Berkshire Hills Bancorp I... (BHLB)

AI Score

Unlock

23.63

0.16 (0.68%)

At close: Apr 17, 2025, 3:59 PM

23.45

-0.76%

Pre-market: Apr 21, 2025, 06:50 AM EDT

Berkshire Hills Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	109.99M	109.57M	108.67M	55.54M	142.15M	107.8M	109.85M	105.14M	117.75M	108.33M	97.71M	89.74M	37.26M	93.12M	97.4M	101.29M	97.8M	97.02M	94.97M	92.06M	113.34M	118.28M	109.11M	107.18M	114.47M	118.62M	109.94M	107.24M	115.66M	100.54M	102.34M	101.64M	75.36M	76.35M	72M	73.33M
Cost of Revenue	n/a	51.27M	52.09M	53.31M	127.83M	n/a	63.13M	-9M	55.73M	61.43M	60.1M	60.09M	-52.41M	93.28M	97.89M	101.32M	n/a	n/a	n/a	101.79M	n/a	118.19M	109.09M	104.63M	-105.98M	61.1M	61.11M	62.48M	-77.52M	55.52M	55.55M	54.51M	-60.15M	40.21M	38.73M	39.62M
Gross Profit	109.99M	58.29M	56.58M	2.23M	14.33M	107.8M	46.73M	114.14M	62.02M	46.91M	37.61M	29.65M	89.66M	-166K	-484K	-31K	97.8M	97.02M	94.97M	-9.73M	113.34M	87K	17K	2.55M	220.45M	57.52M	48.83M	44.76M	193.19M	45.02M	46.8M	47.13M	135.51M	36.14M	33.27M	33.7M
Operating Income	n/a	32.11M	33.84M	-19.81M	789K	36.24M	27.8M	64.54M	55.02M	33.99M	37.45M	30.95M	30.86M	53.14M	-478K	3.46M	28.69M	37.82M	n/a	-2.75M	101.52M	38.38M	49.59M	50.44M	214.86M	56.61M	-21K	42.14M	121.38M	31.41M	25.94M	24.2M	115.76M	29.63M	29.55M	28.18M
Interest Income	150.56M	157.27M	154.11M	152.01M	150.54M	148.02M	145.43M	132.32M	121.38M	103.67M	87.38M	74.82M	75.86M	79.69M	85.36M	88.15M	92.13M	97.77M	103.69M	116.19M	125.44M	133.72M	129.24M	121.11M	127.85M	117.57M	115.48M	106.15M	105.82M	89.06M	84.67M	80.71M	72.43M	70.51M	69.02M	68.48M
Pretax Income	26.61M	48.15M	31.23M	-26.48M	-5.95M	23.29M	27.8M	33.19M	35.73M	23.66M	29.23M	25.19M	24.31M	79.54M	28.53M	16.63M	17.24M	22.98M	-559.17M	-14.07M	39.06M	24.67M	29.07M	31.19M	17.57M	41.02M	42.28M	32.55M	19.48M	30.11M	27.93M	22.22M	10.69M	23.33M	21.21M	22.22M
Net Income	19.66M	37.51M	24.02M	-20.19M	-1.45M	19.55M	23.86M	27.64M	30.5M	18.72M	23.11M	20.2M	20.25M	63.75M	21.64M	13.03M	15.01M	21.23M	-549.38M	-19.87M	25.75M	22.62M	25.45M	23.64M	14.26M	32.23M	34.03M	25.25M	-2.81M	22.9M	19.69M	15.46M	10.33M	16.38M	15.96M	16M
Selling & General & Admin	48.34M	41.52M	42.51M	41.85M	43.06M	41.71M	43.3M	40.28M	14.32M	41.19M	39.96M	39.62M	48.1M	47.13M	46.63M	47.33M	46.56M	45.87M	49.72M	47.64M	43.57M	45.13M	44.4M	42.66M	51.41M	42.06M	52.27M	42.75M	55M	48.07M	48.65M	45.5M	35.91M	32.9M	31.42M	32.48M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	61.65M	68.04M	-23.13M	-22.97M	-26.66M	n/a	-25.51M	n/a	-14.32M	n/a	n/a	n/a	n/a	-47.13M	-46.63M	n/a	n/a	n/a	-49.72M	-23.26M	n/a	n/a	n/a	n/a	-51.41M	n/a	n/a	n/a	-55M	n/a	n/a	n/a	-21.08M	n/a	n/a	n/a
Operating Expenses	109.99M	109.57M	63.56M	22.97M	64.5M	63.56M	1.51M	1.21M	3.81M	1.29M	1.47M	1.11M	59.29M	-1.43M	-6K	-3.49M	-143.22M	58M	60.82M	71.33M	56.19M	-38.29M	-11.15M	-7.01M	7.98M	1.48M	2.37M	2.61M	11.88M	2.13M	3.18M	2M	3.16M	671K	737K	673K
