BM Technologies Inc. (BMTX)
BM Statistics
Share Statistics
BM has 12.09M shares outstanding. The number of shares has increased by 1.84% in one year.
| Shares Outstanding | 12.09M |
| Shares Change (YoY) | 1.84% |
| Shares Change (QoQ) | -0.09% |
| Owned by Institutions (%) | 23.23% |
| Shares Floating | 7.25M |
| Failed to Deliver (FTD) Shares | 182 |
| FTD / Avg. Volume | 0.08% |
Short Selling Information
The latest short interest is 692.3K, so 5.73% of the outstanding shares have been sold short.
| Short Interest | 692.3K |
| Short % of Shares Out | 5.73% |
| Short % of Float | 8.15% |
| Short Ratio (days to cover) | 2.85 |
Valuation Ratios
The PE ratio is -1.37 and the forward PE ratio is 14.65. BM's PEG ratio is undefined.
| PE Ratio | -1.37 |
| Forward PE | 14.65 |
| PS Ratio | 0.43 |
| Forward PS | null |
| PB Ratio | 0.77 |
| P/FCF Ratio | -5.46 |
| PEG Ratio | undefined |
Enterprise Valuation
BM Technologies Inc. has an Enterprise Value (EV) of 23.73M.
| EV / Earnings | -1.37 |
| EV / Sales | 0.43 |
| EV / EBITDA | -4.62 |
| EV / EBIT | -1.25 |
| EV / FCF | -5.46 |
Financial Position
The company has a current ratio of 1.25, with a Debt / Equity ratio of 0.
| Current Ratio | 1.25 |
| Quick Ratio | 1.25 |
| Debt / Equity | 0 |
| Total Debt / Capitalization | 0 |
| Cash Flow / Debt | 0 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is -0.56% and return on capital (ROIC) is -61.54%.
| Return on Equity (ROE) | -0.56% |
| Return on Assets (ROA) | -0.32% |
| Return on Capital (ROIC) | -61.54% |
| Revenue Per Employee | $276,260 |
| Profits Per Employee | $-86,655 |
| Employee Count | 200 |
| Asset Turnover | 1.01 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 16K |
| Effective Tax Rate | 0 |
Stock Price Statistics
The stock price has increased by 142.72% in the last 52 weeks. The beta is 0.18, so BM's price volatility has been higher than the market average.
| Beta | 0.18 |
| 52-Week Price Change | 142.72% |
| 50-Day Moving Average | 4.85 |
| 200-Day Moving Average | 3.43 |
| Relative Strength Index (RSI) | 72.47 |
| Average Volume (20 Days) | 242.45K |
Income Statement
In the last 12 months, BM had revenue of 55.25M and earned -17.33M in profits. Earnings per share was -1.5.
| Revenue | 55.25M |
| Gross Profit | 26.57M |
| Operating Income | -19.04M |
| Net Income | -17.33M |
| EBITDA | -5.14M |
| EBIT | -19.04M |
| Earnings Per Share (EPS) | -1.5 |
Balance Sheet
The company has 14.29M in cash and 0 in debt, giving a net cash position of 14.29M.
| Cash & Cash Equivalents | 14.29M |
| Total Debt | 0 |
| Net Cash | 14.29M |
| Retained Earnings | -40.82M |
| Total Assets | 43.84M |
| Working Capital | -3.72M |
Cash Flow
In the last 12 months, operating cash flow was 1.53M and capital expenditures -5.87M, giving a free cash flow of -4.35M.
| Operating Cash Flow | 1.53M |
| Capital Expenditures | -5.87M |
| Free Cash Flow | -4.35M |
| FCF Per Share | -0.38 |
Margins
Gross margin is 48.08%, with operating and profit margins of -34.47% and -31.37%.
| Gross Margin | 48.08% |
| Operating Margin | -34.47% |
| Pretax Margin | -31.34% |
| Profit Margin | -31.37% |
| EBITDA Margin | -9.3% |
| EBIT Margin | -34.47% |
| FCF Margin | -7.87% |
Dividends & Yields
BMTX does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | -30% |
| FCF Yield | -7.19% |
Analyst Forecast
The average price target for BMTX is $6.7, which is 34% higher than the current price. The consensus rating is "Buy".
| Price Target | $6.7 |
| Price Target Difference | 34% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
Scores
| Altman Z-Score | 0.26 |
| Piotroski F-Score | 3 |