Pretax Margin	12.31%
Profit Margin	9.44%
EBITDA Margin	14.1%
EBIT Margin	12.31%
FCF Margin	18.67%

Dividends & Yields

BHLB pays an annual dividend of $0.9, which amounts to a dividend yield of 2.96%.

Dividend Per Share	$0.90
Dividend Yield	2.96%
Dividend Growth (YoY)	0%
Payout Ratio	35.16%
Earnings Yield	5.05%
FCF Yield	9.98%

Dividend Details

Analyst Forecast

The average price target for BHLB is $34.5, which is 41.3% higher than the current price. The consensus rating is "Hold".

Price Target	$34.5
Price Target Difference	41.3%
Analyst Consensus	Hold
Analyst Count	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	29.78
Graham Upside	22%

Scores

Altman Z-Score	0.22
Piotroski F-Score	6