Interest Expense	63.7M	69.21M	65.58M	63.87M	62.12M	57.69M	52.67M	34.78M	19.29M	11.59M	6.02M	5.76M	6.55M	8.32M	9.97M	13.06M	16.42M	20.71M	26.1M	29.77M	34.11M	36.85M	37.64M	35.65M	34.45M	29.18M	25.19M	21.39M	19.46M	17.06M	15.12M	13.82M	13.28M	12.54M	11.58M	10.78M
Selling & Marketing Expenses	2.01M	861K	532K	1.12M	1.11M	1.55M	1.51M	1.21M	1.23M	1.29M	1.47M	1.11M	776K	860K	518K	595K	634K	1M	902K	1.17M	1.05M	1.01M	1.16M	1.27M	1.51M	1.48M	2.37M	2.61M	4.57M	2.13M	3.18M	2M	1.08M	671K	737K	673K
Cost & Expenses	109.99M	109.57M	63.56M	63.13M	148.11M	63.56M	65.27M	63.61M	61.51M	62.72M	60.26M	59.92M	59.29M	91.86M	97.88M	97.83M	60.34M	59.2M	60.82M	173.12M	56.19M	114.03M	56.05M	52.74M	-98M	62.58M	63.48M	65.1M	-65.64M	57.65M	58.73M	56.51M	-56.99M	40.88M	39.46M	40.3M
Income Tax Expense	6.95M	10.64M	7.21M	-6.29M	-4.51M	3.74M	3.94M	5.55M	5.23M	4.94M	6.12M	5M	4.07M	15.79M	6.9M	3.6M	-1.66M	-68K	-16.13M	-2M	6.42M	4.01M	5.12M	6.92M	3.31M	8.79M	8.25M	7.3M	22.29M	7.21M	8.24M	6.76M	362K	6.95M	5.25M	6.22M
Shares Outstanding (Basic)	42.51M	42.17M	42.44M	42.78M	42.85M	43.16M	43.44M	43.69M	44.1M	44.7M	45.82M	47.67M	47.96M	48.4M	50.32M	50.33M	50.31M	50.33M	50.25M	50.2M	50.49M	51.42M	48.96M	46.11M	46.06M	46.03M	46.03M	45.97M	44.22M	39.98M	37.32M	35.28M	32.19M	30.62M	30.61M	30.51M
Shares Outstanding (Diluted)	42.76M	42.45M	42.51M	43.03M	43.5M	43.35M	43.53M	44.04M	44.48M	45.03M	46.1M	48.07M	48.34M	48.74M	50.61M	50.56M	50.35M	50.33M	50.25M	50.2M	50.7M	51.55M	49.11M	46.26M	46.24M	46.26M	46.22M	46.2M	44.22M	40.15M	37.47M	35.45M	32.38M	30.81M	30.77M	30.69M
EPS (Basic)	0.46	0.89	0.57	-0.47	-0.03	0.45	0.55	0.63	0.69	0.42	0.50	0.42	0.42	1.32	0.43	0.26	0.30	0.42	-10.93	-0.4	0.51	0.44	0.52	0.51	0.31	0.70	0.74	0.55	-0.06	0.57	0.53	0.44	0.32	0.53	0.52	0.52
EPS (Diluted)	0.46	0.88	0.57	-0.47	-0.03	0.45	0.55	0.63	0.69	0.42	0.50	0.42	0.42	1.31	0.43	0.26	0.30	0.42	-10.93	-0.4	0.51	0.44	0.52	0.51	0.31	0.70	0.74	0.55	-0.06	0.57	0.53	0.44	0.32	0.53	0.52	0.52
EBITDA	n/a	50.96M	34.17M	-23.34M	n/a	26.57M	31.21M	68.7M	39.33M	40.95M	25.81M	n/a	28.23M	53.14M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	45.07M	-21K	36.37M	n/a	31.41M	25.94M	24.2M	n/a	26.07M	n/a	n/a
EBIT	-2.69M	48.15M	31.23M	-26.48M	-3.25M	23.29M	27.91M	28.26M	35.73M	23.66M	29.23M	-3.77M	24.31M	79.54M	-4.09M	-4.16M	-4.49M	-4.57M	-4.79M	-4.26M	-4.66M	-4.42M	-4.24M	-3.38M	-3.95M	41.02M	-3.78M	32.55M	-3.65M	30.11M	27.93M	28.31M	-2.74M	23.33M	-2.87M	-2.97M
Depreciation & Amortization	2.69M	2.81M	2.94M	3.14M	3.25M	3.28M	3.31M	3.43M	3.6M	3.63M	3.71M	3.77M	3.92M	4.07M	4.09M	4.16M	4.49M	4.57M	4.79M	4.26M	4.66M	4.42M	4.24M	3.38M	3.95M	4.05M	3.78M	3.82M	3.65M	1.3M	3.26M	3.27M	2.74M	2.74M	2.87M	2.97M