Byline Bancorp Inc. (BY)
Byline Bancorp Statistics
Share Statistics
Byline Bancorp has 44.46M shares outstanding. The number of shares has increased by 0.01% in one year.
| Shares Outstanding | 44.46M |
| Shares Change (YoY) | 0.01% |
| Shares Change (QoQ) | 0.28% |
| Owned by Institutions (%) | 44.14% |
| Shares Floating | 25.22M |
| Failed to Deliver (FTD) Shares | 24 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 545.93K, so 1.23% of the outstanding shares have been sold short.
| Short Interest | 545.93K |
| Short % of Shares Out | 1.23% |
| Short % of Float | 2.17% |
| Short Ratio (days to cover) | 4.85 |
Valuation Ratios
The PE ratio is 8.75 and the forward PE ratio is 10.55. Byline Bancorp's PEG ratio is 0.65.
| PE Ratio | 8.75 |
| Forward PE | 10.55 |
| PS Ratio | 1.77 |
| Forward PS | 2.9 |
| PB Ratio | 0.95 |
| P/FCF Ratio | 5.82 |
| PEG Ratio | 0.65 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Byline Bancorp Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.52.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.52 |
| Total Debt / Capitalization | 34.14 |
| Cash Flow / Debt | 0.32 |
| Interest Coverage | 0.98 |
Financial Efficiency
Return on equity (ROE) is 0.11% and return on capital (ROIC) is 7.18%.
| Return on Equity (ROE) | 0.11% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 7.18% |
| Revenue Per Employee | $515,703.67 |
| Profits Per Employee | $104,129.34 |
| Employee Count | 1,036 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 37.8M |
| Effective Tax Rate | 0.26 |
Stock Price Statistics
The stock price has increased by 37.64% in the last 52 weeks. The beta is 1.16, so Byline Bancorp's price volatility has been higher than the market average.
| Beta | 1.16 |
| 52-Week Price Change | 37.64% |
| 50-Day Moving Average | 28.97 |
| 200-Day Moving Average | 27.16 |
| Relative Strength Index (RSI) | 43.55 |
| Average Volume (20 Days) | 118.11K |
Income Statement
In the last 12 months, Byline Bancorp had revenue of 534.27M and earned 107.88M in profits. Earnings per share was 2.69.
| Revenue | 534.27M |
| Gross Profit | 353.28M |
| Operating Income | 145.68M |
| Net Income | 107.88M |
| EBITDA | 0 |
| EBIT | 145.68M |
| Earnings Per Share (EPS) | 2.69 |
Balance Sheet
The company has 226.14M in cash and 513.17M in debt, giving a net cash position of -287.03M.
| Cash & Cash Equivalents | 226.14M |
| Total Debt | 513.17M |
| Net Cash | -287.03M |
| Retained Earnings | 429.04M |
| Total Assets | 9.42B |
| Working Capital | -3.76B |
Cash Flow
In the last 12 months, operating cash flow was 166.07M and capital expenditures -3.86M, giving a free cash flow of 162.21M.
| Operating Cash Flow | 166.07M |
| Capital Expenditures | -3.86M |
| Free Cash Flow | 162.21M |
| FCF Per Share | 4.05 |
Margins
Gross margin is 66.12%, with operating and profit margins of 27.27% and 20.19%.
| Gross Margin | 66.12% |
| Operating Margin | 27.27% |
| Pretax Margin | 27.27% |
| Profit Margin | 20.19% |
| EBITDA Margin | n/a |
| EBIT Margin | 27.27% |
| FCF Margin | 30.36% |
Dividends & Yields
BY pays an annual dividend of $0.46, which amounts to a dividend yield of 1.26%.
| Dividend Per Share | $0.46 |
| Dividend Yield | 1.26% |
| Dividend Growth (YoY) | 11.11% |
| Payout Ratio | 16.73% |
| Earnings Yield | 9.43% |
| FCF Yield | 12.79% |
Analyst Forecast
The average price target for BY is $34, which is 19.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $34 |
| Price Target Difference | 19.2% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Scores
| Altman Z-Score | -0.22 |
| Piotroski F-Score | 7 |