Byline Bancorp Inc.

23.88
-1.12 (-4.48%)
At close: Apr 04, 2025, 1:35 PM

Byline Bancorp Statistics

Share Statistics

Byline Bancorp has 44.68M shares outstanding. The number of shares has increased by 1.27% in one year.

Shares Outstanding 44.68M
Shares Change (YoY) 1.27%
Shares Change (QoQ) 0.67%
Owned by Institutions (%) 46.04%
Shares Floating 25.47M
Failed to Deliver (FTD) Shares 117
FTD / Avg. Volume 0.07%

Short Selling Information

The latest short interest is 545.93K, so 1.23% of the outstanding shares have been sold short.

Short Interest 545.93K
Short % of Shares Out 1.23%
Short % of Float 2.17%
Short Ratio (days to cover) 4.85

Valuation Ratios

The PE ratio is 10.43 and the forward PE ratio is 10.55. Byline Bancorp's PEG ratio is 3.12.

PE Ratio 10.43
Forward PE 10.55
PS Ratio 87138.09
Forward PS 2.5
PB Ratio 1.21
P/FCF Ratio 46.77
PEG Ratio 3.12
Financial Ratio History

Enterprise Valuation

Byline Bancorp has an Enterprise Value (EV) of 1.44B.

EV / Sales 99545.29
EV / EBITDA 0
EV / EBIT 53.43
EV / FCF 53.43

Financial Position

The company has a current ratio of 53.71, with a Debt / Equity ratio of 0.71.

Current Ratio 53.71
Quick Ratio 53.71
Debt / Equity 0.71
Debt / EBITDA -
Debt / FCF 27.56
Interest Coverage -1.76

Financial Efficiency

Return on Equity is 11.61% and Return on Invested Capital is -10.44%.

Return on Equity 11.61%
Return on Assets 1.27%
Return on Invested Capital -10.44%
Revenue Per Employee $14.22
Profits Per Employee $118.74K
Employee Count 1,017
Asset Turnover 0
Inventory Turnover n/a

Taxes

Income Tax 40.32M
Effective Tax Rate 25.03%

Stock Price Statistics

The stock price has increased by 20.64% in the last 52 weeks. The beta is 0.91, so Byline Bancorp's price volatility has been higher than the market average.

Beta 0.91
52-Week Price Change 20.64%
50-Day Moving Average 28
200-Day Moving Average 27.6
Relative Strength Index (RSI) 31.62
Average Volume (20 Days) 158.98K

Income Statement

In the last 12 months, Byline Bancorp had revenue of 14.46K and earned 120.76M in profits. Earnings per share was 2.78.

Revenue 14.46K
Gross Profit 14.46K
Operating Income -383.99M
Net Income 120.76M
EBITDA 0
EBIT -5.03M
Earnings Per Share (EPS) 2.78
Full Income Statement

Balance Sheet

The company has 563.14M in cash and 742.55M in debt, giving a net cash position of -179.41M.

Cash & Cash Equivalents 563.14M
Total Debt 742.55M
Net Cash -179.41M
Retained Earnings 0
Total Assets 9.5B
Working Capital 1.73B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 26.94M and capital expenditures 0, giving a free cash flow of 26.94M.

Operating Cash Flow 26.94M
Capital Expenditures 0
Free Cash Flow 26.94M
FCF Per Share 0.62
Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of -2655553.25% and 835124.48%.

Gross Margin 100%
Operating Margin -2655553.25%
Pretax Margin 1113962.66%
Profit Margin 835124.48%
EBITDA Margin n/a
EBIT Margin -2655553.25%
FCF Margin 186300.14%

Dividends & Yields

BY pays an annual dividend of $0.46, which amounts to a dividend yield of 1.26%.

Dividend Per Share $0.46
Dividend Yield 1.26%
Dividend Growth (YoY) 11.11%
Payout Ratio 16.73%
Earnings Yield 9.58%
FCF Yield 2.14%
Dividend Details

Analyst Forecast

The average price target for BY is $34, which is 35.9% higher than the current price. The consensus rating is "Hold".

Price Target $34
Price Target Difference 35.9%
Analyst Consensus Hold
Analyst Count 3
Stock Forecasts

Scores

Altman Z-Score 0.47
Piotroski F-Score 5