Byline Bancorp Inc. (BY)
Byline Bancorp Statistics
Share Statistics
Byline Bancorp has 44.68M shares outstanding. The number of shares has increased by 1.27% in one year.
| Shares Outstanding | 44.68M |
| Shares Change (YoY) | 1.27% |
| Shares Change (QoQ) | 0.67% |
| Owned by Institutions (%) | 46.04% |
| Shares Floating | 25.47M |
| Failed to Deliver (FTD) Shares | 900 |
| FTD / Avg. Volume | 0.6% |
Short Selling Information
The latest short interest is 579.63K, so 1.3% of the outstanding shares have been sold short.
| Short Interest | 579.63K |
| Short % of Shares Out | 1.3% |
| Short % of Float | 1.85% |
| Short Ratio (days to cover) | 3.83 |
Valuation Ratios
The PE ratio is 10.43 and the forward PE ratio is 9.19. Byline Bancorp's PEG ratio is 3.12.
| PE Ratio | 10.43 |
| Forward PE | 9.19 |
| PS Ratio | 87138.09 |
| Forward PS | 2.6 |
| PB Ratio | 1.21 |
| P/FCF Ratio | 46.77 |
| PEG Ratio | 3.12 |
Enterprise Valuation
Byline Bancorp has an Enterprise Value (EV) of 1.44B.
| EV / Sales | 99545.29 |
| EV / EBITDA | 0 |
| EV / EBIT | 53.43 |
| EV / FCF | 53.43 |
Financial Position
The company has a current ratio of 53.71, with a Debt / Equity ratio of 0.71.
| Current Ratio | 53.71 |
| Quick Ratio | 53.71 |
| Debt / Equity | 0.71 |
| Debt / EBITDA | - |
| Debt / FCF | 27.56 |
| Interest Coverage | -1.76 |
Financial Efficiency
Return on Equity is 11.61% and Return on Invested Capital is -10.44%.
| Return on Equity | 11.61% |
| Return on Assets | 1.27% |
| Return on Invested Capital | -10.44% |
| Revenue Per Employee | $14.22 |
| Profits Per Employee | $118.74K |
| Employee Count | 1,017 |
| Asset Turnover | 0 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 40.32M |
| Effective Tax Rate | 25.03% |
Stock Price Statistics
The stock price has increased by 21.63% in the last 52 weeks. The beta is 0.91, so Byline Bancorp's price volatility has been higher than the market average.
| Beta | 0.91 |
| 52-Week Price Change | 21.63% |
| 50-Day Moving Average | 26.54 |
| 200-Day Moving Average | 27.67 |
| Relative Strength Index (RSI) | 53.53 |
| Average Volume (20 Days) | 151.06K |
Income Statement
In the last 12 months, Byline Bancorp had revenue of 14.46K and earned 120.76M in profits. Earnings per share was 2.78.
| Revenue | 14.46K |
| Gross Profit | 14.46K |
| Operating Income | -383.99M |
| Net Income | 120.76M |
| EBITDA | 0 |
| EBIT | -5.03M |
| Earnings Per Share (EPS) | 2.78 |
Balance Sheet
The company has 563.14M in cash and 742.55M in debt, giving a net cash position of -179.41M.
| Cash & Cash Equivalents | 563.14M |
| Total Debt | 742.55M |
| Net Cash | -179.41M |
| Retained Earnings | 0 |
| Total Assets | 9.5B |
| Working Capital | 1.73B |
Cash Flow
In the last 12 months, operating cash flow was 26.94M and capital expenditures 0, giving a free cash flow of 26.94M.
| Operating Cash Flow | 26.94M |
| Capital Expenditures | 0 |
| Free Cash Flow | 26.94M |
| FCF Per Share | 0.62 |
Margins
Gross margin is 100%, with operating and profit margins of -2655553.25% and 835124.48%.
| Gross Margin | 100% |
| Operating Margin | -2655553.25% |
| Pretax Margin | 1113962.66% |
| Profit Margin | 835124.48% |
| EBITDA Margin | n/a |
| EBIT Margin | -2655553.25% |
| FCF Margin | 186300.14% |
Dividends & Yields
BY pays an annual dividend of $0.46, which amounts to a dividend yield of 1.26%.
| Dividend Per Share | $0.46 |
| Dividend Yield | 1.26% |
| Dividend Growth (YoY) | 11.11% |
| Payout Ratio | 16.73% |
| Earnings Yield | 9.58% |
| FCF Yield | 2.14% |
Analyst Forecast
The average price target for BY is $34, which is 32.6% higher than the current price. The consensus rating is "Hold".
| Price Target | $34 |
| Price Target Difference | 32.6% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Scores
| Altman Z-Score | 0.46 |
| Piotroski F-Score | 5 |