Berkshire Hills Bancorp Statistics
Share Statistics
Berkshire Hills Bancorp has 45.78M shares outstanding. The number of shares has increased by 4.94% in one year.
| Shares Outstanding | 45.78M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 6.5% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 45.22M |
| Failed to Deliver (FTD) Shares | 18 |
| FTD / Avg. Volume | 0% |
Short Selling Information
The latest short interest is 882.89K, so 1.93% of the outstanding shares have been sold short.
| Short Interest | 882.89K |
| Short % of Shares Out | 1.93% |
| Short % of Float | 1.95% |
| Short Ratio (days to cover) | 4.06 |
Valuation Ratios
The PE ratio is 15.44 and the forward PE ratio is 12.91. Berkshire Hills Bancorp 's PEG ratio is 0.13.
| PE Ratio | 15.44 |
| Forward PE | 12.91 |
| PS Ratio | 1.87 |
| Forward PS | 2 |
| PB Ratio | 1.06 |
| P/FCF Ratio | 7.01 |
| PEG Ratio | 0.13 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Berkshire Hills Bancorp Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.13, with a Debt / Equity ratio of 0.5.
| Current Ratio | 0.13 |
| Quick Ratio | 0.13 |
| Debt / Equity | 0.5 |
| Total Debt / Capitalization | 33.35 |
| Cash Flow / Debt | 0.31 |
| Interest Coverage | 1.53 |
Financial Efficiency
Return on equity (ROE) is 0.07% and return on capital (ROIC) is 17.85%.
| Return on Equity (ROE) | 0.07% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 17.85% |
| Revenue Per Employee | 439.92K |
| Profits Per Employee | 53.13K |
| Employee Count | 1.31K |
| Asset Turnover | 0.05 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 8.72M |
| Effective Tax Rate | 0.11 |
Stock Price Statistics
The stock price has increased by 18.95% in the last 52 weeks. The beta is 0.86, so Berkshire Hills Bancorp 's price volatility has been higher than the market average.
| Beta | 0.86 |
| 52-Week Price Change | 18.95% |
| 50-Day Moving Average | 29.46 |
| 200-Day Moving Average | 25.73 |
| Relative Strength Index (RSI) | 45.68 |
| Average Volume (20 Days) | 363.92K |
Income Statement
In the last 12 months, Berkshire Hills Bancorp had revenue of 576.30M and earned 69.60M in profits. Earnings per share was 1.61.
| Revenue | 576.30M |
| Gross Profit | 322.94M |
| Operating Income | 317.57M |
| Net Income | 69.60M |
| EBITDA | 0 |
| EBIT | 317.57M |
| Earnings Per Share (EPS) | 1.61 |
Balance Sheet
The company has 1.20B in cash and 568.29M in debt, giving a net cash position of 634.95M.
| Cash & Cash Equivalents | 1.20B |
| Total Debt | 568.29M |
| Net Cash | 634.95M |
| Retained Earnings | -33.14M |
| Total Assets | 11.60B |
| Working Capital | -3.85B |
Cash Flow
In the last 12 months, operating cash flow was 155.08M and capital expenditures -1.82M, giving a free cash flow of 153.26M.
| Operating Cash Flow | 155.08M |
| Capital Expenditures | -1.82M |
| Free Cash Flow | 153.26M |
| FCF Per Share | 3.54 |
Margins
Gross margin is 56.04%, with operating and profit margins of 55.1% and 12.08%.
| Gross Margin | 56.04% |
| Operating Margin | 55.1% |
| Pretax Margin | 13.59% |
| Profit Margin | 12.08% |
| EBITDA Margin | n/a |
| EBIT Margin | 55.1% |
| FCF Margin | 26.59% |
Dividends & Yields
BHLB pays an annual dividend of $0.72, which amounts to a dividend yield of 2.62%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 2.62% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 76.6% |
| Earnings Yield | 5.7% |
| FCF Yield | 11.85% |
Analyst Forecast
The average price target for BHLB is $32.75, which is 15.9% higher than the current price. The consensus rating is "Hold".
| Price Target | $32.75 |
| Price Target Difference | 15.9% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Scores
| Altman Z-Score | -0.25 |
| Piotroski F-Score | 6 |