Bank of James Financial ... (BOTJ)
Bank of James Financial Statistics
Share Statistics
Bank of James Financial has 4.54M shares outstanding. The number of shares has increased by 0% in one year.
| Shares Outstanding | 4.54M |
| Shares Change (YoY) | 0% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 23.06% |
| Shares Floating | 3.84M |
| Failed to Deliver (FTD) Shares | 310 |
| FTD / Avg. Volume | 2.94% |
Short Selling Information
The latest short interest is 4.67K, so 0.1% of the outstanding shares have been sold short.
| Short Interest | 4.67K |
| Short % of Shares Out | 0.1% |
| Short % of Float | 0.12% |
| Short Ratio (days to cover) | 0.3 |
Valuation Ratios
The PE ratio is 9.08 and the forward PE ratio is null. Bank of James Financial's PEG ratio is -1.08.
| PE Ratio | 9.08 |
| Forward PE | n/a |
| PS Ratio | 1.6 |
| Forward PS | null |
| PB Ratio | 1.11 |
| P/FCF Ratio | 0 |
| PEG Ratio | -1.08 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Bank of James Financial Group Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 101.54, with a Debt / Equity ratio of 0.3.
| Current Ratio | 101.54 |
| Quick Ratio | 101.54 |
| Debt / Equity | 0.3 |
| Total Debt / Capitalization | 22.98 |
| Cash Flow / Debt | 0 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.12% and return on capital (ROIC) is 12.77%.
| Return on Equity (ROE) | 0.12% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 12.77% |
| Revenue Per Employee | $261,790.7 |
| Profits Per Employee | $46,186.05 |
| Employee Count | 172 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 1.98M |
| Effective Tax Rate | 0.2 |
Stock Price Statistics
The stock price has increased by 41.31% in the last 52 weeks. The beta is 0.78, so Bank of James Financial's price volatility has been higher than the market average.
| Beta | 0.78 |
| 52-Week Price Change | 41.31% |
| 50-Day Moving Average | 13.46 |
| 200-Day Moving Average | 13.44 |
| Relative Strength Index (RSI) | 68.37 |
| Average Volume (20 Days) | 10.53K |
Income Statement
In the last 12 months, Bank of James Financial had revenue of 45.03M and earned 7.94M in profits. Earnings per share was 1.75.
| Revenue | 45.03M |
| Gross Profit | 45.03M |
| Operating Income | 13.43M |
| Net Income | 7.94M |
| EBITDA | 0 |
| EBIT | 13.43M |
| Earnings Per Share (EPS) | 1.75 |
Balance Sheet
The company has 73.31M in cash and 19.35M in debt, giving a net cash position of 53.96M.
| Cash & Cash Equivalents | 73.31M |
| Total Debt | 19.35M |
| Net Cash | 53.96M |
| Retained Earnings | 42.8M |
| Total Assets | 979.24M |
| Working Capital | 72.59M |
Cash Flow
In the last 12 months, operating cash flow was 0 and capital expenditures 0, giving a free cash flow of 0.
| Operating Cash Flow | 0 |
| Capital Expenditures | 0 |
| Free Cash Flow | 0 |
| FCF Per Share | 0 |
Margins
Gross margin is 100%, with operating and profit margins of 29.83% and 17.64%.
| Gross Margin | 100% |
| Operating Margin | 29.83% |
| Pretax Margin | 22.04% |
| Profit Margin | 17.64% |
| EBITDA Margin | n/a |
| EBIT Margin | 29.83% |
| FCF Margin | n/a |
Dividends & Yields
BOTJ pays an annual dividend of $0.4, which amounts to a dividend yield of 3.06%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 3.06% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 22.86% |
| Earnings Yield | 11.95% |
| FCF Yield | 0% |
Analyst Forecast
Currently there are no analyst rating for BOTJ.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Jun 24, 2021. It was a forward split with a ratio of 11:10.
| Last Split Date | Jun 24, 2021 |
| Split Type | forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | 0.26 |
| Piotroski F-Score | 7 |