Shares Outstanding Shares Outstanding n/a Close	5.02M
Shares Change (YoY) Shares Change (YoY) n/a Close	-0.41%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	-0.05%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	41.67%
Shares Floating Shares Floating n/a Close	n/a
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	1,050
FTD / Avg. Volume FTD / Avg. Volume n/a Close	6.28%

Short Selling Information

The latest short interest is 19.86K, so 0.4% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	19.86K
Short % of Shares Out Short % of Shares Out n/a Close	0.4%
Short % of Float Short % of Float n/a Close	0.44%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	1.11

Valuation Ratios

The PE ratio is 11.65 and the forward PE ratio is 12.84. CB Financial Services's PEG ratio is -0.26.

PE Ratio PE Ratio n/a Close	11.65
Forward PE Forward PE n/a Close	12.84
PS Ratio PS Ratio n/a Close	2.99
Forward PS Forward PS n/a Close	2.5
PB Ratio PB Ratio n/a Close	1
P/FCF Ratio P/FCF Ratio n/a Close	42.72
PEG Ratio PEG Ratio n/a Close	-0.26

Financial Ratio History

Enterprise Valuation

CB Financial Services has an Enterprise Value (EV) of 131.88M.

EV / Sales EV / Sales n/a Close	2.68
EV / EBITDA EV / EBITDA n/a Close	0
EV / EBIT EV / EBIT n/a Close	19.54
EV / FCF EV / FCF n/a Close	38.39

Financial Position

The company has a current ratio of 15.45, with a Debt / Equity ratio of 0.24.

Current Ratio Current Ratio n/a Close	15.45
Quick Ratio Quick Ratio n/a Close	15.45
Debt / Equity Debt / Equity n/a Close	0.24
Debt / EBITDA Debt / EBITDA n/a Close	n/a
Debt / FCF Debt / FCF n/a Close	10.11
Interest Coverage Interest Coverage n/a Close	0.5

Financial Efficiency

Return on Equity is 8.55% and Return on Invested Capital is 3.61%.

Return on Equity Return on Equity n/a Close	8.55%
Return on Assets Return on Assets n/a Close	0.85%
Return on Invested Capital Return on Invested Capital n/a Close	3.61%
Revenue Per Employee Revenue Per Employee n/a Close	$309,044.03
Profits Per Employee Profits Per Employee n/a Close	$79,207.55
Employee Count Employee Count n/a Close	159
Asset Turnover Asset Turnover n/a Close	0.03
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	2.75M
Effective Tax Rate Effective Tax Rate n/a Close	17.92%

Stock Price Statistics

The stock price has increased by 25.28% in the last 52 weeks. The beta is 0.29, so CB Financial Services's price volatility has been higher than the market average.

Beta Beta n/a Close	0.29
52-Week Price Change 52-Week Price Change n/a Close	25.28%
50-Day Moving Average 50-Day Moving Average n/a Close	28.73
200-Day Moving Average 200-Day Moving Average n/a Close	28.73
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	43.75
Average Volume (20 Days) Average Volume (20 Days) n/a Close	16,730

Income Statement

In the last 12 months, CB Financial Services had revenue of 49.14M and earned 12.59M in profits. Earnings per share was 2.45.

Revenue Revenue n/a Close	49.14M
Gross Profit Gross Profit n/a Close	49.14M
Operating Income Operating Income n/a Close	14.93M
Net Income Net Income n/a Close	12.59M
EBITDA EBITDA n/a Close	n/a
EBIT EBIT n/a Close	-2.42M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	2.45

Full Income Statement

Balance Sheet

The company has 49.57M in cash and 34.72M in debt, giving a net cash position of 14.85M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	49.57M
Total Debt Total Debt n/a Close	34.72M
Net Cash Net Cash n/a Close	14.85M
Retained Earnings Retained Earnings n/a Close	90.86M
Total Assets Total Assets n/a Close	1.48B
Working Capital Working Capital n/a Close	289.09M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 6.75M and capital expenditures 0, giving a free cash flow of 3.44M.

Operating Cash Flow Operating Cash Flow n/a Close	6.75M
Capital Expenditures Capital Expenditures n/a Close	n/a
Free Cash Flow Free Cash Flow n/a Close	3.44M
FCF Per Share FCF Per Share n/a Close	0.67

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 30.39% and 25.63%.

Gross Margin Gross Margin n/a Close	100%
Operating Margin Operating Margin n/a Close	30.39%
Pretax Margin Pretax Margin n/a Close	31.22%
Profit Margin Profit Margin n/a Close	25.63%
EBITDA Margin EBITDA Margin n/a Close	n/a
EBIT Margin EBIT Margin n/a Close	30.39%
FCF Margin FCF Margin n/a Close	6.99%

Dividends & Yields

CBFV pays an annual dividend of $1, which amounts to a dividend yield of 3.4%.

Dividend Per Share Dividend Per Share n/a Close	$1.00
Dividend Yield Dividend Yield n/a Close	3.4%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	52.36%
Earnings Yield Earnings Yield n/a Close	8.58%
FCF Yield FCF Yield n/a Close	2.34%

Dividend Details

Analyst Forecast

The average price target for CBFV is $26, which is -9.1% lower than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$26
Price Target Difference Price Target Difference n/a Close	-9.1%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	n/a
Lynch Upside Lynch Upside n/a Close	n/a
Graham Number Graham Number n/a Close	39.8
Graham Upside Graham Upside n/a Close	39.21%

Stock Splits

The last stock split was on May 11, 1999. It was a forward split with a ratio of 3:1.

Last Split Date Last Split Date n/a Close	May 11, 1999
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	3:1

Scores

Altman Z-Score Altman Z-Score n/a Close	0.44
Piotroski F-Score Piotroski F-Score n/a Close	5