Berkshire Hills Bancorp Statistics
Share Statistics
Berkshire Hills Bancorp has 42.98M shares outstanding. The number of shares has increased by -2.33% in one year.
| Shares Outstanding | 42.98M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -0.71% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 42.45M |
| Failed to Deliver (FTD) Shares | 4.78K |
| FTD / Avg. Volume | 1.82% |
Short Selling Information
The latest short interest is 926.28K, so 2.16% of the outstanding shares have been sold short.
| Short Interest | 926.28K |
| Short % of Shares Out | 2.16% |
| Short % of Float | 2.18% |
| Short Ratio (days to cover) | 4.49 |
Valuation Ratios
The PE ratio is 15.44 and the forward PE ratio is 12.91. Berkshire Hills Bancorp 's PEG ratio is 0.26.
| PE Ratio | 15.44 |
| Forward PE | 12.91 |
| PS Ratio | 1.87 |
| Forward PS | 3 |
| PB Ratio | 1.06 |
| P/FCF Ratio | 7.01 |
| PEG Ratio | 0.26 |
Enterprise Valuation
Berkshire Hills Bancorp Inc. has an Enterprise Value (EV) of -.
| EV / Earnings | null |
| EV / Sales | null |
| EV / EBITDA | null |
| EV / EBIT | null |
| EV / FCF | null |
Financial Position
The company has a current ratio of 0.13, with a Debt / Equity ratio of 0.51.
| Current Ratio | 0.13 |
| Quick Ratio | 0.13 |
| Debt / Equity | 0.51 |
| Total Debt / Capitalization | 33.81 |
| Cash Flow / Debt | 0.3 |
| Interest Coverage | 1.53 |
Financial Efficiency
Return on equity (ROE) is 0.07% and return on capital (ROIC) is 17.85%.
| Return on Equity (ROE) | 0.07% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 17.85% |
| Revenue Per Employee | 439.92K |
| Profits Per Employee | 53.13K |
| Employee Count | 1.31K |
| Asset Turnover | 0.05 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 8.72M |
| Effective Tax Rate | 0.11 |
Stock Price Statistics
The stock price has increased by 21.29% in the last 52 weeks. The beta is 0.86, so Berkshire Hills Bancorp 's price volatility has been higher than the market average.
| Beta | 0.86 |
| 52-Week Price Change | 21.29% |
| 50-Day Moving Average | 29.05 |
| 200-Day Moving Average | 25.13 |
| Relative Strength Index (RSI) | 51.24 |
| Average Volume (20 Days) | 262.77K |
Income Statement
In the last 12 months, Berkshire Hills Bancorp had revenue of $576.30M and earned $69.60M in profits. Earnings per share was $1.61.
| Revenue | 576.30M |
| Gross Profit | 322.94M |
| Operating Income | 317.57M |
| Net Income | 69.60M |
| EBITDA | 0 |
| EBIT | 317.57M |
| Earnings Per Share (EPS) | 1.61 |
Balance Sheet
The company has $1.20B in cash and $568.29M in debt, giving a net cash position of $634.95M.
| Cash & Cash Equivalents | 1.20B |
| Total Debt | 568.29M |
| Net Cash | 634.95M |
| Retained Earnings | -33.14M |
| Total Assets | 11.60B |
| Working Capital | -3.85B |
Cash Flow
In the last 12 months, operating cash flow was $155.08M and capital expenditures -$1.82M, giving a free cash flow of $153.26M.
| Operating Cash Flow | 155.08M |
| Capital Expenditures | -1.82M |
| Free Cash Flow | 153.26M |
| FCF Per Share | 3.54 |
Margins
Gross margin is 56.04%, with operating and profit margins of 55.1% and 12.08%.
| Gross Margin | 56.04% |
| Operating Margin | 55.1% |
| Pretax Margin | 13.59% |
| Profit Margin | 12.08% |
| EBITDA Margin | 0% |
| EBIT Margin | 55.1% |
| FCF Margin | 26.59% |
Dividends & Yields
BHLB pays an annual dividend of $0.72, which amounts to a dividend yield of 2.38%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 2.38% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 76.6% |
| Earnings Yield | 5.34% |
| FCF Yield | 11.83% |
Analyst Forecast
The average price target for BHLB is $27, which is -10.4% lower than the current price. The consensus rating is "Hold".
| Price Target | $27 |
| Price Target Difference | -10.4% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
Scores
| Altman Z-Score | -0.25 |
| Piotroski F-Score | 6 |